It is mandatory for the J1 visa holders and their dependants on J2 visa to own a J1 health insurance throughout their stay in the United States as an exchange visitor.
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You might wonder what’s the need for students to get health insurance when
they are so fit and healthy? Well, life is too unpredictable is an apt response to
this question, one can’t even visualize what is in store for him/her at the very next
moment. Therefore, student health insurance in USA and elsewhere is obligatory
to shield the students from any kind of undesired mishappenings. Because of the
growing necessity of student’s insurance these days, the insurance companies
have formulated a student-centric insurance policy taken into account their
requirements and benefits. Recently conducted survey have shown a significant
growth in the number of schools and universities getting allied with reputed
programs to make sure that their students are insured.
Necessity of J1 Visa Health Insurance
It is mandatory for the J1 visa holders and their dependants on J2 visa to own a J1
health insurance throughout their stay in the United States as an exchange
visitor. They must provide an ample proof of their health insurance that meets
certain requirements. Medical insurance treatments for J1 visa insurance have got
to meet up the following minimum benefits:
Medical exposure of no less than $100,000 per illness or accident, means
the J1 visa holders medical insurance policy must boast a maximum of at
least $100,000 in the event of medical complications.
Medical migration coverage of no less than $50,000 to return the exchange
tourist back to his/her native country.
The conclusive amount should be no more than $500 per accident or
Recuperation or return of mortal remains, insurance of at least $25,000. If
the J-1 visa holder dies in the US, redemption benefits cover the expenses
It is imperative to understand the significance of health insurance if you are
planning to pursue your career in the United States. As a student, you can acquire
scholar insurance and can chase your dream of studying in the USA. Finding a
quality health insurance for visitors is not that much of a difficult task. There exist
a lot of insurance companies that grant you with an assortment of first-class
insurance profits that you certainly require.
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