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Keep The Buying Process Simple With Aspire Home Loans

Our Aspire home loans officers will work with you to understand the needs and goals you may have related to your home ownership experience. We offer many different products and once the loan officer learns more about your financial needs, they will recommend the home product that best suits you. Contact us for more details - https://aspire.creditunion/home-loans/<br>

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Keep The Buying Process Simple With Aspire Home Loans

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  1. Keep The Buying Process Simple With Aspire Home Loans

  2. Mortgages or home loans are “secured” loans. With a secured loan, the borrower promises collateral to the lender in the event that they stop making payments. In the case of a mortgage, the collateral is the home. If you stop making payments on your mortgage, your lender can take possession of your home, in a process known as foreclosure. The requirements around a home loan can change depending on where you're buying, which program you're using, and your home ownership history. There are a variety of factors that can impact your mortgage decision process, and choosing the right lender can help make it go as smoothly as possible.

  3. Keep the buying process simple by following these steps: Your Credit Report ● Calculate Your Expenses ● Decide What Type of Loan You Need ● Set Aside a Large Down Payment ● Apply for Aspire home loans and Get Pre- Approved ●

  4. One of our unique benefits of joining us is only requiring 10% down for those individuals who qualify. This can save you money and get you into your dream home faster. Members looking for a home loan are subject to analysis and credit approval. Your credit score is a big deal for many lenders. But Aspire Credit Union takes a different approach. We take a look at how you’re doing with your current finances, not if you messed up 10 years ago or had some kind of financial trouble in the distant past. We take a holistic approach and what’s going on now and what happened recently to determine if you’re creditworthy for Aspire home loans.

  5. Refinancing and Second Mortgages –There may come a time when you can get a better mortgage. Perhaps interest rates have changed or your credit has improved. Refinancing a mortgage is a powerful move when done for the right reasons. A second mortgage also called a home equity loan or home equity line of credit, allows you to borrow against the value of your home. Our Aspire home loans officers will work with you to understand the needs and goals you may have related to your home ownership experience. We offer many different products and once the loan officer learns more about your financial needs, they will recommend the home product that best suits you.

  6. Contact Information Contact No. Email Address 1430 South Broadway, Minot, ND 58702 701-837-5353 Support@aspire.creditunion Website Social Media Profiles https://www.facebook.com/aspirecu https://www.instagram.com/aspire_nd/ https://www.linkedin.com/company/aspirecu/ https://aspire.creditunion/

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