Nova Southeastern University

1. Nova Southeastern University Short Term Disability Program

2. Effective July 1, 2010 NSU introduces a new Short Term Disability Program that will provide disabled employees with 60% of their salary for up to 26 weeks or 6 months. This new program replaces the Sick Leave Donation Program only, not the entire Sick Leave program. Eligibility for the new program will be the same as our Life Insurance and Long Term Disability eligibility rule, employees must be employed for 3 months.

3. Effective July 1, 2010 Changes were made to the NSU Long Term Disability program to coordinate with the new Short Term program and to provide better coverage. NSU Leave Policies were updated by the Policy Review Committee, to include the new Short Term Program as well as many other changes.

4. Why Make Changes? Gaps in present benefit programs and policies affect all types of employees • Younger and new employees; • Middle-aged employees; • And older, long term employees.

5. Why Make Changes? An analysis was performed * • 24% or 948 employees have less than 1 week of accrued sick leave; of this group 284 have been employed for less than one year and are not eligible for donated sick leave • 48.7% or 1,899 employees have 3 weeks or less of accrued sick leave • Altogether, 76.% or 2,990 employees have 10 weeks or less of accrued sick leave * Based on 2009 data

6. What is the solution? Provide better income protection for ALL employees in need by offering • Short Term Disability Program; • Increasing the Long Term Disability benefit and the LTD Minimum Benefit Period; and • Better coordinating benefit plans and university policies to fill coverage gaps

7. Short Term Disability

8. Long Term Disability

9. Leave Policies

10. Leave Policies

11. Leave Policies

12. Benefit Programs Before July 1, 2010 Waiting Period Medical Leave Long Term Disability 13 weeks – end of disability or reach maximum disability period Employment ends at 12 months 5 working days 6 days – 13 weeks Paid accrued or donated time, then unpaid Paid 50% salary benefit LTD benefit continues until end of disability or reach maximum disability period After July 1, 2010 and Introduction of Short Term Disability Program Waiting Period Short Term Disability Long Term Disability 8 days – 26 weeks 7 calendar days Employment ends at 6 months 5 year provision, employment ends at 12 months Paid accrued time, then 60% salary benefit 26 weeks - end of disability or reach maximum benefit period

13. Where Can I find Additional Information?

14. Who can I contact with Questions?

15. Questions and Answers