Paysense - Offers Instant Personal Loan @Low Interest Rate March 2021

1. PAYSENSE INSTANT PERSONAL LOAN 2021

2. Paysense is all about providing financial assistance to those who are in need. No matter how big or small your need is, Paysense Instant Personal Loan covers it all. You can use the loan amount as per your wish as this NBFC won’t track the end-usage of personal loan amount at all. Paysense Instant Personal Loan Details Minimum Personal Loan Amount – Rs. 5,000 Maximum Personal Loan Amount – Rs. 5 Lacs To avail an instant personal loan from Paysense, you have to meet certain eligibility criteria. We have mentioned the eligibility criteria of Paysense in the below section of this page.

3. Usually, when you apply for a personal loan, you aren’t expecting any benefits. You expect delay in loan approval and disbursement. With Paysense, you can avail many benefits. They are – Paysense Feature and Benefits Instant personal loans which range from Rs. 5000 to Rs. 5 Lacs – For your big and small needs, Paysense lends instant personal loans ranging from Rs. 5000 to Rs. 5 Lacs. Lightening fast loan approval and disbursal – With Paysense, you won’t have to wait for eternity to get loan approval and loan disbursement. Paysense lends instant personal loan up to Rs. 5 Lacs within 2-5 days. Less-tiring documentation process – The doorstep service for documentation process makes Paysense better than its rival. You can schedule the pick-up of your documents when you’re free. Payment reminder and auto-debit – Repayment of personal loan amount becomes easier with Paysense as you have the option to auto-debit the EMI. This NBFC also sends you a payment reminder in order to make you avoid any late payment charges. Loans for applicant with zero credit history – Paysense lends instant personal loans to applicants having zero credit history. If you’re just starting with your new job, you can avail instant personal loan on the basis of your KYC documents.

4. Paysense Personal Loan - Interest Rate and Fees Paysense Instant Personal Loan Interest Rate 1.4% to 2.3% per month • Keeping personal loan in mind, Paysense charges an interest rate of 1.4% to 2.3% per month. Apart from interest rate, Paysense also charges otherfees. the urgency of people for Up to 2.5% of the loan amount Processing Fees Late Payment Charges Rs. 500 + GST 4% charge on the principal outstanding amount Foreclosure / Pre-Payment Charges

5. To avoid any hassle at the time of availing a personal loan, you must know Paysense Eligibility Criteria. They are – • Applicant must be a resident of India. Paysense Eligibility Criteria – Know Before You Apply • His/her age should be in between 21 years and 60 years. • The personal loan is only given to those who are employed and self-employed. • The minimum salary criteria for salaried and self-employed individuals are Rs. 12,000 and Rs. 15,000 respectively. • As Paysense is active in 43 cities, for now, you have to be the citizen of any of those 43 cities to be eligible for instant personal loan.

6. • Unlike other EMI calculators, Paysense works on very basic formula. To know the EMI that you will have to pay for the loan amount you’re desiring, all you have to do is to provide the personal loan amount you want. Within few seconds, Paysense Instant Personal Loan gives you access to information on EMIs for different loan tenures. You can calculate the EMI on Paysense website which is mentioned below. PaySense Instant Personal Loan - EMI Calculator • https://www.gopaysense.com/instant- personal-loan/ • For your convenience, we have mentioned a table through which you can understand what you will be paying for different loan tenures If you decide to take personal loan amount of ₹ 1 Lac from Paysense.

7. Total Payable Interest Loan Term EMI (per month) 3 ₹ 35,353 ₹ 6,059 months • To avail instant personal loan from Paysense, all you have to do is to download Paysense App on your mobile, sign in using Paysense Login Id, and apply for a personal loan 6 ₹ 18,460 ₹ 10,760 months 9 ₹ 12,843 ₹ 15,587 months 12 ₹ 10,046 ₹ 20,552 months

8. The most ironic thing about “Paysense”, which is actually great, is you don’t need to have lots of patience while applying for a personal loan. Paysense loan process is easy and quick. By following the steps mentioned below, you can easily apply for Paysense short-term loan. • Check eligibility and pick a loan plan – Check your eligibility by providing basic details of yourself. Once you are done with it, you will be offered a line of credit (approved limit) by Paysense. After that, you will have to pick a loan plan which consists of loan amount, loan tenure, and EMI. For convenient EMI plan, always choose to apply for only 50% of your line of credit. • How to apply for a Paysense short-term loan? Upload the required documents –After completing the first step, move on to documentation part. Applied every document that Paysense asks for. Furthermore, you will also have to sign a NACH form loan agreement. By doing so, you will grant Paysense permission to auto-debit the EMI amount from your bank account. • Loan applied. Get the loan amount instantly –Once you’re done with both of the steps mentioned above, you will receive an approval from Paysense within 2 working hours. After getting a loan approval, the loan amount will be transferred to your account. The entire process of Paysense short-term loan is paperless. •

9. • In case of any confusion, you can get in touch with Paysense by sending an email on support@gopaysense.com. Once you register you register, the concerned team of Paysense will get in touch with you as soon as possible. For now, there is no official Paysense Customer Care Number. Avoid calling on contact numbers mentioned on the internet. Paysense Personal Loan Customer Care Number

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