What is the realtor s role
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What is the REALTOR’S Role?. What can you do?. Deferred loan program Affordable home loan programs. Frederick County Association of REALTORS Deferred Loan Program . What is a Deferred Loan Program. This is a loan that is paid back when the home is sold or refinanced

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Presentation Transcript

What can you do
What can you do?

  • Deferred loan program

  • Affordable home loan programs



What is a deferred loan program
What is a Deferred Loan Program Program

  • This is a loan that is paid back when the home is sold or refinanced

  • It is a recorded note on the property


Why did we create this program
Why did we create this program? Program

  • To help low to moderate income buyers

    • 60% of median income

  • To help with closing costs and/or down payment

  • Educate the buyer about the process

    • Educational class required


Funding source
Funding Source Program

  • Local government

  • Large employers

  • Events

    • Home buying expo

  • Local Association


Deferred loan program
Deferred Loan Program Program

  • Helps buyers and promotes home ownership

  • Gives something back to the community


Home loan program
Home Loan Program Program

  • Web site that allows consumers to research all types of affordable loan programs that are available based income and location.

  • Partnering with the Frederick County Board of Education Human Resource Department in recruitment of new teachers



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