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How to Build Your Personal Emergency Fund

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Presentation Transcript

Many consumers don’t have one which is unfortunate because when the recent recession hit, many families were seriously stricken by the unexpected turn of events.


Let’s take a look at how you can build an emergency fund even if you live from paycheck to paycheck.



Build Your Motivation

  • Being motivated is very important so you can strive to do the tasks you’ve set out to do.
  • If you have a family, then they are definitely the most powerful source of encouragement.


Create a New Budget List

  • Find items on your list that you can eliminate.
  • Create a new list and calculate how much you can save by crossing out the less important expenses.


Shop Around Before Buying

  • Spend time to shop around and compare prices first before making a purchase.


Bring A Shopping List

  • Plan you meals for the whole week so you can buy ingredients in bulk, which is cheaper than buying in piece.
  • Calculate your estimated budget for grocery and bring only the exact amount you need.


Pay your Bills on Time

  • Submit your utility bill payments and credit card payments promptly to avoid paying the extra costs such as the interest rate and late fees.


How to Build Your Personal Emergency Fund

Related Article:

How to Create A Budget Plan that Works


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