Car Insurance Claim Process: Updated Step-by-Step Guide

1. Car Insurance Claim Process: Updated Step-by-Step Guide Car insurance is one of the important things to consider if you own a car. It provides you with financial liabilities and helps in compensating the damages due to a mishap. But, when it comes to claiming the car insurance policy, many find the whole procedure a little tiresome and couldn’t utilize the facilities fully. Hence, we have prepared this blog to discuss the types of car insurance, the required documentation, and the step-by-step pointer for the insurance claim process. Different Types of Car Insurance Policies Claim for Reimbursement: If you can't take your car to one of the network garages, you can take it to any garage you want and pay for the repairs yourself. After a while, your insurance company will pay back the money. If you want to file a claim for reimbursement, you will have to send in the original bills for the repairs from the car insurance online. Cashless Claim: With a cashless claim, you don't need to pay anything upfront. All you have to do is take your car to one of the garages that your best car insurancecompany works with. The insurance company will pay the garage right away to cover the costs. Before going into the stepwise procedure to claim vehicle insurance, you should keep ready the following documents—

2. A copy of the insurance policy of your vehicle, filed the claim form, copy of FIR, copy of the RC and your driving license, and original copy of bills. Once you can the above-mentioned documents, you can now proceed with the procedure. How to File a Car Insurance Claim Step-By-Step Contact Your Insurance Company As soon as you come to (both literally and figuratively) after the accident, you need to tell your car insurance policy provider about what happened. You can do this by using their mobile app or by going to their official website. Tell the insurance company everything you know You need to find out as much as you can and tell the insurance company about it, to make the whole procedure a lot easier. Inform Police about the Accident It is not required to file a police report. But we think you should go to the nearest police station and file a report. This helps a lot when you can't figure out who was at fault in an accident. Tell the police about things like where the accident happened, when it happened, the number of the vehicle, who saw it, etc. Keep a copy of the FIR with you at all times. File your car insurance claim It's very easy to file a car insurance claim. You can do it by visiting their office, or you can fill out the claim form online. Your insurance company will give you a claim form to fill out. You will also have to send in all of the documents we listed above. Fix your car by taking it to the garage After filing a claim and getting the insurance company's approval, you can take your car to any garage (for reimbursement) or a network garage (in case of a cashless claim). Fixcraft has some incredible car insurance plans for you to choose from. If you are looking for one or want to change the existing car insurance policy, then visit the official website of Fixcraft.