Visit for all information at http://www.umayplus.com/CashCard\nThere is an irrational and unjustified fear towards credit cards. Well, there may be some reasons to fear it, but it is the result of using them without any sort of control, and the United States of America is the perfect example of it with its gigantic debt problem.\nOnly look to this overview on Average Credit Card Debt in America (2017) to see how big of a problem it is. However, the fault does not rely on credit cards, but on its irresponsible users…\nNonetheless, in this power point presentation you will find three solid reasons on why a CC is better than cash.
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Better Than Cash
• There is an irrational and unjustified fear
towards credit cards. Well, there may be some
reasons to fear it, but it is the result of using
them without any sort of control, and the
United States of America is the perfect example
of it with its gigantic debt problem.
• Only look to
this overview on Average Credit Card Debt in A
to see how big of a problem it is. However, the
fault does not rely on credit cards, but on its
• Nonetheless, in this article you will find three
solid reasons on why a CC is better than cash.
• If someone steals your cash, none will help you.
Sure, you can still recover it, but it will largely
depend on you and there are no guarantees you
will get it back. However, with credit cards it is
• To avoid being so centered on America, let’s
travel to the other corner of the world and let’s
talk about a Thai cash card: Umay Plus. By
using this card to buy, you are protected against
theft and fraud. You cannot say the same about
cash… can you?
• If you want to exist in the system financially
speaking, then you need to have a credit profile,
and it is impossible to build it if you solely use
cash. A credit card, when used correctly, is the
fastest way to build your profile and boost your
• If you want to request a mortgage to buy your own
home, get a business loan, get better car insurance
rates and avoid security deposits on utilities, then
you need to get your own CC and use it to build an
excellent credit score in the system.
• Therefore, stop believing that a card is bad,
because it can help you a lot in your life if you use
• Finally, it can help you to save tons of money if
you use it to buy things that get exclusive
discounts with this payment method. If you get
a card from a reliable and efficient company
that has many partnerships, then chances are
you will get discounts and rewards on many
shops and stores.
• Of course, before requesting your CC, you need
to create a budget and promise to yourself that
you will stick to it no matter what. This is the
root of evil: a lack of a budget and no control for
sticking to it.
• You are smart enough to understand it. Credit
cards are not bad if you use them with
responsibility and moderation.
• That is the key for exploiting it in your favor.
Therefore, stop believing that cash is inherently
better than credit cards, because as you have
seen, it is not the case.