5 Health Insurance Policies for seniors with Lowest Premiums

1. 5 Health Insurance Policies for seniors with Lowest Premiums Currently, medical care is one of the priciest requirements. Therefore, it can be tough for the aged people to recognize the best medical insurance for senior citizens as the policies are very expensive, or they need extensive health checkups that can be hard to go through. However, the good news is that by making a comparison of several plans based on these criteria, one can recognize the plans which seem suitable. 1.Premium 2.Pre-existing ailments 3.Alternative treatments 4.Sub-limit 5.Co-payment 6.Entry age 7.Waiting period 8.Renewal age 9.Amount assured The insurance premium mustn't be the only criteria you need to consider when selecting the best health insurance for senior citizens. Perks such as hospitalization costs, critical care, and the network clinics that your plan covers are vital things to take into account. It would be better to pay a higher premium if it offers sufficient coverage. Owing to the rising medical costs, it is best to have a higher sum assured. Top Health Insurance for Senior Citizens above 60 Years 1.Bajaj Allianz Silver Health

2. Medical care gets costly when you reach a certain age in life. This mediclaim for senior citizens guarantees that everything in your medical expenses is covered. In addition, it provides suppleness in terms of the amount guaranteed under Baja Allianz. 2.Oriental Insurance HOPE This senior citizen health insurance provides an extensive range of coverage, along with several services. This plan is popular for its high claim settlement and high incurred claim percentages. 3.Star Health Red Carpet: This is among the most recommended medical insurance for senior citizens. It was introduced to comply with the particular medical necessities of those above 65 years. 4.New India Assurance Health Insurance The pre-hospitalization costs and post-hospitalization costs under this health insurance for senior citizens are covered for 30 and 60 days, respectively. It even covers ambulance charges. The premium is around 3850 to 7650 INR per annum. 5.National Insurance Varistha Mediclaim Under the National Insurance Varistha Mediclaim, domiciliary costs and organ donor’s costs are covered. This is meant for those from the age group of 60-80 years. For mediclaim, the yearly premium is about 4180 to 6890 INR, and for critical illness, it is about 2007 to 2288. Final Verdict Those were some great health insurance plans for senior citizens that we’ve discussed. If you are searching for the same, you can contact Beshak, the most trusted insurance provider.