1 / 14

SALSC INSURANCE WORKSHOP SATURDAY 5 FEBRUARY 2005 Darren Willetts

SALSC INSURANCE WORKSHOP SATURDAY 5 FEBRUARY 2005 Darren Willetts. CONTENTS. ABOUT PERKINS SLADE LIMITED WHAT IS CIVIL LIABILITY? WHY ARE PREMIUMS INCREASING? CLAIMS PERKINS SLADE RECOMMENDATIONS USEFUL SOURCES OF INFORMATION. PERKINS SLADE LIMITED. SPORTS INSURANCE SPECIALISTS

bette
Download Presentation

SALSC INSURANCE WORKSHOP SATURDAY 5 FEBRUARY 2005 Darren Willetts

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. SALSCINSURANCE WORKSHOPSATURDAY5 FEBRUARY 2005Darren Willetts

  2. CONTENTS • ABOUT PERKINS SLADE LIMITED • WHAT IS CIVIL LIABILITY? • WHY ARE PREMIUMS INCREASING? • CLAIMS • PERKINS SLADE RECOMMENDATIONS • USEFUL SOURCES OF INFORMATION

  3. PERKINS SLADE LIMITED • SPORTS INSURANCE SPECIALISTS • APPROVED BROKER TO SSA / CCPR / WSA • OVER 270 NATIONAL GOVERNING BODIES • FSA !

  4. WHAT IS CIVIL LIABILITY? • A UNIQUE POLICY - EXCLUSIVE TO PERKINS SLADE • DESIGNED SPECIFICALLY FOR SPORT • CLAIMS MADE WORDING • MEMBER TO MEMBER LIABILITY • EXTREMELY WIDE POLICY COVER

  5. 5 POLICIES IN 1

  6. OTHER SPORTS INSURANCES • PERSONAL ACCIDENT INSURANCE • PROPERTY INSURANCE • TRAVEL INSURANCE • LOSS OF EARNINGS INSURANCE • EVENT CANCELLATION

  7. KEY RATING FACTORS • HAZARD CATEGORY OF SPORT / ACTIVITY • FREQUENCY • RISK MANAGEMENT PROCEDURES • CLAIMS EXPERIENCE

  8. WHY ARE PREMIUMS INCREASING? • INCREASED PROPENSITY TO CLAIM • INCREASE IN AWARDS FOR DAMAGES • LESS COMPETITION • CATASROPHIC DISASTERS

  9. CLAIMS PERKINS SLADE’S CLAIMS RECORDS SHOW: • JUNE 2001 TO MAY 2002 - 496 SERIOUS CLAIMS • JUNE 2002 TO MAY 2003 - 1,200 SERIOUS CLAIMS ALMOST 150% INCREASE

  10. TYPES OF CLAIM • PERSONAL INJURY / DEATH • COACHING RELATED INJURY • PERIPHERAL RISKS • RIDICULOUS!!!

  11. PERKINS SLADE RECOMMENDATIONS • SHARED GOOD PRACTICE • EFFECTIVE RISK MANAGEMENT [REVIEW] • CHILD PROTECTION • COACH EDUCATION / TRAINING • RECORD EVERYTHING

  12. WHAT CAN LOCAL SPORTS COUNCILS DO? • ENSURE THAT ALL CLUBS HAVE ‘ADEQUATE’ INSURANCE. • ENSURE THAT FACILITIES ARE PROPERLY MAINTAINED / MANAGED • ENSURE THAT ALL CLUBS HAVE CHILD PROTECTION PROCEEDURES • BE AWARE OF LOCAL AUTHORITY REQUIREMENTS

  13. USEFUL SOURCES OF INFORMATION • SALSC / SSA • NATIONAL GOVERNING BODIES • LOCAL AUTHORITIES • CHILDREN 1ST / CPSU / NSPCC

  14. IF YOU HAVE BEEN SUCCESSFULLY SUED YOU HAVE BEEN NEGLIGENT!

More Related