IDFC Bank Personal Loan: Best financing options www.indialends.com
We are living in a digital era, where within few clicks, all our lifestyle needs, and requirements are fulfilled easily-- from grocery and food to electronics and furniture, and even financial products like personal loans can be availed over the internet. When it comes to getting quick financial assistance, the IDFC first bank is quite popular for offering the personal loan at the best interest rates with minimal documentation and zero paperwork!
The IDFC bank personal loan interest rate starting from 12 %, IDFC First Bank personal loans are great options for all your immediate monetary needs. The loan amount can be up to 40 lacs, and the tenure is flexible too. The IDFC bank personal loan interest rate starting from 12 %, IDFC First Bank personal loans are great options for all your immediate monetary needs. The loan amount can be up to 40 lacs, and the tenure is flexible too. Here are the features of IDFC First Bank Personal loan • Contactless and touchless process • You do not have to get any guarantor to apply for this loan. • No foreclosure charges if you foreclose your account within 6 months of the sanctioning of the loan. If you foreclose your account after 6 months of availing of a loan, then you will have to pay a foreclosure fee of 5% of the outstanding principal amount. • Flexible interest rates Personal loan EMI Calculator www.indialends.com
IDFC First Bank Personal loan eligibility criteria Age Requirement: Minimum 23 years of age and maximum 52 years of age Minimum Net Salary: Rs. 18,000 Salaried Employees who can apply: • Salaried doctors • Employees of Public and private limited companies • Public and private limited companies • Government sector employees including Public Sector Undertakings and central and local bodies www.indialends.com
The required documents to apply for IDFC Personal loan are: • Proof of identity such as Aadhaar Card, Passport, PAN Card, etc. • Proof of address such as Aadhaar Card, utility bills, Passport, bank account statement, etc. • Proof of income • For salaried individuals: Bank statement for the last 3 months/6 months, latest salary slip • For self-employed individuals: Income Tax Returns for the last 2 years, balance sheet for the last 2 years, bank statement for the last 6 months • Proof of business applicable for self-employed individuals such as Qualification Certificate/Certificate of Practice (COP), Shop Act License/ MOA & AOA/ Sales Tax/ Vat registration/ Partnership Deed www.indialends.com
IDFC First Bank has collaborated exclusively with IndiaLends, an online marketplace which offers low-interest personal loans best suited for your needs. If you are seeking a Personal Loan with IDFC First Bank, you can simply fill up an online loan application form after checking your IDFC First Bank Personal Loan Eligibility. Moreover, you can use an IDFC Bank Personal Loan calculator to calculate your affordability. Read more - A Complete Guide To HDFC Personal Loan www.indialends.com