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Universal healthcare l.jpg

Universal Healthcare

andwhy it is not the answer

By: Dennis De Almeida


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Brief Overview of US Healthcare

  • 5 Predominant Bills in Congress

  • 46 Million Uninsured

  • #1 in Healthcare Spending

  • #37 in Healthcare Performance

  • 16% of US GDP

H.R. 3962 – 2032 pages


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Current Developments

  • H.R.3962 - Affordable Health Care for America Act – Passed the HR on Nov. 7, 2009

  • Bill in the senate passes to debate on Nov. 22, 2009

  • Senate will debate and vote the week of November 30th




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Compare Bills

Senate Democratic bill

Patient Protection Affordable Care Act

House of Representatives bill

Affordable Health Care for America Act

  • 36 million would gain coverage

  • Estimated cost of ($848 billion) $848,000,000,000 .00

  • Employer Mandate

  • Public Option

  • State-based purchasing pools

  • Increase Medicaid coverage

  • 31 million would gain coverage

  • Estimated cost of ($1.2 trillion) $1,200,000,000,000.00

  • Employer Mandate

  • Public Option

  • Health Insurance Exchange

  • Increase Medicaid coverage


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How they are financed

Senate Democratic bill

Patient Protection Affordable Care Act

House of Representatives bill

Affordable Health Care for America Act

  • $149.1 billion over seven years from a new excise tax on high-premium insurance

  • Cuts to Medicare and Medicaid

  • A fee on employers whose workers receive government subsidies to help them pay premiums

  • Fines on people who fail to purchase coverage

  • $54 billion over 10 years from a Medicare payroll

  • Tax hikes on high-income earners

  • $5 billion over 10 years from a new tax on elective cosmetic surgery

  • $102.3 billion over ten years from fees on insurance companies & drug makers

  • $460 billion over the next decade from new income taxes

  • More than $400 billion in cuts to Medicare and Medicaid

  • A new $20 billion fee on medical device makers

  • $13 billion from limiting contributions to flexible spending accounts

  • Fines on individuals and employers who don't obtain coverage and a mix of other corporate taxes and fees.


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Effect on Business

  • Increases in taxes

  • 4.5% surtax on small businesses

  • Mandatory to cover employees or fined

  • Taxes on Private Insurance Companies, Medical Manufacturers

  • Low reimbursements for pharmacies and doctors


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Effect On You

  • You are forced to buy insurance or pay a penalty

  • America’s youth will subsidize the elderly

  • Mammograms & Abortions

  • Quality & Efficiency of Healthcare


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Pros Cons

  • Almost all legal Americans covered

    • Pre-existing conditions

    • No caps on medical treatment

  • “Affordable healthcare”

  • Less Doctors per patients

  • Worse quality healthcare

  • Bigger Government

  • More taxes

  • Extinction of private health insurance cos.

  • Bureaucrats making healthcare decision


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H


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Video Interview

Current Seton Hall Student Majoring in Political Science


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My Opinion

  • We need healthcare insurance reform

  • No Universal Healthcare or Public Option

  • Allow Inter-State competition

  • Put limits on malpractice lawsuits

  • Free Market Theory

  • Keep current healthcare no matter if you change or lose your job

  • Give small business tax credits if they provide health insurance

  • Allow dependents to stay under parents until 25

  • Prevent insurers from dropping coverage


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Using the N97

  • Video & Sound Recording

  • Active Notes

  • Internet

  • Barcode Software

  • Podcasts

  • Facebook