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By What Method a smoker can buy health insurance

One of the biggest myths in personal finance is that smokers can't get health insurance. Contrary to popular belief, health insurance companies do offer coverage to smokers albeit with different terms and conditions as compared to non-smokers. Do keep in mind that being a smoker may force you to avail health insurance at a higher premium. However, this must not deter you from availing health insurance as smokers are more prone to lifestyle diseases than non-smokers.<br>How can a smoker get a health insurance policy?<br>Health insurance companies define a smoker as a person who uses nicotine in any form. Insurers insist on medical tests to detect regular smokers and determine the premiums for coverage. Traces of nicotine can be detected in your blood, urine, hair, and saliva. The length of time nicotine stays in your system depends on how often you smoke, age, and general health condition.<br>

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By What Method a smoker can buy health insurance

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  1. By What Method a Smoker Can Buy Health Insurance

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