Guide To Understanding Your Credit Report - PowerPoint PPT Presentation

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Guide To Understanding Your Credit Report

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  1. Guide To Understanding Your Credit Report Credit report is an essential document which is used by lenders to ascertain whether to approve your loan application or not. 1 Credit Report Key Terms Used In Credit Reporting  Credit History Credit Score Joint Account Bankruptcy Filings 2 What All Is Included In The Credit Report Person's Name Public Records Credit History Collection Records Previous & Current Address 3 How To Improve Your Credit Score Always pay your bills on time Keep the balance low on your credit card Manage your outstanding debts responsibly Don't open or close new credit accounts www.gctfcu.net Greater Central Texas Federal Credit Union 3305 E. Elms Rd., Killeen, TX  76542 Phone: (254) 690 - 2274