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Maternity Benefits. Maternity Benefits November 17, 2009 Nicola Moerdyk. During pregnancy…. MA1 MA Application for prescription charge exemption (maternity) FW8. Statuatory Maternity Pay (SMP) – Form MAT B1.

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maternity benefits

Maternity Benefits

Maternity Benefits

November 17, 2009

Nicola Moerdyk

during pregnancy
During pregnancy…

MA1

MA

Application for prescription charge exemption (maternity) FW8

statuatory maternity pay smp form mat b1
Statuatory Maternity Pay (SMP) – Form MAT B1

To help you to take time off work both before and after your baby is born, you may be able to get SMP.

a weekly payment from your employer.

eligible
Eligible?
  • To qualify for SMP you must have been
    • employed by the same employer continuously for at least 26 weeks into the 15th week before the week your baby is due
    • earning an average of at least £95 a week
  • To make a claim you must
    • tell your employer when you want your SMP to start
    • provide medical evidence of the date your baby is due
how much
How much?

for the first six weeks at 90 per cent of your average gross weekly earnings with no upper limit

for the remaining 33 weeks at the lower of either the standard rate of £123.06, or 90 per cent of your average gross weekly earnings

Paid in the same way and at the same time as normal wages for up to 39 weeks

other important information
Other important information
  • Keeping in Touch (KIT) days
    • You can work up to ten days during your Maternity Pay Period (MPP) for the employer paying your SMP without losing your entitlement.
    • Once you have worked for ten days and you do further work for that employer, you will lose SMP for each week in your MPP in which you do that work.
slide7

Starting work with a new employer

    • before your baby is born = SMP is not affected
    • after your baby is born (if you work for an employer who did not employ you in the 15th week before the week your baby was due) your SMP must stop – NB need to inform employer paying the SMP
mat b1 maternity certificate
MAT B1 - Maternity Certificate

medical evidence given to the employee by the doctor or midwife showing the expected date of confinement

The employee must produce medical evidence of the date the baby is due, usually the MAT B1, but the employer can accept other medical evidence providing it shows the date the baby is due.

smp record sheet form smp2
SMP Record Sheet -Form SMP2

a record sheet that can be used by the employer to record details of their employee’s maternity absence.

exclusion form form smp1
Exclusion form -Form SMP1

If an employer decides that an employee has no entitlement to SMP they must complete form SMP1 and send it to the employee with the original MAT B1 within seven days

They should keep a copy of the SMP1 and MAT B1 for their records.

maternity allowance ma form ma1
Maternity Allowance (MA) – form MA1

If you're pregnant or have a new baby but don't qualify for SMP, you may be able to claim MA through Jobcentre Plus.

eligible12
Eligible?

You might get Maternity Allowance if:

you're employed, but not eligible for SMP

you're registered self-employed and paying Class 2 National Insurance Contributions (NICs), or hold a Small Earnings Exception certificate

very recently been employed or self-employed

slide13

employed and/or self-employed for at least 26 weeks in your 'test period' (66 weeks up to and including the week before the week your baby is due). Part weeks count as full weeks; and you earned £30 a week averaged over any 13 weeks in your test period

slide14

If you don't qualify for Statutory Maternity Pay or Maternity Allowance, you may be able to get Employment and Support Allowance instead.

If you or your partner or civil partner are claiming benefits or tax credits you may be able to get a Sure Start Maternity Grant.

not eligible if
Not eligible if..

entitled to SMP (from any of your employers)

how much16
How much?

a standard weekly rate of £123.06 or 90 per cent of your average gross weekly earnings (before tax), whichever is the smaller

maximum of 39 weeks.

Possibly extra money for your husband, civil partner or someone else who looks after your children, if that person is on a very low income.

slide17
How?

paid at least every two weeks directly into an account that accepts Direct Payment

day of payment will be determined by your National Insurance number at least every two weeks

Earliest is from the 11th week before the week of EDD

latest you can get it is from the day following delivery

effect on benefits
Effect on benefits
  • Tax Credits and Disability Living Allowance are not affected by MA
  • But any of the following may be reduced or stopped
    • Employment and Support Allowance
    • Carer's Allowance
    • Bereavement Benefits
    • Income Support
  • Jobseeker's Allowance will stop
slide19
How?

Form MA1 from Jobcentre Plus or the DWP website

If you're not entitled to SMP from any of your employers, each of your employers must give you form SMP1 to send with your MA1 claim form

form MATB1 from doctor or midwife no earlier than 20 weeks before 39/40

proof of your earnings 

statutory adoption pay
Statutory Adoption Pay

Statutory Adoption Pay is a weekly payment you get from your employer to help take time off work when you adopt a child.

eligible21
eligible?

To qualify you must have been:

matched with a child for adoption by an adoption agency

employed by your present employer without a break for at least 26 weeks up to and including the week the adoption agency told you that you had been matched with a child for adoption

earning an average of at least £90 a week (before tax)

how much22
How much?

If your average weekly earnings are £90 or more (before tax), SAP is paid at £123.06 or 90 per cent of your average weekly earnings if this is less

Paid in the same way and at the same time as your normal wages

treated as normal pay - tax and National Insurance is deducted as usual

how long
How long?

39 weeks

from the date of the child's placement or up to 14 days before the expected date of the placement

how and when to claim
How and when to claim

To claim SAP you must give your employer documentary evidence from the adoption agency – usually a 'matching certificate'

Inform your employer when you intend to take leave within seven days of being told by the adoption agency that you've been matched with a child

other info
Other info…

?SAP from each employer.

you may work for the employer paying you SAP for 10 days without losing SAP entitlement

statutory paternity pay
Statutory Paternity Pay

When your wife, partner or civil partner gives birth or adopts a child, you may be able to get Statutory Paternity Pay (SPP)

to qualify
To qualify..

all of the following must apply:

you must be the biological father or adopter of the child or be the mother's (or adopter's) husband, partner or civil partner or have or expect to have responsibility for the child's upbringing

you must be earning an average of at least £90 a week (before tax)

slide28
you must have continued to work for the same employer without a break for at least 26 weeks by the 15th week before the baby is due, or employed up to and including the week your wife, partner or civil partner was matched with a child

you must continue to work for that employer without a break up to the date the child is born or placed for adoption

how much29
How much?

If your average weekly earnings are £90 or more (before tax), SPP is paid for one or two consecutive weeks at £123.06 or 90 per cent of your average weekly earnings if this is less

Paid in the same way and at the same time as your normal wages

SPP is treated as normal pay - tax and National Insurance is deducted as usual

how and when to claim30
How and when to claim

To claim you must tell your employer when you intend to take leave by the 15th week before your baby is due, or within seven days of your wife, partner or civil partner being told by the adoption agency that they've been matched with a child

sure start maternity grant sf100 sure start
Sure start maternity GrantSF100 (Sure Start)

If you're on a low income, the Sure Start Maternity Grant is a one-off payment to help towards costs of a new baby. The grant comes from the Social Fund and you don't have to repay it. £500

eligible32
eligible?

if you or your partner receive

Income Support

Income-based Jobseeker's Allowance

Income-related Employment and Support Allowance

Pension Credit

Child Tax Credit at a rate higher than the family element

Working Tax Credit where a disability or severe disability element is included

slide33

and if one of the following applies to you:

    • you or your partner are pregnant and expecting a baby within 11 weeks or have given birth within the last three months
    • you or your partner have adopted a child, or in certain circumstances have been granted a residence order for a child, within the last three months and the child is less than one year old
slide34

you and your husband or wife have been granted a parental order for a surrogate birth within the last three months

  • you or your partner are getting benefit for a dependant under the age of 20 who is pregnant and expecting a baby within 11 weeks or has given birth within the last three months
how much35
How much?

£500 for each baby

savings won't affect the grant

Payment will usually be made directly into a bank, building society or other account provider’s account that you have nominated.

won't affect your other benefits or tax credits.

how to apply
How to apply

complete claim pack SF100 (Sure Start)

Obtainable from Jobcentre Plus or download from the DWP website

return completed pack to Jobcentre Plus

health in pregnancy grant
Health in pregnancy Grant

A one-off, tax-free payment from HMRC to help you prepare for the birth of your baby

slide38
Who?

You can get the grant if all of the following apply:

you are 25 weeks pregnant or more

your expected date of delivery is on or after 6 April 2009

you have been given health advice from a midwife or doctor

slide39

you may not get the grant if:

    • you are subject to immigration control or
    • you are not present, ordinarily resident or have a right to reside in the UK
how much40
How much?

The grant will be a one-off payment of £190 for each pregnancy

It will not affect your tax credits or any other benefits

Not means tested

HMRC will pay the grant directly into your bank or building society account

how do you claim
How do you claim?

Form from your midwife or doctor once you're at least 25 weeks pregnant

Form must be forwarded to HMRC within 31 days of your midwife or doctor signing the form - otherwise grant may not be issued

community care grant
Community care grant

If you need financial help to live independently in the community or to ease exceptional pressure on you and your family you may be able to get a Community Care Grant

Don't have to pay it back

eligible43
eligible?
  • You can apply for a Community Care Grant if you are either:
    • already getting Income Support, income-related Employment and Support Allowance, income-based Jobseeker's Allowance, Pension Credit, or payment on account of one of these benefits
    • Likely to start getting one of these benefits within the next six weeks because you're moving out of care
slide44
AND
  • and any one of the following applies:
    • you're moving out of residential or institutional care to live independently
    • you're moving to a new home which will be more suitable for you following an unsettled period in your life and are being resettled by an organisation like a local council or voluntary organisation
    • you need help to stay in your home and not go into residential care or hospital
slide45

you need help because you or your family face exceptional pressure, such as family breakdown or because one of you has a long-term illness

  • you look after someone who is ill or disabled, or has been released from custody on temporary licence
  • you need help with expenses such as visiting someone who is ill, or to attend a relative's funeral
how much46
How much?
  • Amount depends on circumstances
  • may get reduced amount if you have savings of:
    • over £500 where you and your partner are aged under 60
    • over £1,000 where you and/or your partner are aged over 60
slide47

usually paid into your bank, building society or other account provider's account that you have nominated

doesn't count as income and won't affect other benefits you may be getting

You can't usually get a Community Care Grant if you have already asked for the same items or services in the last 28 days

it can t be awarded for
It can't be awarded for...

any need which occurs outside the United Kingdom

educational or training expenses

a distinctive school uniform, sports clothes or equipment

travelling expenses to and from school

school meals

expenses in connection with court or legal proceedings

removal charges expenses or storage charges, where the local authority can help with these

domestic help or respite care

repairs to local authority or housing association homes

slide49

medical, surgical, optical, aural or dental items or services

debts to government departments, including tax arrears

investments

Council Tax

most other housing costs

fuel costs, except in certain circumstances

healthy start scheme
Healthy Start scheme

Entitles claimants to free milk, fresh fruit and vegetables, infant formula and vitamins

eligible51
Eligible?

if pregnant and/or have at least one child under four AND your family gets

Income Support

income-based Jobseeker's Allowance

Child Tax Credit (but not Working Tax Credit unless your family is receiving Working Tax credit run-on only) with an annual family income of £16,040 or less Income-related Employment and Support Allowance

slide52

or

if you are pregnant and under 18 years old

what do you get
What do you get?

vouchers worth £3.10 each that can be spent on milk, fresh fruit and vegetables or infant formula

Pregnant women and children over one and under four years old get one voucher a week

Children under one year old get two vouchers a week

free vitamin supplements

how to claim
How to claim

You'll need to complete an application form and get your midwife, health visitor or registered doctor or nurse to sign it

request a Healthy Start application form by calling 0845 607 6823, or you can download a copy or apply online on the Healthy Start website

child maintenance
Child maintenance

parent without the main day-to-day care of the child pays child maintenance to the other parent to help toward the child’s everyday living costs

If you are a parent it is important that your financial responsibility for your child does not end if your relationship with the other parent ends

options
Options

1. making a private arrangement with the other parent

2. using the Child Support Agency (CSA) as the statutory maintenance service to calculate and collect maintenance for you

For more info see Child Maintenance Options on DWP website

child benefit
Child Benefit

tax-free payment that you can claim for your child

usually paid every four weeks but in some cases can be paid weekly, and there are separate rates for each child

Not means tested

other benefits
Other benefits
  • Widowed parents allowance
  • Child Tax Credit
    • working on a low income and responsible for at least one child or young person who normally lives with you to help with the cost of looking after them. Via Jobcentre Plus
  • In work credit
    • a fixed tax-free payment if you are a parent bringing up children alone
practice benefits
Practice benefits

In QOF as part of additional services – max 36 points

useful websites
Useful websites

www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/Expectingorbringingupchildren/

www.hmrc.gov.uk/manuals/spmmanual/SPM20300.htm