Surety . Loss Reserving Issues. Joseph Malsky, ACAS St. Paul Companies. Agenda. What drives surety losses? Unique reserving aspects of surety? Reserving techniques and considerations?. Overview . Surety is not like insurance A surety extends credit much like banks do. Underwriting.
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Loss Reserving Issues
Joseph Malsky, ACASSt. Paul Companies
Casualty Loss Reserve Seminar
Source: U.S. Department of Labor; Federal Reserve Board Release; Bureau of Economic Analysis, AM Best
Source: AM Best’s Aggregates & Averages; U.S. Census Bureau.
Source: Dunn and Bradstreet Business Failure Record