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For many people the holiday season means a time of gift giving and spending time with those we love. It can also mean a season of financial stress unexpected fees as add up.
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For many people the holiday season means a time of gift giving and spending time with those we love. It can also mean a season of financial stress unexpected fees as add up. For Canadian families looking to travel outside of the country this holiday season, looking for ways to save on additional costs can become a focus. Fortunately, with a little planning and forethought, you can still save time and money as you plan for your holiday trip.
Save money on Foreign Exchange Fees One of the surprising ways save (not just during the holiday season) is on foreign exchange fees. Many people exchange their currency at their local bank without putting much thought into the fees charged as part of that transaction. While the location of the banks may be convenient for many people, the inflated fees may not be. Banks work to charge competitive fees, but these fees are often at a premium, meaning you are paying a higher rate for the same foreign cash.
So if you’re looking to save on fees this holiday season, what are the alternatives? Private companies offer the same service banks do, but at a guaranteed lower rate. One Canadian owned and operated company, Calforex Currency Exchange, offers over 100 currencies and has locations Canada wide. Their offices offer foreign cash at a lower rate than the banks, saving you money. Put simply, using a company like Calforex Currency Exchange means you can still get the needed cash for your holiday trip, but at a lower cost. Why pay unnecessary fees?
Order Cash Online Time almost always seems to be in short supply around the holiday season. Most foreign exchange companies require you to travel to them to exchange your currency. One possibly solution is to order the needed cash online. A service offered by Calforex Currency Exchange is their ability to deliver cash directly to your house, making it even more convenient than travelling to your local bank. Calforex will deliver up to $2500 to your home through their online ordering service. This service can save you time and stress at a time of year where the last thing you want to do is stand in a busy bank line.
Pay with Cash Another simple, yet effective, way to save on hidden fees this holiday season is to carry and pay with cash while on your trip. Once you’ve planned and obtained your foreign currency, paying with cash will help you track your spending while enjoying your vacation. Carrying cash not only helps you budget but it also prevents you from paying with card. Any transaction in a foreign country with your card is automatically charged a fee by your bank. This additional fee can be surprising if not planned for, and is generally going to be larger than the fee you paid to obtain foreign cash.
Not matter where your travels take you during this holiday season, with a little planning you can save yourself the stress of unexpected fees allowing you to enjoy your trip. Calforex Foreign Exchange offers the best rates on currency exchange for cash, bank drafts, wires, ACH, and more. With over 120 currencies in stock and exchange rates way better thank the banks Calforex saves you money over the banks while providing great service. With locations across Canada we have served Canadians for over 30 years and look forward to serving you. Visit our currency exchange in Toronto, Ottawa, Calgary, Victoria, Edmonton, Montreal.
