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FIN 420 Inspiring Minds/uophelp.com

FIN 420 Week 1 DQ 1<br>FIN 420 Week 1 DQ 2<br>FIN 420 Week 1 Individual Assignment Personal Finance Mission Statement<br>FIN 420 Week 2 Individual Assignment Personal Finance Problems and Summary<br>FIN 420 Week 2 Personal Finance Quiz<br>FIN 420 Week 2 DQ 1

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FIN 420 Inspiring Minds/uophelp.com

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  1. FIN 420 Inspiring Minds/uophelp.com For more course tutorials visit www.uophelp.com

  2. FIN 420 Inspiring Minds/uophelp.com FIN 420 Entire Course For more course tutorials visit www.uophelp.com FIN 420 Week 1 DQ 2 FIN 420 Week 1 DQ 1 FIN 420 Week 1 Individual Assignment Personal Finance Mission Statement FIN 420 Week 2 Individual Assignment Personal Finance Problems and Summary FIN 420 Week 2 Personal Finance Quiz FIN 420 Week 2 DQ 1 FIN 420 Week 2 DQ 2

  3. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 1 DQ 1 For more course tutorials visit www.uophelp.com Describe your current budgeting system. What factors influence your financial decisions? What are the benefits or concerns of your current budgeting system?

  4. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 1 DQ 2 For more course tutorials visit www.uophelp.com Ch. 1 of Focus on Personal Finance introduces eight components of personal financial planning. Describe three components of personal financial planning. Visit one of the Key websites suggested on the corresponding pages of Focus on Personal Finance for each of the three components you described. What information did you find most valuable on the websites you visited?

  5. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 1 Individual Assignment Personal Finance Mission Statement For more course tutorials visit www.uophelp.com Write a 350- to 700-word personal finance mission statement that describes where you want to be financially and how you want to get there. Communicate the following in your mission statement: Personal values Financial goals.

  6. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 2 DQ 1 For more course tutorials visit www.uophelp.com Consider your personal cash flows. How would you adjust cash outflows (i.e. adjust your budget) if your household income was cut in half? If your cash inflows increased, how would you reallocate your surplus to meet your personal needs and ob

  7. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 2 DQ 2 For more course tutorials visit www.uophelp.com Many different types of financial institutions exist. Differentiate between deposit institutions and non-deposit institutions. Provide two examples of deposit and non-deposit financial institutions with a brief explanation of each. How can you use each of these financial institutions to manage your cash flows and develop or enhance your personal financial plan?

  8. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 2 Individual Assignment Personal Finance Problems and Summary For more course tutorials visit www.uophelp.com Complete the Personal Finance Problems - Week 2. Write a 750- to 1,050-word summary of the problems in which the team includes the following: What influence does present and future value of money have on the different scenarios? What is the role of risk in determining decisions to diversify or how assets are allocated?

  9. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 2 Personal Finance Quiz For more course tutorials visit www.uophelp.com Complete the Personal Finance Problems - Week 2. Write a 750- to 1,050-word summary of the problems in which the team includes the following: What influence does present and future value of money have on the different scenarios? What is the role of risk in determining decisions to diversify or how assets are allocated?

  10. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 3 DQ 1 For more course tutorials visit www.uophelp.com Evaluate your personal risk tolerance using Exhibit 11-2 A Quick Test to Measure Investment Risk in Ch. 11 of Focus on Personal Finance. Based on your results, were you considered more conservative or less conservative? What factors affected your investment choices? Consider a friend or family member who is more conservative or less conservative than you. How do their money management behaviors differ from your own?

  11. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 3 DQ 2 For more course tutorials visit www.uophelp.com Evaluate your personal risk tolerance using Exhibit 11-2 A Quick Test to Measure Investment Risk in Ch. 11 of Focus on Personal Finance. Based on your results, were you considered more conservative or less conservative? What factors affected your investment choices? Consider a friend or family member who is more conservative or less conservative than you. How do their money management behaviors differ from your own?

  12. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 3 Individual Problem Worksheet For more course tutorials visit www.uophelp.com Complete Worksheet 37 in Focus on Personal Finance, “Your Financial Plan – Evaluating Corporate Bonds.” Explain the principle of asset allocation. Using the Internet or library research, prepare a 2-minute presentation describing why the principle of asset allocation is important when establishing an investment program.

  13. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 3 Learning Team Problems For more course tutorials visit www.uophelp.com Complete Worksheet 37 in Focus on Personal Finance, “Your Financial Plan – Evaluating Corporate Bonds.” Explain the principle of asset allocation. Using the Internet or library research, prepare a 2-minute presentation describing why the principle of asset allocation is important when establishing an investment program.

  14. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 4 DQ 1 For more course tutorials visit www.uophelp.com Adjustable rate mortgages (ARMs) have received a great deal of bad press due to the tremendous number of foreclosures resulting from families who could not afford the loan payments once the interest rates increased. Do you believe this loan option was used appropriately in recent years? Why or why not? Under what circumstances does the use of ARMs make sense? Please explain

  15. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 4 DQ 2 For more course tutorials visit www.uophelp.com Visit a site such as www.bankrate.com to determine current rates for both a 60-month and a 36-month loan on a new car where the buyer must finance $20,000. Using the loan calculator, what is the difference in monthly payments between the 60-month loan and the 36-month loan? Review the amortization tables. What is the difference in total interest one would pay over the life of these two loans? What do these differences show you about the true cost of the car?

  16. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 4 Individual Assignment Mutual Fund Evaluation For more course tutorials visit www.uophelp.com Visit a site such as www.bankrate.com to determine current rates for both a 60-month and a 36-month loan on a new car where the buyer must finance $20,000. Using the loan calculator, what is the difference in monthly payments between the 60-month loan and the 36-month loan? Review the amortization tables. What is the difference in total interest one would pay over the life of these two loans? What do these differences show you about the true cost of the car?

  17. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 4 Personal Finance Quiz For more course tutorials visit www.uophelp.com 1 As a stockholder of Kentucky Gas and Oil, you receive its annual report. In the financial statements, the firm reported after-tax earnings of $1,200,000 and has issued 1,500,000 shares of common stock. The stock is currently selling for $24 a share. What is the per earnings share for Kentucky Gas and Oil?

  18. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 5 DQ 1 For more course tutorials visit www.uophelp.com 1 As a stockholder of Kentucky Gas and Oil, you receive its annual report. In the financial statements, the firm reported after-tax earnings of $1,200,000 and has issued 1,500,000 shares of common stock. The stock is currently selling for $24 a share. What is the per earnings share for Kentucky Gas and Oil?

  19. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 5 DQ 2 For more course tutorials visit www.uophelp.com Consider your current financial plan. Based on what you have learned about your financial goals, risk tolerance, and risk and return of various investment options, what adjustments should you make to the asset allocation of your investment portfolio? What specific actions do you need to take to make those adjustments or to establish your investment portfoli

  20. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 5 Individual Problem Worksheet For more course tutorials visit www.uophelp.com Complete the following problems: · Describe the two types of tax-deferred investment accounts [an IRA, and a 401(k) or 403(b)], and contrast them with a regular taxable investment account. What types of investments are best held in a tax-deferred account? What types are best held as taxable savings?

  21. FIN 420 Inspiring Minds/uophelp.com FIN 420 Week 5 Team Assignment Financial Planning in Action For more course tutorials visit www.uophelp.com Complete the following problems: · Describe the two types of tax-deferred investment accounts [an IRA, and a 401(k) or 403(b)], and contrast them with a regular taxable investment account. What types of investments are best held in a tax-deferred account? What types are best held as taxable savings?

  22. FIN 420 Inspiring Minds/uophelp.com For more course tutorials visit www.uophelp.com

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