Maternity Benefits. Maternity Benefits November 17, 2009 Nicola Moerdyk. During pregnancy…. MA1 MA Application for prescription charge exemption (maternity) FW8. Statuatory Maternity Pay (SMP) – Form MAT B1.
November 17, 2009
Application for prescription charge exemption (maternity) FW8
To help you to take time off work both before and after your baby is born, you may be able to get SMP.
a weekly payment from your employer.
for the first six weeks at 90 per cent of your average gross weekly earnings with no upper limit
for the remaining 33 weeks at the lower of either the standard rate of £123.06, or 90 per cent of your average gross weekly earnings
Paid in the same way and at the same time as normal wages for up to 39 weeks
medical evidence given to the employee by the doctor or midwife showing the expected date of confinement
The employee must produce medical evidence of the date the baby is due, usually the MAT B1, but the employer can accept other medical evidence providing it shows the date the baby is due.
a record sheet that can be used by the employer to record details of their employee’s maternity absence.
If an employer decides that an employee has no entitlement to SMP they must complete form SMP1 and send it to the employee with the original MAT B1 within seven days
They should keep a copy of the SMP1 and MAT B1 for their records.
If you're pregnant or have a new baby but don't qualify for SMP, you may be able to claim MA through Jobcentre Plus.
You might get Maternity Allowance if:
you're employed, but not eligible for SMP
you're registered self-employed and paying Class 2 National Insurance Contributions (NICs), or hold a Small Earnings Exception certificate
very recently been employed or self-employed
employed and/or self-employed for at least 26 weeks in your 'test period' (66 weeks up to and including the week before the week your baby is due). Part weeks count as full weeks; and you earned £30 a week averaged over any 13 weeks in your test period
If you don't qualify for Statutory Maternity Pay or Maternity Allowance, you may be able to get Employment and Support Allowance instead.
If you or your partner or civil partner are claiming benefits or tax credits you may be able to get a Sure Start Maternity Grant.
entitled to SMP (from any of your employers)
a standard weekly rate of £123.06 or 90 per cent of your average gross weekly earnings (before tax), whichever is the smaller
maximum of 39 weeks.
Possibly extra money for your husband, civil partner or someone else who looks after your children, if that person is on a very low income.
paid at least every two weeks directly into an account that accepts Direct Payment
day of payment will be determined by your National Insurance number at least every two weeks
Earliest is from the 11th week before the week of EDD
latest you can get it is from the day following delivery
Form MA1 from Jobcentre Plus or the DWP website
If you're not entitled to SMP from any of your employers, each of your employers must give you form SMP1 to send with your MA1 claim form
form MATB1 from doctor or midwife no earlier than 20 weeks before 39/40
proof of your earnings
Statutory Adoption Pay is a weekly payment you get from your employer to help take time off work when you adopt a child.
To qualify you must have been:
matched with a child for adoption by an adoption agency
employed by your present employer without a break for at least 26 weeks up to and including the week the adoption agency told you that you had been matched with a child for adoption
earning an average of at least £90 a week (before tax)
If your average weekly earnings are £90 or more (before tax), SAP is paid at £123.06 or 90 per cent of your average weekly earnings if this is less
Paid in the same way and at the same time as your normal wages
treated as normal pay - tax and National Insurance is deducted as usual
from the date of the child's placement or up to 14 days before the expected date of the placement
To claim SAP you must give your employer documentary evidence from the adoption agency – usually a 'matching certificate'
Inform your employer when you intend to take leave within seven days of being told by the adoption agency that you've been matched with a child
?SAP from each employer.
you may work for the employer paying you SAP for 10 days without losing SAP entitlement
When your wife, partner or civil partner gives birth or adopts a child, you may be able to get Statutory Paternity Pay (SPP)
all of the following must apply:
you must be the biological father or adopter of the child or be the mother's (or adopter's) husband, partner or civil partner or have or expect to have responsibility for the child's upbringing
you must be earning an average of at least £90 a week (before tax)
you must continue to work for that employer without a break up to the date the child is born or placed for adoption
If your average weekly earnings are £90 or more (before tax), SPP is paid for one or two consecutive weeks at £123.06 or 90 per cent of your average weekly earnings if this is less
Paid in the same way and at the same time as your normal wages
SPP is treated as normal pay - tax and National Insurance is deducted as usual
To claim you must tell your employer when you intend to take leave by the 15th week before your baby is due, or within seven days of your wife, partner or civil partner being told by the adoption agency that they've been matched with a child
If you're on a low income, the Sure Start Maternity Grant is a one-off payment to help towards costs of a new baby. The grant comes from the Social Fund and you don't have to repay it. £500
if you or your partner receive
Income-based Jobseeker's Allowance
Income-related Employment and Support Allowance
Child Tax Credit at a rate higher than the family element
Working Tax Credit where a disability or severe disability element is included
you and your husband or wife have been granted a parental order for a surrogate birth within the last three months
£500 for each baby
savings won't affect the grant
Payment will usually be made directly into a bank, building society or other account provider’s account that you have nominated.
won't affect your other benefits or tax credits.
complete claim pack SF100 (Sure Start)
Obtainable from Jobcentre Plus or download from the DWP website
return completed pack to Jobcentre Plus
A one-off, tax-free payment from HMRC to help you prepare for the birth of your baby
You can get the grant if all of the following apply:
you are 25 weeks pregnant or more
your expected date of delivery is on or after 6 April 2009
you have been given health advice from a midwife or doctor
The grant will be a one-off payment of £190 for each pregnancy
It will not affect your tax credits or any other benefits
Not means tested
HMRC will pay the grant directly into your bank or building society account
Form from your midwife or doctor once you're at least 25 weeks pregnant
Form must be forwarded to HMRC within 31 days of your midwife or doctor signing the form - otherwise grant may not be issued
If you need financial help to live independently in the community or to ease exceptional pressure on you and your family you may be able to get a Community Care Grant
Don't have to pay it back
you need help because you or your family face exceptional pressure, such as family breakdown or because one of you has a long-term illness
usually paid into your bank, building society or other account provider's account that you have nominated
doesn't count as income and won't affect other benefits you may be getting
You can't usually get a Community Care Grant if you have already asked for the same items or services in the last 28 days
any need which occurs outside the United Kingdom
educational or training expenses
a distinctive school uniform, sports clothes or equipment
travelling expenses to and from school
expenses in connection with court or legal proceedings
removal charges expenses or storage charges, where the local authority can help with these
domestic help or respite care
repairs to local authority or housing association homes
debts to government departments, including tax arrears
most other housing costs
fuel costs, except in certain circumstances
Entitles claimants to free milk, fresh fruit and vegetables, infant formula and vitamins
if pregnant and/or have at least one child under four AND your family gets
income-based Jobseeker's Allowance
Child Tax Credit (but not Working Tax Credit unless your family is receiving Working Tax credit run-on only) with an annual family income of £16,040 or less Income-related Employment and Support Allowance
if you are pregnant and under 18 years old
vouchers worth £3.10 each that can be spent on milk, fresh fruit and vegetables or infant formula
Pregnant women and children over one and under four years old get one voucher a week
Children under one year old get two vouchers a week
free vitamin supplements
You'll need to complete an application form and get your midwife, health visitor or registered doctor or nurse to sign it
request a Healthy Start application form by calling 0845 607 6823, or you can download a copy or apply online on the Healthy Start website
parent without the main day-to-day care of the child pays child maintenance to the other parent to help toward the child’s everyday living costs
If you are a parent it is important that your financial responsibility for your child does not end if your relationship with the other parent ends
1. making a private arrangement with the other parent
2. using the Child Support Agency (CSA) as the statutory maintenance service to calculate and collect maintenance for you
For more info see Child Maintenance Options on DWP website
tax-free payment that you can claim for your child
usually paid every four weeks but in some cases can be paid weekly, and there are separate rates for each child
Not means tested
In QOF as part of additional services – max 36 points