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Trends in Prescription Drug Deductibles Among Covered Workers by Plan Type (2005-2012)

This exhibit summarizes the percentage of covered workers with drug coverage facing separate prescription drug deductibles from 2005 to 2012. It highlights significant findings, such as the introduction of this data in High Deductible Health Plans (HDHP) and other options (SOs) starting in 2008. By 2012, 7% of covered workers in HDHP/HRAs faced separate drug deductibles. The analysis covers various plan types and notes that there were no statistical differences in trends from previous years. Data sourced from the Kaiser/HRET Survey on Employer-Sponsored Health Benefits.

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Trends in Prescription Drug Deductibles Among Covered Workers by Plan Type (2005-2012)

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  1. Exhibit 9.10 Percentage of Covered Workers with Drug Coverage Who Face a Separate Prescription Drug Deductible, by Plan Type, 2005-2012 NOTE: Tests found no statistical difference from estimate for the previous year shown (p<.05). Information on HDHP/SOs was not collected prior to 2008. In 2012, information on separate prescription drug deductibles was collected for HDHP/SO, and 7% of covered workers in HDHP/HRAs have a separate drug deductible. In 2007, information on whether a plan has a separate drug deductible was not imputed for one PPO and one POS plan that covered prescription drugs. If these responses were imputed, the prevalence of separate drug deductibles would remain the same for PPOs and would increase or decrease no more than 1% for POS plans. SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2005-2012.

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