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HDFC Overdraft (OD) Against Salary is a financial facility that allows salaried individuals to avail of an overdraft against their monthly salary. This service provides instant liquidity without the need for collateral, enabling users to withdraw funds as needed, up to a pre-approved limit. The interest is charged only on the utilized amount, making it a cost-effective credit option. It is ideal for managing short-term financial needs, emergencies, or unexpected expenses. HDFC Bank offers flexible repayment options, competitive interest rates, and seamless digital application processes.
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