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Pradhan Mantri Awas Yojna (PMAY), Affordable Housing Scheme - DHFL

PMAY - Pradhan Mantri Awas Yojan offers affordable housing scheme for Economically Weaker Section (EWS), Low Income Group (LIG) and Middle Income Group 1 & 2 (MIG). Know more about the eligibility and subsidy offered in PMAY scheme at DHFL.

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Pradhan Mantri Awas Yojna (PMAY), Affordable Housing Scheme - DHFL

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  1. A Customer Education Initiative by DHFL Pradhan MantriAwasYojna (PMAY) Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  2. Vinodji: Hello Sharmaji! How are you? Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  3. Sharmaji: Hello Vinodji, I am fine. Can you please tell me about PradhanMantriAwasYojna? Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  4. Vinodji: Pradhan MantriAwasYojna is a programme by Government of India to ensure “Housing for all by 2022’’. Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  5. Under this, there is a Credit Linked Subsidy Scheme on home loansfor properties in urban market belonging to Economically Weaker Section, Low Income Group and Middle Income Group 1 & 2 Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  6. It can be availed for new or resale purchase of home, Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  7. Construction, Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  8. or for extension or improvement of rooms, kitchen, toilet etc., Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  9. Sharmaji: And, who is eligible for this scheme? Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  10. The eligibility is dependent on the income group you fall in Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  11. For EWS and LIG, it is mandatory for a female to be the property owner Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  12. In certain exception cases, the lender may inform you Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  13. Also, the applicant or its dependents should be a first time home buyer and should not own a pucca property at the time of availing the scheme. Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  14. Sharmaji: So, what are the benefits and subsidy offered in this Yojna? Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  15. Vinodji: The subsidy offered is dependent upon the loan amount and the income group you fall in. Applicants with income up to Rs. 6 Lacs, can avail a maximum subsidy of Rs 2.67 Lacs. Applicants with income up to Rs. 12 Lacs, can avail a maximum subsidy of Rs 2.35 Lacs. Applicants with income up to Rs. 18 Lacs, can avail a maximum subsidy of Rs 2.30 Lacs Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  16. Sharmaji: Okay. And, what are the documents required for this scheme? Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  17. Vinodji: The documents required are very basic like: KYC Documents & Photograph Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  18. Aadhar Card is mandatory Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  19. Salary slip or Certificate & updated bank statement for salaried applicants Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  20. Income Tax Returns of last two years and bank statement for self employed applicants Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  21. Self-certificate/affidavit as proof of income Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  22. Customer declaration undertaking Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  23. Additional Application form Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  24. Sharmaji: Any idea how do I avail this scheme? Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  25. Vinodji: You can visit any bank or housing finance company like DHFLand enquire about the PradhanMantriAwasYojnascheme Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  26. Thank you Vinodji for all the guidance on PradhanMantriAwasYojna.. I will call DHFL’s toll free number 1800 22 3435 right away and apply for the subsidy scheme. Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  27. Vinodji: Definitely! Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

  28. Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

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