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A Tale of Two Brothers. Our story follows two brothers, each earning $150,000 a year.They each have a $100,000 in savings and both are buying a $500,000 home.. 15-year mortgage at 5.875% APR$100,000 big down payment (20%)$0 left to invest$3,348 monthly payment (57% is tax deductible first year/33% average)$2,983 average monthly net after-tax cost

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