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Financing Your Education

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  1. Financing Your Education St. Theresa Of Lisieux Guidance Department Updated: Sept. 2012

  2. Your Education is one of the Largest Investments You Will Make

  3. Ontario $7,180

  4. Fees May Differ By Faculty Arts and Sciences $5,706 Commerce $14,141 Education $5,625 Nursing $5,706 Law School (1st Year) $15,357 Medicine (1st Year) $21,261 As of 2012-13

  5. Besides Tuition Fees…. • Single Room and Meal Plan $11,480 • Double Room and Meal Plan $11,180 • Triple Room and Meal Plan $10,749 **taken from Queen’s University 2012-2013, for Undergraduate Students

  6. How to Pay for All These Costs • Personal Savings (RESP) • Family Support (Savings Bonds, Personal savings accounts, GIC’s) • Student Loans (Ontario Student Assistance Program) • Scholarships/Bursaries • Personal Loans

  7. Program objective: to assist eligible students who do not have the resources to meet the costs of postsecondary education. The intention is to promote equality of opportunity for postsecondary studies by providing financial assistance for educational costs and basic living expenses.

  8. Applying for OSAP There are two methods to apply: • Paper application: 24 pages, available for download online. or • Online application

  9. OSAP Deadlines As long as you apply for OSAP within the first 45 days of starting classes, you may still receive funding for the ENTIRE study period. If you apply when there is less than 90 days left in the study period, you will not be eligible for any funding.

  10. Canada Access Grants for Students from Low-Income Families Parent’s Net Income $49,094 $35,651 $43,285 By Completing an OSAP application, you will automatically be considererd to receive the Canada Access Grant

  11. Scholarships and Bursaries • a sum of money or other aid granted to a student, because of merit, need, etc., to pursue his or her studies in education. • recipients may be determined by: Academics, extra-curricular activities, community involvement, leadership experience, physical disabilities, ethnic origins, religious affiliations, program of study, essay.

  12. Scholarship Applications • Some scholarships require a completed application form, essay, reference letter, resume, transcript. • Some scholarships do not require an application. For example, admission scholarships are generally guaranteed for all applicants with an average >85% (or less). • Some scholarships require Nomination by school principal (1 – 3 candidates per school)

  13. Guidance Office: Red Binder**, Bulletin Board in guidance office • Guidance Webpage – ‘Financing Your Education’ • Parent’s Workplace, Church, student (part/time) employers • University/College websites • Internet sites: Electronic Info,

  14. Another Website Worth a Visit • Education Savings • Finding Post Secondary Programs/Career Planning • Student Loans, Grants, & Scholarships • After Post Secondary Education • Continuing Education, Lifelong Learning

  15. Miscellaneous • Research, Research, Research!!! • Apply, Apply, Apply!!! • Proof-read applications/materials • Meet deadlines • Choose referees (teachers, coaches, employers) that you know well • Give references plenty of time to complete their piece • Start a portfolio and reference collection now