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Know what is home warranty and home owner insurance

Here is the simple difference between home warranty and home owner insurance.

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Know what is home warranty and home owner insurance

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  1. Home Insurance Home Warranty Prepared by HomeWarrantyReviews.com

  2. What is Home Insurance? • Also called Homeowner’s Insurance is a form of property insurance that protects a private residence. • It is a multiple line insurance that covers property and liability. • In the event of a damage, home insurance provides discounted repairs and replacements

  3. What does Home Insurance cover? Home insurance covers damages to structural and household components happening due to any of the following reasons • Theft, vandalism, similar crimes • Earthquakes, floods or other natural hazards • Other select perils like fires Home insurance is suitable for homeowners with new homes or with mortgages on their homes.

  4. What is Home Warranty • Home Warranty is a service contract that agrees to provide the homeowner with discounted repairs and replacements of household appliances and systems. • Home Warranty plans do not cover liabilities of any kind. They simply provide budget protection • Typical appliance warranty plans omit damages caused due to insufficient maintenance, crimes, hazards or natural disasters and pre-existing conditions.

  5. What does Home Warranty cover? Home Warranty covers appliances and systems in a household which become damaged due to regular wear and tear. Typically this plan covers • HVAC systems • Kitchen and general appliances • Select other household items Home warranty is ideally suited for homes older than 4 years

  6. Differences

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