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The Child Health Insurance Plan (CHIP) was signed into a federal law and exists to help fund state-level health insurance for children. Each state has its own plan, mainly for low-income families. These families are usually beyond the scope of eligibility for Medicaid, or may have workplace insurance that does not cover their children. CHIP eligibility varies from state to state, and most states cover children whose household income does not exceed at least 200% of the Federal Poverty Level (FPL).
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7 things to know about the Children’s Health Insurance Program What is CHIP? CHIP’s history Who is eligible for CHIP? What does CHIP cover? How much does CHIP cost? How do you apply for CHIP? How many children get health insurance from CHIP? CHIP is a no-cost or low-cost health insurance program that provides coverage to children in families that earn too much money to qualify for Medicaid, but who can’t afford private coverage. The program is funded by both states and the federal government, but it is state-administered, meaning each state sets its own guidelines on eligibility and services. Source: henrykotula.com
