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You can get home loans from banks and other financial institutions to turn your dream home into a reality. You can avail yourself of your housing loan at competitive interest rates.
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Home Loan Interest Rate In India You can get home loans from banks and other financial institutions to turn your dream home into a reality. You can avail yourself of your housing loan at competitive interest rates. A home loan interest rate in India helps borrowers helps the construction of the house, acquisition of land & construction of house, repairs/renovation/remodeling/extension of house, reimbursement of debt incurred for construction/purchase/furnishing/beautification/purchase of flat/villa/house plots/takeover of housing loans /supplementary what is home loan to employees of well-run companies/purchase of house plot for or subsequent construction of houses etc.
Essential documents required to apply for a home loan • Two passport size photos of the applicants. • Identity Proof – Passport / Voters ID / Driving License/ PAN Card / Aadhaar Card • Address Proof – Passport / Voters ID / Driving License / Aadhaar Card • Age Proof – Passport / Birth Certificate / Driving License / SSLC or AISSE Certificate • Certified copy of Passport, Visa, Work Permit, ID card (Applicable for NRI (Non-Residents Indians) customers)
For salaried • Latest Salary Certificate / Salary Slip (3 months) • Copies of IT returns (2 years) • Latest 6 month's Bank Account statement evidence of the salary credits For self employed • Proof of Business existence & Business Profile • Last 12 months bank a/c statements • IT returns for 2 years supported by Balance Sheet, and P&L Account for the past two years. Wherever available, Tax paid challans may also be collected OR Last 2 years IT returns supported by Tax calculation sheet & Tax paid challans.