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Learn effective budgeting strategies to manage your finances confidently. This guide covers essential steps like establishing a budget, tracking your expenses, and prioritizing savings. For college students, we offer tailored advice including choosing the right bank account and managing student debt wisely. Attend our free workshop on retirement planning specifically designed for students, and discover valuable online resources to aid your financial journey. Take charge of your financial future today!
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Honoré Financial Services Managing Your Money By Paula Enyeart
Successful Budgeting • Establish a budget • Live within the budget • Spend less money than you make • Start a saving and investment plan
Gathering Information • Determine your average monthly income. • Determine your monthly fixed expenses. • Determine your monthly variable expenses. • Evaluate your expenses. • Track all of your expenses by keeping receipts. • Set goals and objectives.
Tips for College Students • Apply for one student bank account. • Choose a bank near your college. • Avoid credit cards and store cards. • Determine a budget and prioritize your debts. • Be cautious about long-term loans. • Financial trouble? Seek help ASAP.
Managing Records Bank Statements Birth Certificate Passport Marriage Certificate Will Warranties Medical Records Tax Papers Insurance Papers Social Security Card Mortgage Papers Investment Papers
Free Workshop Financial Planning for the College Student Who: Mr. Franklin Monroe Date: Saturday, February 6, 2010 Time: 1 pm-2:30 pm Where: Cole Commons, IPFW Campus
Internet Resources www.foxway.com www.debtsteps.com www.budgetingresource.com