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UW-Madison Student Health Insurance Plan

UW-Madison Student Health Insurance Plan. This material is the property of The Board of Regents of the University of Wisconsin and all applicable rights are reserved. Health Care in the United States. No Nationalized Coverage Treatment is very expensive. Emergency Room visit = $1,500.

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UW-Madison Student Health Insurance Plan

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  1. UW-Madison Student Health Insurance Plan This material is the property of The Board of Regents of the University of Wisconsin and all applicable rights are reserved.

  2. Health Care in the United States • No Nationalized Coverage • Treatment is very expensive

  3. Emergency Room visit = $1,500 The same cost as this…

  4. Cost of Appendix removal = $20,000 The same cost as this…

  5. A 6 week stay in hospital = $200,000 The same cost as this…

  6. Fortunately, SHIP provides the protection you need - for the same daily cost as this…

  7. Comprehensive Coverage is Critical • Health care is more costly in the US • Health insurance is a necessity • Unexpected accidents and illnesses do occur • Uninsured & under-insured are at high risk • Many sacrifice treatment or face financial hardship • Students without health insurance may have to drop out of school

  8. Mandatory Health Insurance • UW-Madison has mandatory health insurance requirements • All international students & visa dependents must enroll in SHIP or file a qualifying Waiver Application • SHIP meets or exceeds Federal requirements and Wisconsin State insurance mandates

  9. What is SHIP? • SHIP is a comprehensive student health insurance plan • SHIP office located in University Health Services (UHS) • Coverage includes: • $1,000,000 maximum lifetime benefit • Vaccinations and immunizations • Prescription coverage • Medical evacuation • Access to local and nationwide hospitals and clinics • Annual eye exam

  10. What do you need to do? • International students registered for class must: • Purchase SHIP for yourself and any visa dependents • By February 14 deadline • If you purchase SHIP after the deadline, you will be • charged a $100 late fee! OR • Submit a qualifying Waiver Application • By February 14 deadline • If you file a waiver after the deadline, you will be • charged a $100 late fee!

  11. SHIP Enrollment • Enroll in SHIP on-line at: www.uhs.wisc.edu/ship • Select SHIP and • Enroll in person at: 333 East Campus Mall – 7th Floor • At our office 9am-5pm, Monday through Friday • Pay by VISA/MasterCard, check or exact cash

  12. What happens after enrollment? • You will receive a SHIP membership card by mail • Keep your membership card with you at all times • Used for medical appointments and pharmacy visits • You can check your SHIP status on-line anytime

  13. Who do you call for an appointment? • University Health Services provides primary carefor all SHIP members except dependent children • UHS is the only provider with 100% SHIP coverage • To make an appointment at UHS call: (608) 265-5600

  14. Where is UHS?

  15. Coverage beyond UHS • UHS is not open evenings and weekends and does not provide emergency care or hospitalization • If it is an emergency and you require immediate medical attention call 911 • Local providers for SHIP members include Meriter Hospital, UW Hospital and Clinics and St. Mary's Hospital. • All SHIP provider information can be accessed from our web-site: www.uhs.wisc.edu/ship

  16. Billing and Explanation of Benefits • You will receive a bill 3 – 4 weeks from the date of your service • You will also receive an explanation of benefits from the claims office • If you have ANY questions, contact the SHIP office

  17. Waivers • Must meet qualifying criteria on Waiver Application • All other applications will be denied • Individual plans are not accepted • Current Waiver Application is available on-line • February 14 deadline • If you file a waiver after the deadline, you will be charged a late fee of $100 and the cost of SHIP for any uninsured period!

  18. Automatic Waivers • Must meet the following criteria to be automatically waived from SHIP: • Be the primary member of a Wisconsin State Group Health insurance plan (Dean Health Care, Physicians Plus, Unity, GHC, Standard Plan or WEA Trust PPP) • Coverage must take effect on or before February 1st of this year

  19. Remember… • By February 14, you must: • Purchase SHIP for yourself and any visa dependents OR • Submit a qualifying Waiver Application

  20. If you miss the deadline… • You will be charged a late fee of $100 in addition to any required premiums • You will be automatically enrolled in SHIP and invoiced for the outstanding balance • An academic hold will be placed on your student record until you have submitted a payment.

  21. Questions? • Please review the benefits summary for: • Benefit information • Premium rates • Contact Information • 2012-13 Plan Document - available on-line • Call or e-mail customer service: • (608) 265-5232 • shipmail@uhs.wisc.edu

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