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JUNIOR COLLEGE NIGHT

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henry-noel

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JUNIOR COLLEGE NIGHT
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  1. JUNIOR COLLEGE NIGHT COLLEGE NOW DAVID MINICH

  2. VISIT THE FAFSA (FREE APPLICATION FOR FEDERAL STUDENT AID) fafsa.gov. Emphasis is on the free. Never pay anyone to do this for you. Use the fafsa4caster.ed.gov to calculate an estimated Expected Family Contribution (EFC)

  3. FAFSA INDICATES THE INDEX OF YOUR FAMILY ABILITY TO PAY – EFC THE FAMILY HAS THE FIRST OBLIGATION TO PAY

  4. ALL SCHOOLS CALCULATE THE COST OF ATTENDANCE THE SAME WAY Tuition and fees Room and board Books Personal expense Travel expense

  5. THE DIFFERENCE BETWEEN THE COST OF ATTENDANCE AND THE EFC IS THE DEMONSTRATED FINANCIAL NEED AT THAT SCHOOL

  6. A FAMILY CAN DEMONSTRATE NO NEED AT A LOW COST SCHOOL, BUT WILL HAVE NEED AT A SCHOOL THAT COSTS MORE

  7. NEED BASED AND MERIT BASED AID IS OFFERED ON AN ANNUAL BASIS FAFSA IS FILLED OUT ANNUALLY

  8. FINANCIAL AID PACKAGE CONSISTS OF SCHOLARSHIPS, GRANTS, LOANS AND WORK STUDY

  9. VERIFICATION IF YOU ESTIMATE YOUR FAFSA YOU WILL BE SELECTED FOR VERIFICATION. COLLEGES AND THE FEDERAL GOVERNMENT WILL VERIFY 3 OUT OF EVERY 10 FAFSAS YOU WILL BE VERIFIED AT LEAST ONCE IN FOUR YEARS

  10. NUMBER IN COLLEGE USUALLY YOU WILL PUT ONE IF MORE, PUT THE APPROPRIATE NUMBER EFC WILL BE DIVIDED BY THAT NUMBER PRIVATE SCHOOLS MAY ASK FOR VERIFICATION OF WHERE THE OTHER CHILD IS ATTENDING

  11. FINANCIAL STUFF ASSETS – STOCKS, BONDS, SAVINGS, CHECKING - INCLUDED EXCLUDES THE PRIMARY RESIDENCE RENTAL AND VACATION PROPERTY INCLUDED IN VALUE EXCLUDE THE VALUE OF YOUR RETIREMENT ACCOUNTS 529 PRE- PAIDS ARE COUNTED UNDER THE PARENT’S ASSETS ANNUITIES AND TRUSTS ARE SPECIAL CIRCUMSTANCES

  12. SPECIAL CIRCUMSTANCES DEBT IS NOT A SPECIAL CIRCUMSTANCE ALIMONY, CHILD SUPPORT RECEIVED, CHILD SUPPORT PAID, SOCIAL SECURITY, MEDICAL EXPENSES, YOUNGER CHILDREN IN PRIVATE OR PAROCHIAL SCHOOLS ARE

  13. PEARLS OF WISDOM • Keep an open mind • Do not stereotype people or colleges • Be realistic, but aim high • Seek advice, but make up your own mind • Do not rely on myths, rumors or anecdotes • Visit the schools where you are applying • Complete your applications thoroughly and on time

  14. DO THE MATH • THE SIMPLE MATH OF THE STORY IS THAT APPLICATIONS ARE UP AND SPACES AT COLLEGES ARE FIXED

  15. Perfect test scores? • In each of the past few years Harvard has received more than 500 applications with double 800 scores and has accepted just under half of them

  16. “LAST MINUTE THOUGHTS….’ • Remember, this college application process is unlike anything the student has experienced • The stress level for applying to college is high, but it is also an exciting time in students’ lives