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1. Client Login +1 (800) 830-0488 Call Us Now HOME PRICINGS & SERVICES WORK WITH US CONTACT BECOME AN AFFILIATE BLOG More All Posts BASICS HOW TO.. Ben Anthoine / Yotis Tonnelier Mar 28 2 min read HOW TO BUILD CREDIT SCORE WITH A CREDIT CARD INTRODUCTION: Credit cards are one of the useful or best type of credit tools when it comes to build your credit. They can be best ever tool only if used wisely otherwise, they are the most common track leading to debt if misused. Below we have discussed four of the major ways with the help of which you can build your credit score with the help of credit cards: 1. FIRST CREDIT CARD ACCOUNT OPENING: If you are successful in building some credit history, then you can look for a card which has a low spending limit. A card with a low spending limit is way easier to qualify for when having limited credit history. Choose to make small charges that are easy for you to pay right away. Also pay balance in full every month. This will help in establishing a profile on your credit report of reliable payment and responsible credit use. 2. GET A SECURED CREDIT CARD: A secured credit card can be a good option when you have little credit history or negative credit history. Because, with a negative credit history it is difficult to get a regular credit card. Secured credit cards are the ones that are connected to a saving account. Also the limit on the secured credit card is the amount in the account or % of that amount present. It is same like a regular credit card, you build credit with a secured card by making responsible charges, keeping your balance low or at zero, and paying on time every month. 3. JOINT ACCOUNT OR AN AUTHORIZED USER: This is another option to become an authorized user on someones else account, in case, you are having difficulties to get your own credit card. Also you can open a joint account with someone having a good credit history. For example, being a Parent, you can help your younger one by adding him/her as an authorized user on your account. 4. CREDIT LIMIT INCREASE REQUEST: You may opt for asking an increase in your credit limit from your credit card provider if, you have paid down your debt and decreased your utilization rate, or even if your credit is already in good condition. If you have any query call Credit Elites now (800)-358-0236 Or Visit www.creditelites.com HOW TO.. 0 views HOME PRICINGS & SERVICES WORK WITH US CONTACT BECOME AN AFFILIATE BLOG More © 2020 by www.creditelites.com