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Juan Carlos Correal Chief Operating Officer, Partner juancarlos.correal@interbrosusa

INTERBROS PROFESSIONAL TEAM. Marketing & Production Team. Equipo de Producción y Mercadeo. . . . . Juan Carlos Correal Chief Operating Officer, Partner juancarlos.correal@interbrosusa.com. Jose A. Perez-Albela President, Partner jose.perezalbela@interbrosusa.com.

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Juan Carlos Correal Chief Operating Officer, Partner juancarlos.correal@interbrosusa

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  1. INTERBROS PROFESSIONAL TEAM Marketing & Production Team Equipo de Producción y Mercadeo     Juan Carlos Correal Chief Operating Officer, Partner juancarlos.correal@interbrosusa.com Jose A. Perez-Albela President, Partner jose.perezalbela@interbrosusa.com Juan Carlos Correal Chief Operating Officer, Partner juancarlos.correal@interbrosusa.com Jose A. Perez-Albela President, Partner jose.perezalbela@interbrosusa.com      Marketing & Production Team Soporte Administrativo y Financiero Tecnología de la Información Administración, Contabilidad y Finanzas  Information Technology (Outsourcing) Accounting (Outsourcing) Marlene Martínez Burt Office Manager and Senior Technical Broker marlene.burt@interbrosusa.com Marlene Martínez Burt Office Manager and Senior Technical Broker marlene.burt@interbrosusa.com   Rosa Serrano Administrative Assistant rosa.serrano@interbrosusa.com Rosa Serrano Administrative Assistant rosa.serrano@interbrosusa.com

  2. From our office in Miami, and working with our correspondant offices in London and in the rest of the world, we provide quotation services, first class reinsurance capacity, new markets and products in the following areas: Desde nuestras oficinas en Miami, y trabajando con nuestras representadas en Londres y en el resto del mundo, proveemos servicios de cotización, capacidad de reaseguro de primer nivel, nuevos mercados y productos en las siguientes áreas: Products and Services offered by INTERBROS Facultativos y Contratos Vida y No Vida (Proporcionales y No Proporcionales) Treaty & Facultative Life, Health & Property/Casualty (Proportional and Non-Proportional) Riesgos Especializados Instituciones Financieras, Responsabilidad Civil, Gastos Médicos, Desempleo, Productos Masivos, Consultorías de Seguros, Reaseguros, Administración de Riesgos, Seguridad Industrial, Auditoría Médica, Tarificación, etc. Specialized Risks Financial Institutions, Liability, Medical Expenses, Unemployment, Massive Marketing, Consulting Services on Insurance, Reinsurance, Risk Management, etc. Marine and Aviation Hull/Cargo, Port Authorities, Marine Ports and Airports liability Marítimo y Aviación Cascos/Carga, Autoridades Portuarias, R. Civil Puertos y Aeropuertos Construction/Engineering/Energy, Gas and Oil Construcción/Ingeniería/Energía, Gas y Petróleo

  3. INTERBROS Marketing Handling Markets od USA / Mexico, etc. Insured Lloyd’s Underwriters European and rest of the World Markets INTERBROS London Companies Cedant

  4. Some of the Risks and Contracts placed by members ofINTERBROS Furnas (Brasil) Energy YPF (Argentina) Refinery Gas and Oil ICE (Costa Rica ) Energy and Telecom. CEL (El Salvador) Energy INDE Guatemala Energy ENEL (Nicaragua) Energy Guatemala Various Sugar Mills, Brewery Costa Rica Health Treaties ACE Ecuador Health Treaties Interagua (Ecuador) Drinking water company Electroperu (Peru) Energy Perú Health Treaties, Mining Risks Debtors Portfolio Treaties Colombia Life, Debtors Group Life, Personal Accidents Treaties, Major Medical Expenses Dominican Republic Health Treaties Aviation Other Countries Bond Treaties

  5. INTERBROS Strategy for Facultative Placements • INTERBROS directly contacts all potential markets in both North and South America, as well as the rest of the world with the support of our correspondant network in London and Continental Europe. • INTERBROS studies all the placement possibilities through different combination of structures, Quota Share and Excess of Loss, to obtain the best benefits and results with regard to both the required capacity and price level. • We do not only concentrate in accessing the specialized, traditional International Markets, but we also access domestic insurers who underwrite multinational risks and provide a good additional capacity with a high level of solvency.

  6. Example of Facultative Placement $200m Excess Layer Excess Layer $150m Quota Share $100m Excess Layer $50m Primary Layers 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

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