Presented by: Jamila Braithwaite. Lending: From A Banker’s Viewpoint. Sources of Repayment. 5 C’s of Credit. Does the borrower demonstrate a commitment to honor his or her transactions and keep promises even under adverse circumstances?. Character.
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Collateral / SecurityUnderwriting Pillars
Provides a better understanding as to how much excess income the company will generate and the factors that influence income
The ability to quickly convert the company’s assets into cash
Comparison of borrowed capital to owner’s investment to determine risk of lenders if the company fails
Important to Remember: