The Dynamic Business Personalities Changing the Business World

VOL-06 | ISSUE-06 | 2023 The Inspiring Business Personality The Dynamic Business Personalities? Changing the Business Rajesh Desai, Co-founder, CEO and MD Lyra India World Leadership Prowess Top 10 Transforma?onal Traits of the Dynamic Global Business Leaders Success Horizons How Interna?onally Acclaimed Corporate Leadership Prepared the World Industries for the Future? www.ciolookindia.com

To succeed in this , world you have to change all the . time - Sam Walton

Editor’s Note Kedar Borgaonkar Managing Editor kedar.borgaonkar@ciolookindia.com I I revolutionizing the way business is conducted. These trailblazers possess a unique blend of vision, determination, and innovative thinking that sets them apart from the rest. They have become beacons of inspiration, creating new possibilities and pushing the boundaries of what is achievable. In the following edition of The Dynamic Business Personalities Changing the Business World, you’ll witness the stories of these remarkable individuals, uncovering their strategies, accomplishments, and the impact they have made in the business world. From disruptors in traditional industries to pioneers in emerging fields, these dynamic business personalities are trailblazing a new era of innovation, setting the stage for a future where the only constant is change. n the vigorous business landscape, there are dynamic personalities that have emerged as influential forces, shaping industries, challenging norms, and One key characteristic that distinguishes these dynamic business personalities is their ability to embrace uncertainty and navigate through ambiguity. They see challenges as opportunities for growth and are unafraid to take calculated risks. By stepping outside their comfort zones, they have forged new paths, challenging conventional wisdom and driving innovation. The Age of Dynamically Trailblazing Business Disruptors Moreover, these individuals recognize the importance of collaboration and building strong networks. They understand that true success lies not just in individual accomplishments, but in fostering partnerships, alliances, and ecosystems. By connecting with like-minded visionaries and tapping into the collective wisdom of diverse perspectives, they have built thriving ecosystems that fuel innovation and propel their organizations forward. These dynamic business personalities have recognized the power of disruption and have harnessed it to their advantage. They understand that in order to thrive in today's fast-paced and competitive environment, they must constantly adapt, reinvent, and redefine traditional business models. With their bold ideas and fearless approach, they are transforming industries, leaving an indelible mark on the business world. Enjoy the reading journey ahead, with two trendy articles crafted by our in-house editorial team! In this era of rapid technological advancements, the dynamic business personalities we will explore have embraced emerging technologies as catalysts for change. They leverage the power of artificial intelligence, blockchain, automation, and other cutting-edge technologies to streamline processes, enhance customer experiences, and drive efficiency. Through their visionary adoption of these tools, they are reshaping industries and pioneering new frontiers. These influential individuals come from diverse backgrounds and industries, united by their unwavering commitment to excellence. They have demonstrated exceptional leadership skills, bringing about positive change within their organizations and beyond. Through their charisma and magnetic presence, they have inspired teams, investors, and consumers alike, galvanizing support and driving growth.

Profiles Special Profile Dr Omkar Prasad Baidya A Samaritan for Holistically Universal Harmony Rajesh Desai The Most Trusted Global Partner for All Online Payment Requisites for All Online Payment Requisites 08 14 The Most Trusted Global Partner VOL-06 | ISSUE-06 | 2023 The Inspiring Business Personality Niyesh Sanghi Enriching Businesses with Modern Capital Management Modern Capital Management Raisal U 18 26 Enriching Businesses with Empowering Businesses with Perfectly Digital Pixbit Solutions The Dynamic Business Personalities? Changing the Business Rajesh Desai, Co-founder, CEO and MD Lyra India Ram Medury & Manoj Trivedi Enriching Businesses with the Finest Financial Solutions the Finest Financial Solutions Sonal Singh Empowering Your Brand to Conquer the Market with Fixdax Technology 30 36 Enriching Businesses with 40 World Leadership Prowess Top 10 Transforma?onal Traits of the Dynamic Global Business Leaders Sudeep S Brand Sangamam’s Leader Exemplar of the Digital Era Success Horizons How Interna?onally Acclaimed Corporate Leadership Prepared the World Industries for the Future? www.ciolookindia.com 34 Success Horizons 22 Leadership Prowess Top 10 Transformational Traits of the Dynamic Global Business Leaders How Internationally Acclaimed Corporate Leadership Prepared the World Industries for the Future? Articles

I N D I A The Dynamic Business Personalities? Changing the Business Pooja M. Bansal Editor-in-Chief FOLLOW US ON www.twitter.com/ciolookindia www.facebook.com/ciolookindia/ CONTENT World Managing Editor : Kedar Borgaonkar Assisting Editor : Gaurav PR Wankhade WE ARE ALSO AVAILABLE ON DESIGN Company Featuring Brief Brief Visualizer: Sandeep Tikode Art & Design Director: Rashmi Singh Associate Designer : Sameen Arif Dr Omkar Prasad Baidya, Physician, Author and Assistant Professor Dr Omkar is a Physician and a Medical Researcher, who wishes to connect the world and his dream for nation building with a mission for world peace. ESI Medical Institute, Joka, Kolkata CONTACT US ON Email sales@ciolookindia.com For Subscription www.ciolookindia.com Contact : 7410079888 / 8956487819 Offering the best financial services under the leadership of its eminent Founder, Niyesh Sanghi, Wealth Munshi has emerged as one of the most reliable and effective wealth management consulting companies. Niyesh Sanghi, Founder Wealth Munshi SALES Asst. Vice President: Swapnali Vasaikar Sr. Sales Manager : Tejaswini Whaval Business Development Lead : Suraj Gadekar Sr. Business Development Exec : Yogesh Kadam Under the leadership of Raisal U, Pixbit has been the key differentiator in enabling several companies in customized software solutions like mobile app, web app and e-commerce development. Pixbit Solutions Pvt. Ltd. Raisal U, Copyright © 2023 CIOLOOK India, All rights reserved. The content and images used in this magazine should not be reproduced or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission from CIOLOOK India. Reprint rights remain solely with CIOLOOK India. CEO and Co-founder Rajesh Desai established Lyra India as a leader in securing e- commerce and POS payments, standing amongst the most preferred partners for financial establishments since 2007. Rajesh Desai, Co-founder, CEO & MD Lyra India TECHNICAL Ram Medury, Founder and CEO and Manoj Trivedi, Co-founder and Director With its two dynamic leaders - Ram Medury and Manoj Trivedi - steering its business operations, Jama Wealth has been offering best of the financial services in diverse verticals. Jama Wealth Advisory Technical Head : Rajeshwari Avhad Technical Consultant : Prachi Mokashi Sonal established Fixdax in 2015 as a business solutions-based company to offer advanced tech people solutions swiftly. Sonal Singh, Director Fixdax Technology Pvt. Ltd. SME-SMO sales@ciolookindia.com Research Analyst : Ravindra Kadam SEO Lead : Renuka A Kulkarni JUNE, 2023 Sangamam Communications Private Limited Championed by Sudeep, Sangamam has been renowened as a web design and development company specializing in WordPress technology and offshore development services for B2B customers. Sudeep S, Founder and CEO Cover Price : 250/-

The Dynamic Business Personalities Changing the Business World Rajesh The Most Trusted Global Partner for All Online Payment Requisites Desai W anytime and anywhere. Although creating those touch- points and making all the infrastructure underneath them secure, seamless, and simple means a herculean task, that can only be achieved if partnered with Lyra India, the most trusted partner for all online payment requisites, as is being realized by thousands of businesses globally. hile being digital, every modern business needs as many digital POS as possible to receive payments from all its worldwide customers acknowledged digital payment solution provider. Lyra differentiates itself as a robust and stand-alone payment service provider owning the entire ecosystem with no third- party dependency, resulting in fewer hops and ensuring efficient, secure, and frictionless transactions. Invincibly the Secure Most Solutions In a world where accepting digital payments is becoming a necessary requisite, managing digital transactions daily can be quite a headache for businesses, irrespective of their type. Every business is unique in its customer base and requirements. But, creating a successful fintech payment processing system is more than just offering a seamless mode of accepting digital payments. Rajesh says, “We want our solutions to be compatible with merchant requirements and scalable for every merchant setup in the most efficient way.” With the vision to build and offer relevant, reliable and secure solutions to facilitate digital payments, Lyra has developed multiple mainstreams as well as added services and solutions catering to various business needs. Lyra offers several payment services with advanced solutions to banks, facilitators, and e-commerce platforms alike. Lyra is actively working in the sectors like Payment Gateway Services, Banking Solutions, and White Label Solutions. Lyra also offers highly secure payment acceptance solutions like Lyra SoundBox, EPOS, SIM Solution, POS Routing Solution, Payment Switch, WhatsApp Payment Solution, and many more add-on innovative services in the payment processing field and paytech solutions for banks and FinTechs. Lyra’s Co-founder, CEO and MD, Mr Rajesh Desai, insists that they are always at the forefront to provide you with the best offer. “We provide solutions to help you foster your local and international business successfully,” he adds. Lyra India has been established as a leader in securing e- commerce and POS payments, standing amongst the most preferred partners for financial establishments since 2007. Lyra’s vision is to build and offer relevant, dependable, and secure solutions to facilitate digital payments. Lyra takes pride in stating that the venture was the very first under the Fintech industry banner in India to introduce secure connections with an intelligent platform for Point of Sales (POS) terminals with 2G/3G/4G and PSTN technology which proved to be a major disruptor in the use of POS in India. Rajesh Desai Co-founder, CEO and MD Lyra India Lyra offers highly secure payment acceptance solutions like Lyra EPOS, WhatsApp Payment Solution, SIM Solution, POS routing solution, Payment switch, Soundbox solution, Payment Gateway and many more. With an established secure platform, Lyra complies with PCI DSS and TLS. All the solutions offered by Lyra are meticulously tested, proven, and used globally, making Lyra a well- Lyra’s cutting-edge technology reduces transaction time and enables cost savings for its users, ensuring complete data 8 | June, 2023 www.ciolookindia.com 9 | June, 2023 www.ciolookindia.com

security to acquirers and acting as a single gateway to handle multiple connections and protocols. felt that why not try to offer a better and safer environment to boost the digital advancement. Keeping this in mind and considering the evident signs that India will go under massive digital transformations, he entered fintech via the Lyra Network field with Lyra SIM Solutions, a crucial part of Lyra’s POS solutions offerings. And the rest is history! providers are launching and researching the products/ services that will change customer service to more on a personal level. Technologies like IOT and big data are playing a big role in this. These technologies can single- handedly change the whole payment scenario and financial services. Lyra offers highly secure payment acceptance solutions like Lyra EPOS, WhatsApp Payment Solution, SIM Solution, POS Routing Solution, Payment Switch, Soundbox Solution, Payment Gateway and many more. Lyra is focused on secure transaction routing services through multi-brand POS terminals. Lyra offers multi- operator SIM cards optimized for POS terminals as per business requirements. With a private and end-to-end secure APN, Lyra's gateway facilitates complete management of the POS fleet. Adding to its benefits, the Point of Sales SIM Solution offers merchants excellent security and uninter- rupted connectivity for every transaction. This solution is specially developed to provide connectivity with various network connections, namely, GPRS, PSTN, IP, Secured SWITCH software, 3G and 4G, LAN, and Wi-Fi. Lyra's Payment Switch saves merchants from connectivity and security issues by dynamically routing payment transactions between the acquirer and payment service provider, revamping the transaction success rate. Innovatively The Widest Network Lyra is also evolving with time. “We want to offer our customers more innovative and end-to-end solutions and services,” says Rajesh. With India's digital payments expanding beyond boundaries, Lyra plans to introduce more seamless and secure payment acceptance solutions. As one of India's leading payment solutions, Lyra will continue to play a leading role in achieving India’s dream of becoming a five trillion economy and no-cash society. Many small offices, banks, micro ATMs, AEPS POS machines, payment POS machines, ultra-small bank branches, and ATMs rely on Lyra for last-mile connectivity solutions. Using mobile POS machines, many banking business correspondents are using Lyra Connect to deliver banking and financial services in rural areas. without any glitches or any third-party involvement making it more secure. Today, Lyra has enabled 16,00,000 POS on its platform. With the successful accomplishment of many significant projects like rural POS connectivity for India Posts, secure connectivity to process financial transactions for metro rail, POS connectivity for major banks, and connectivity for bank branches, Lyra is Processing 16 million connections per day, Lyra manages over 1,20,000 e-merchants and over 14,00,000 POS terminals. Rajesh believes that where there is innovation, there are challenges. The main challenge is awareness of digital payments. People are aware of them, but their knowledge is limited. The most threatening and fearsome challenge is fraud and chargeback. “As a payment service provider, we ensure that our clients know the procedure and common causes of fraud.” Lyra India is also part of many turnkey projects like rural POS connectivity for India Posts, secure connectivity to process financial transactions for metro rail, POS connectivity for major banks, connectivity for bank branches, etc. Incredibly the Most Advanced Technology One of the key strengths of Lyra is NAC, a highly secure and powerful server that provides seamless communication to the merchants' banks without any glitches. With the exclusive EFT/POS transaction gateway owned by Lyra, it is possible to receive and transfer any transaction flow securely from any POS terminal and connect it to any network (PSTN/GPRS/ADSL) with any existing transaction protocol. Incidentally, The Most Transformational Leadership Rajesh made a life-transforming decision when he started his journey with Lyra Network. After working for many years in various countries and getting exposed to multiple markets, cultures, and traditions, Rajesh returned to his native country to make Lyra Network successful in India. Associated with Lyra Network from Day One since August 2007, over the years and many obstacles later, his great supervision and unmatched persistence to reach goals helped Lyra pick a pace to grow in India. With 27+ years of experience and field expertise, he is a result-driven and value-oriented leader specializing in developing marketing strategies, product marketing, alliance marketing, marketing communications, and demand generation. According to Rajesh, India’s Fintech sector has undergone a paradigm shift in the past two decades, and for the last few years, it has been on an upward growth trajectory. The role of technology has grown from being a mere cog in the strategic framework of companies to driving, shaping, and redefining business models and revenue streams. FinTech innovations have been at the forefront of tech disruptions in recent years. Technology drivers like biometric authentica- tion, cryptocurrency, virtual and augmented reality, AI, ML, voice processing, etc. These drivers are certain to take the digital payment space to new heights. These technologies are not only taking part in digital payment acceptance but also in front and back-end development of payment solutions. Lyra also developed LUMA or Lyra Update Manager, a responsive application combined with the web portal that enables supervision and operation of the merchant’s entire fleet of POS terminals in real-time. Along with LUMA, Lyra's OptiNet also helps payment terminals with network optimization by switching (automatically or manually) to the most efficient mobile network, depending on the terminal's location. OptiNet sends data to the gateway in real-time to quickly visualize and diagnose the status of available mobile networks. He comes from a techno-functional background and has a proven record of building, nurturing, and leading high- performance goals, improving service standards, contribut- ing to cost optimization, and bringing innovation with an extreme passion for registering inorganic growth and profit. India always welcomes new technologies with an open mind. The rise of digital commerce, innovation in payments technology using Artificial Intelligence (AI), Blockchain, Internet of Things (IoT) and real-time payments, and the introduction of mobile Point of Sale (POS) devices and QR has led to a reduction in the cost of acceptance infrastructure and also contributed to its growth. The current market requires a technology that will act as a middleware between POS and card network enabling any 3rd party POS Systems with a broad range of direct payment processing interfaces and, at the same time, will offer seamless integration and maintain compliance scope. Lyra implemented this idea through the recently launched Lyra's End-to-end POS Solution. End-to-end being the keyword, once the transaction is initiated, Lyra will take forward the transaction process securely and smoothly The same applies to digital payments. With more people opting for digital options, penetration of mobile devices, and increased usage of various digital payment solutions like debit, credit, prepaid, e-purse, ATM, and POS cards, it Intelligently the Smartest Revolutionary Artificial Intelligence(AI) is making tremendous progress in the payment processing industry, and payment service 10 | June, 2023 www.ciolookindia.com 11 | June, 2023 www.ciolookindia.com

The Strongest Infrastructural Foundation leading payment solutions in India, Lyra envisions expanding its presence by providing multiple offerings in the dynamic payment domain. The next challenge comes in the form of integration. India is a land of entrepreneurs; nowadays, many businesses promote their business on their websites. For businesses to accept digital payments via their websites, it is necessary to have a payment gateway integrated. But not all business owners have knowledge about the integration. Lyra always makes sure that the client gets the basic information about integrating. In conclusion, a lack of knowledge may lead to all kinds of problems and challenges, but with proper guidance, digital payments are as easy and secure as they come. A Financially All Inclusive Future With plans to collaborate with banks, merchants, FinTech, and the government as an active connectivity partner, Lyra is developing innovative paytech solutions. “We expect to see the expansion of not only offerings in terms of resources, customer base, and partners, but Lyra is also looking forward to expanding the Lyra family by incorporating field experts from various backgrounds.” The challenges under the guise of technology are always imminent for any fintech. It is extremely necessary for a payment solution provider to keep pace with changing innovations. Lyra faced the formidable challenge of sourcing the right field experts at the right time for the right designations. But Lyra overcame this challenge slowly but surely, and today what once was a one-person army with shared cornered office stands with multiple office spaces and a large family of field expert individuals! With new solutions and innovations, Lyra will do its best to maintain perseverance with the strategies that have helped the company grow. Lyra enjoys a major POS market share due to risk management tools and a strong hold over mobile and electronic payments. Since the company's establishment in India, Lyra Network has accompanied leading Indian banks as a crusader in driving digital payments in India. Another challenge was to keep pace with ever-changing customer requirements and offer a flexible solution that can withstand the trials of time! It was challenging to provide dynamic solutions with the highest possible support. Still, Lyra invested a great amount of time and effort to strengthen its infrastructure, and as a result, today, with its two full-fledged robust active-active data centres at Mumbai and Bangalore, capable of handling a disaster recovery situation at any time. Lyra Network also bagged the contract to equip Indian postmen with point of sale (PoS) machines that will help pay for a parcel with plastic money cards. “We are also very proud of our Last mile connectivity project,” he adds. The project is made to solve transaction processing problems in rural India. For this solution, Lyra has been awarded the Most Promising Financial Inclusion Program at Global Fintech Awards 2022. Lyra has bagged numerous awards for its innovative solutions and is recognized as one of the most preferred partners for financial establishments. The Most Optimistic Advice In his advice to budding professionals who aspire to venture into the POS industry, Rajesh says that while it's true that young professionals may face unique challenges, they also come with many rewarding opportunities for personal and professional development. With ongoing innovations and new technologies, India has a thriving POS market. You must believe in what you do with passion and, most of all, make sure you enjoy this journey and have some fun along the way. Perseverance and intelligence are your allies; use them to your advantage and keep working toward your goals. And while it's valuable to stay focused on your goals, you have to remain open to unforeseen opportunities. On envisioning scaling Lyra India’s operations and offerings in the future, Rajesh reveals that, being one of the 12 | June, 2023 www.ciolookindia.com

The Dynamic Business Personalities Changing the Business World L Omkar Prasad Baidya, is on a mission of national development by finding philosophical and scientific solutions to the profoundly reflective problems of human progress with futuristic sustainability and holistically universal harmony. ife’s philosophy is working at universal scale reflecting in the cosmic brain to mirror the eternal morality existing beyond the human mind.Dr human development, as well as the benefit of all living creatures. A Personification of Excellence Dr Omkar is a member of the NYAS, SAGES, Epilepsy Foundation of the United States, World Society of Interdis- ciplinary Antiaging Medicine, British Physiological Society, and European Atherosclerosis Society. Dr Omkar did his certification from Harvard Medical School, Yale University School of Medicine, Johns Hopkins University School of Medicine, and Vanderbilt University in the United States. Dr Omkar is a Physician, Author and Assistant Professor at the ESIMedical College, Joka,Kolkata, India. He earned his MBBS from RIMS, Imphal in 2009 and his MD- PhD in Physiology from KGMU, Lucknow from 2013 to 2019. He became an Assistant Professor at the medical college in 2016 and has published several papers on stroke biomarkers and other medical topics. He has written books on moral philosophy, universal ethics, human virtues, human morality, and beyond, and has also been honoured with: “I am a Physician and a Medical Researcher. I wish to connect the world and my dream for nation building is my missionand for that, I’m on a path to world peace,” says Dr Omkar. Dr BR Ambedkar National Award. Dr BR Ambedkar International Award. Mahatma Gandhi Nobel Peace Award. Nelson Mandela Nobel Peace Award. Bharat Bhushan Award. Bharat Sree Award. Bharat Vibhusan Award. Asia Peace Prize. Gandhi Mandela Award. Rashtriya Ekata Award. Jagadish Chandra National Talent Search Exam Encouragement Award-2002. Mathematical State Olympiad Award. National Physics Olympiad 2003 State Topper. Visharad in Tabla Instrumentation. IAP Medical Quiz Topper, RIMS 2007, and Many More. Ÿ Ÿ Ÿ Ÿ Ÿ Ÿ Ÿ Ÿ Ÿ Ÿ Ÿ Mission Intelligence Dr Omkar believes that humans are nature's finest creation. God endowed humans with highly developed brains. Human beings can think rationally and creatively, work for spiritual development, have a scientific attitude, show spiritual values, and have spiritual and emotional intelligence with the help of this developed brain. Ÿ Ÿ Ÿ Ÿ Human beings can do moral thinking and moral behaviour, distinguish between right and wrong and think and act in favour of mankind or human development with the help of a developed brain. God created humans with a developed prefrontal cortex (PFC) part of the brain, which allows humans to develop self-consciousness, connect to a higher self, or even to God, and add human virtues and spiritual values to their character. Dr Omkar Prasad Baidya ESI Medical Institute, Joka, Kolkata Physician, Author and Assistant Professor Morality Beyond Human Brain: A Philosophical and Scientific Exploration Dr In this book, Dr Omkar integrates his philosophy on human morality with the mathematical model and scientific aptitude. He also explains various components of human morality and how these components can play important role in the survival of human beings on the planet earth. He also adds that even cells of our human body do have morality to some extent which guides them to do moral behaviour towards the biological system of the living organism. Omkar Prasad Baidya Humans can comprehend the meaning of their life on this planet, as well as God’s mission to make this planet a better place to live, to spread the message of universal love and brotherhood, and to emphasize the importance of virtues in human life. With the passage of time, humans can comprehend the significance of spirituality and spiritual values in adding divinity to their lives. Human beings gradually learn the value of doing work and acting in accordance with righteousness and justice. He understands that in order to make this world a better place to live, every human action must be justified in terms of human benefit, mankind, and A Samaritan for Holistically Universal Harmony When the world sees many events, such as a lack of peace, violence, clashes, and so on, it is because of a lack of human virtues and morality. With time, our spiritual leaders and moral philosophers will recognize the significance of 14 | June, 2023 www.ciolookindia.com 15 | June, 2023 www.ciolookindia.com

human values, human virtues, and human morality as solutions to many human problems and human civilization. Dr Omakr examined human morality from both scientific and philosophical perspectives. He attempted to investigate the concept of human morality from both perspectives. Furthermore, he has introduced a mathematical model of human morality from which various philosophical aspects of human morality can be very clearly explained and visualized. i.e., God. God has sent everyone to the planet Earth with a purpose, and it is our responsibility to complete that duty or purpose before leaving the earth's surface.” God created humans with the purpose of spreading the divine message, maintaining world peace, and making the earth a better place to live. God has provided sufficient scientific and spiritual intelligence to complete this life mission. Dr Omkar has written books on moral philosophy, universal ethics, human virtues, human morality, and beyond, and has also been honoured with numerous awards. Furthermore, Dr Omkar believes that human morality can be the solution to all human problems and that its concepts can be scientific and logically explained through mathematics, which can focus clearly on human morality by providing it with a scientific background. He has also focused on the philosophical concept of human morality and how science and mathematics can better explain philosophical ideas. He adds, “However, as with rapid civilizational progress and rapid modernization, we prioritize material advancement and scientific achievement over spiritual development. But, over time, we created a society and civilization that prioritized power, economy, and status over spiritual values.” Human beings become distracted from the true purpose of life as a result of the desire for more power, the economy, and factors such as ego, anger, and hatred. Instead, men and nations begin to wage war, commit violence and harm others, and we gradually lose our spiritual and moral values. Furthermore, it demonstrates how human morality can be used to solve many human problems and explain the existence of life on Earth. “When we see many incidents, wars, violence, human rights violations, poverty, and sufferings that threaten global peace, I want to emphasize my life philosophy in resolving many basic human problems. I believe that humans should understand the significance of their creation by God. To value all of God's creation, we must understand how to value all of God's and Mother Nature's lives. I believe that now is the time to establish a life philosophy that supports universal ethics for all living creatures. I've also demonstrated how religion plays an important role in the establishment of universal ethics for all,” says Dr Omkar. Though man created the term “religion” for his spiritual advancement, with the influence and permission of the supreme Godhead, to spread universal love and brotherhood throughout the world, and to connect with God. “And to know his greatness and to guide us to the path of spiritual enlightenment, but as time passes, narrow religious beliefs die, and differences in religious ideology develop, leading to violent conflict, communal wars, and other threats to world peace,” he states. on Earth. Furthermore, human extrinsic morality can be acquired through moral education, moral philosophy, spiritual and human values, and so on. Finally, he adds that world peace is nothing more than a function of human morality and virtue. technological breakthroughs that make the planet a better place to live. All of this is possible because humans have a highly developed neocortex, or prefrontal cortex, in their brains. Human beings have emotional intelligence, which allows them to feel the emotions of others, as well as spiritual intelligence, which guides them to the path of spiritual enlightenment and can even aid in the shaping of human civilization. Human beings have the ability to learn, to understand natural laws and their relationship with nature. Dr Omakr says, “God created humans with the intention of doing karma in order to purify our existence, learn about it, and return to the eternal God after our work on Earth is completed. As a result, the time has come to create a universal religion for world peace and universal ethics for all. Human virtues are crucial in shaping human civilization. Human virtues are a collection of qualities that shape human life in a divine way, as well as human civilization and make him suitable for fulfilling the true purpose of life. Human virtues are critical in establishing peace on this planet. “Human beings are intelligent and rational in comparison to all other living creatures, but we should not harm others and should instead use our talents and intelligence ethically.” To achieve societal development, talent must be combined with values. Human virtues have the power to transform all people into ethical and spiritual beings. Furthermore, human virtues, in my opinion, can play an important role in the establishment of world peace as well as in the resolution of many problems confronting humanity and human civilization. Universal Ethics and World Peace: My Philosophy of Life God created humans from their ancestors, primates that evolved through the process of evolution. Human beings are God's best creation because they have self- consciousness, can understand God's influence in their lives, have a connection with their higher self, have spiritual consciousness, and have scientific intelligence and creativity, which leads to scientific innovation and According to spirituality, the human body is composed of the soul, which is a component of the supreme soul, i.e., God. After our purpose and work on Earth are completed, our soul will return to be integrated with the supreme soul, According to Dr Omkar, nature has endowed all living creatures with intrinsic morality and intrinsic immorality, which play critical roles in the survival and existence of life 16 | June, 2023 www.ciolookindia.com 17 | June, 2023 www.ciolookindia.com

Niyesh Sanghi Enriching Businesses with Modern Capital Management or quickly growing businesses, their leaders find it F specific assets, monitoring the market scenario, planning short-term and long-term goals, and similar things need a lot of research, time, skills, calculations, analysis, and practice. Brief us about yourself and shed some light on your professional tenure. challenging to manage their finances, investments, savings, and wealth. Timely actions pertaining to I am a commerce graduate from Delhi University and a post-graduate diploma from NIFT, New Delhi. With performance as my passion, I have been privileged to have joined the Million Dollar club each year. I observed the finance industry closely. It included the sectors of Banking, Insurance, stock trading, commodities, and real estate. Hiring professional wealth managers and financial planners to manage the financial portfolio and support growing wealth through smart and logical financial planning becomes imperative. I have trained many advisors who made a beeline to learn from a high-profile performer. All trainees wanted to take lessons from the horse’s mouth rather than get trained under a theoretician. I nurtured the practical approach of looking at business finance and offered solutions that helped the clients check the unnecessary stagnation of funds. Developing a reputation in the insurance field of Hyderabad. I slowly expanded my services to incorporate a complete gamut of wealth and finance management. Understanding the concerns and requirements of business leaders, Wealth Munshi has emerged as one of the most reliable and effective wealth management consulting companies. Offering the best financial services under the leadership of its eminent Founder, Niyesh Sanghi, Wealth Munshi is the professional catalyst. It has enriched thousands of businesspeople, individuals, and professionals in achieving wealth management goals. What USPs make you stand out as a leading Financial Advisory Firm? In an engaging interview with the CIOLook India team, Niyesh elaborated on his professional journey, early inspirations, benefits offered, challenges countered, and vision for the future. During my initial days, I focused on each customer and worked with dedication and care, giving them good returns. Slowly with my success in offering visible returns through safe planning, I could garner trust steadily. Trust, since then, has become the watchword of Wealth Munshi. Sir, please describe your firm in detail. Wealth Munshi, a Hyderabad-based Fintech Firm, has been built on the strong foundation of “Service.” At Wealth Munshi, we believe in the future of digital wealth advisory and strive to deliver financial services that empower individuals to reach their financial goals. Trust in giving the right advice to the customer. Trust in projecting the precise financial growth based on economic forecast, correcting and redesigning the portfolio, and continuously monitoring the portfolio. Our scientific approach to the client’s requirements and detailed discussion in understanding their risk appetite has made us customize financial solutions for our customers. I founded Wealth Munshi in 2017. We approach every client with a ‘win-win’ mindset and the trust that their money is safe in our hands. With our commitment to excellence and dedication to client satisfaction, we aim to help them secure their financial future and reach new heights, What are the immersive benefits of your services to your clients? Niyesh Sanghi Founder Wealth Munshi Wealth Munshi's multidimensional services include preparing the financial portfolio and analyzing income, 18 | June, 2023 www.ciolookindia.com 19 | June, 2023 www.ciolookindia.com

The Dynamic Business Personalities Changing the Business World of Sanghi Consultancy had a tough job at hand. All customer orders had to be completed on priority. No customer likes to hear that his order has been delayed. We made every customer believe they were the only client Sanghi Consultancy was working for. This feeling of priority did create lasting bonds with the customers. At Wealth Munshi, we boast of three things: Speed, Accuracy, and Trust. Being an experienced leader, share your opinion on how technology is transforming the Financial Advisory sector and what advancements we can expect in the future. With more than 2000 customers in different categories, it wasn't easy to manage all the requirements. I undertook the herculean task of developing independent software, which today stands out as superlative customer service. Any specialized software takes much effort with very stiff challenges of time and cost. There was a clarity that growth would come only from service. Service comes only with software technology. savings, and present plans. We identify their financial goals and create saving and investment solutions. We help them reach their objectives. What would be your advice to the aspirants willing to venture into the field of Financial Advisory niche? I advise all young professionals to learn about all the financial instruments and avenues in the market. Understand the benefits and limitations of each thoroughly. Moreover, our scientific method scrutinizes their expenses. We help them identify the unnecessary leakages happening unknowingly due to a lack of knowledge or not taking timely actions. We have offered safe and rewarding solutions. We delivered to our clients the most required peace of mind and the satisfaction of growing their wealth steadily. An annual report is given to each client on the performance and growth of their investments. Wealth Munshi also gives them a projection of the financial status in the next 20-30 years. And advice on where they have to tighten their belts for a smooth flow of fund requirements in future. While dealing with any customer, first listen to what they have to say and their financial goals. Please get to know more about their current provisions. Then customize your solutions in such a way that will help them reap decent returns on their investments. Update and inform the clients regularly on the developments happening in their portfolios. Today, Wealth Munshi has further advanced into Artificial Intelligence and Machine learning, which they hope will give the customers a new Portfolio Management experience. What were the initial challenges after venturing into the Financial Advisory field, and what are the challenges now? How do you envision scaling the firm’s scope and offerings in future? There were several challenges in my journey. The competition was very stiff. For a single individual with limited financial resources was set to compete with a Goliath of Banks and large institutions. The credibility of a new businessman was extremely low. The general belief was that the larger the institution, the better the service. It was difficult to convince the first customer that I would put my heart and soul into their service. It was a matter of survival for me. My future largely depended on how well I will make the wealth growth of the first customer. The first few customers accepted the challenge. They gave me the opportunity. And I had taken the challenge and gave them rich rewards. For speed of communication with all clients of Wealth Munshi is managed by ZOHO. All replies to customer queries are made at breakneck speed. It is an incredible experience for every customer. Wealth Munshi has already commenced Cloud computing backed with blockchain partner experience, where all the client documents are secured, stored on the cloud, and can be retrieved at any time. The mission was clear, bringing technology to the doorstep of every customer. Give him the luxury to review his portfolio regularly and deliberate with Wealth Munshi on how they can improve. Today, Wealth Munshi is servicing more than 3500 clients for all their investments in Alternate Investment Funds, Focusing on Fintech, Equity Investing Via Artificial Intelligence, Mutual Funds, Insurance, Purchase and sale of Real Estate assets and succession planning. Now Wealth Munshi boasts of speed, accuracy, and trust. Today there is paperless working. Every investor, however big or small, is given the same priority and dedicated service. Every investor is a lifetime friend. The members are a part of the large and growing family of Wealth Munshi. There was a time when all investments, whether in Insurance, Mutual funds, FDs, or succession planning, had to be done manually. It involved long hours of work. Several customers had to be serviced at one time. The team Wealth Munshi is continuously scouting for new technological developments. There is a desire to lead the Fintech tech race in this financial sector advisory services. 20 | June, 2023 www.ciolookindia.com 21 | June, 2023 www.ciolookindia.com

Leadership Prowess Transformational 10 10 Traits of the Dynamic Traits of the Dynamic Top Transformational Global Business Leaders Leaders I individuals possess unique transformational traits that enable them to navigate complex challenges, inspire teams, and propel their organizations to new heights. considering environmental, social, and governance factors. They embed sustainability into their business strategies, making conscious decisions that benefit their organizations, society, and the planet. n today's fast-paced and ever-changing business landscape, dynamic global business leaders play a vital role in driving organizational success. These visionary Adaptability with Agility in Decision-making: Global business leaders operate in an increasingly volatile and uncertain world. They exhibit a high degree of adaptability, remaining flexible and open to change. They quickly adjust strategies, pivot business models, and embrace new technologies, allowing their organizations to stay ahead of the curve and thrive in dynamic market conditions. Here, we will explore the top 10 transformational traits exhibited by dynamic global business leaders, highlighting their impact on driving innovation, fostering growth, and creating a lasting impact in the global business arena. Visionary, Long-term Thinking and Sustainability: Dynamic global business leaders possess a clear and compelling vision for their organizations. They can anticipate future trends, identify emerging opportunities, and envision the bigger picture. Their visionary thinking sets the direction for their teams, aligns stakeholders, and drives innovation throughout the organization. Dynamic global business leaders possess agility in decision-making. They can assess situations quickly, weigh pros and cons, and make timely decisions. They are not afraid to adjust their strategies based on market dynamics and emerging opportunities, ensuring their organizations stay agile and responsive. Global business leaders have a long-term vision for their organizations. They focus on sustainable growth, 22 | June, 2023 www.ciolookindia.com 23 | June, 2023 www.ciolookindia.com

Global Mindset: employee autonomy, and create a sense of ownership. They foster innovation, creativity, and collective problem-solving by valuing diverse perspectives and encouraging teamwork. SUBSCRIBE TODAY Operating in a global marketplace requires leaders to have a global mindset. Dynamic global business leaders demonstrate cultural intelligence, embracing diversity and understanding the nuances of different markets. They are adept at building international networks, forging strategic partnerships, and navigating cross-cultural complexities, enabling their organizations to expand globally successfully. Continuous Learning: Dynamic global business leaders are committed to personal and professional growth. They invest in their own development, seeking opportunities to expand their knowledge, skills, and international perspectives. They encourage a learning culture within their organizations, promoting ongoing training and development and inspiring their teams to embrace lifelong learning. Strategic Networking: Successful global leaders recognize the power of strategic networking. They actively seek opportunities to connect with influential individuals, industry experts, and key stakeholders. They gain access to valuable resources, knowledge, and collaborative opportunities by building a strong network. Emotionally Intelligent Ethical Leadership: Dynamic global business leaders demonstrate high emotional intelligence. They possess the ability to understand and manage their own emotions while empathizing with others. This enables them to build strong relationships, resolve conflicts, and foster a positive work culture. Risk-taking and Resilience: Transformational leaders understand that taking calculated risks is essential for growth and innovation. They encourage a culture that embraces experimentation, learning from failures, and celebrating successes. They exhibit resilience in the face of challenges, inspiring their teams to persevere and adapt, ultimately driving organizational resilience and long-term success. Integrity and ethical behaviour are fundamental traits of dynamic global business leaders. They lead by example, exhibiting honesty, transparency, and ethical decision- making. They prioritize corporate social responsibility, embrace sustainable practices, and strive to impact society and the environment positively. Agility and Innovation: Strategic Thinking with Conflict Resolution Skills: Agility and innovation are critical for success in a rapidly evolving business landscape. Dynamic global business leaders foster a culture of creativity and innovation, encouraging their teams to think outside the box and embrace change. They promote an entrepreneurial spirit, invest in research and development, and leverage emerging technologies to drive innovation and maintain a competitive edge. Dynamic global business leaders are skilled strategic thinkers. They possess the ability to analyze complex market dynamics, identify competitive advantages, and formulate effective strategies. They leverage data-driven insights, anticipate industry disruptions, and make informed decisions that position their organizations for sustainable growth and competitive advantage. Stay in the known. Subscribe to CIOLOOKINDIA Get CIOLOOKINDIA Magazine in print and digital on www.ciolookindia.com Transformational leaders are skilled in conflict resolution. They effectively address conflicts within teams and across stakeholders, promoting open dialogue, active listening, and finding win-win solutions. By fostering a harmonious work environment, they enhance collaboration and productivity. Dynamic global business leaders possess unique transformational traits that enable them to lead their organizations through turbulent times and drive sustainable growth. Their visionary thinking, adaptability, global mindset, and other key characteristics position them as catalysts for change and innovation. By embodying these traits, aspiring leaders can develop their leadership skills and make a lasting impact in the dynamic global business arena. Empowerment and Collaboration: Successful global leaders recognize the importance of empowering their teams and fostering a collaborative work environment. They delegate responsibilities, encourage 24 | June, 2023 www.ciolookindia.com

We are currently one of the fast-growing software development companies in Kerala. Beginning with just three members, we have grown to 30 plus dedicated member team. We are also diversifying our offerings to the latest technologies like AI, Metaverse, and Blockchain. Our constant vision and adaptability to change have led us here. We had only one motto: we would provide high- quality solutions to our clients with no room for complaint. It is this quality of ours that drew clients to us. We were always looking for changes in the real world because we don’t believe in beating around the bush. Because the information technology sector is always prone to changes and new advancements, we are growing alongside it as the quality of our work should be at the highest level. Empowering Businesses with Perfectly Digital Pixbit Solu?ons , , , , B usinesses in a variety of industries have embraced digital transformation modernization. Digitalization has increased business potential by raising quality standards, reducing errors, developing excellent control, and accelerating growth. Even though it was a significant challenge for us to achieve this level of perfection, it was our vision to be one of the world’s leading software solution providers. We have clients from all over the world, including the Middle East, the United States, and others. Our current working space is entirely in Kerala, but in a few months, we will open a new office in Dubai to expand our services to more countries. Software development professionals have played an important role in assisting global corporations in their digital transformation process by providing software solutions, web applications, mobile applications, digital marketing, e-commerce solutions, and other services. Raisal U, CEO, and Co-Founder Pixbit Solu?ons Pvt Ltd Tell us more about your organization’s offering and what aspects make it stand out in the cutthroat competition. skills and knowledge and provide them with intensive training although they are qualified. With this, we have established a solid foundation upon which all other factors can be built. We have grown as a well-known software solutions provider solely due to our strong determination, focused vision, and desire to dare and achieve. Raisal U, the CEO and Co-founder of Pixbit Solutions Pvt. Ltd. in Kozhikode, Kerala, has been the key differentiator in enabling several companies in customized software solutions. OVER THE PAST YEARS, WE HAVE SERVED MORE THAN 100 CLIENTS ACROSS 15 COUNTRIES BY DELIVERING THEM We offer all types of custom software solutions like: Mobile Application Development Web application development SEO and Digital Marketing E-commerce solutions Business intelligence software solutions ERP/CRM Solutions Raisul shared his professional journey of taking Pixbit Solutions to new heights, its services, and its USPs with the CIOLook India team. Our ready-to-go approach, expertise, and high-quality work enabled us to collaborate with world-class organizations such as “MediaLink,” a leading US-based strategic marketing solution company, “PayTabs,” a leading payment gateway provider in the Middle East, and others. Please brief us about Pixbit Solutions, its USPs, and how you are currently positioned as one of Kerala’s most prominent business leaders. We focus on providing high-quality solutions and have always met or exceeded our clients’ expectations. Several players appear in the IT industry and end up closing their companies within one or two years because they fail to fulfill the promises made to their clients. With over eight years of experience, we have worked with a wide range of clients worldwide, successfully delivering products that exceeded their expectations. As I previously stated, you can start a business and run it for one or two years, but to stay in the industry for more than eight years, you must add value to your customers. TOP-NOTCH CUSTOMIZED Tell us about Pixbit services’ immersive benefits offered to its clients. Pixbit is a leading software development company based out of Kerala, with its main development centre at Gov. Cyber Park, Kozhikode. We are mainly into custom software development services like Mobile Application development, Web Application Development, E-commerce development, etc. SOFTWARE SOLUTIONS. One of the most difficult challenges in this industry is training resources and providing clients with high-quality solutions. We distinguish ourselves from our competitors by providing our global partners with high-quality professional solutions within their budgets. To accomplish this, we hire highly skilled resources and train them to bring them up to our high-quality software development standards, even if they have prior experience in their respective fields. We have extensive experience of more than eight years in building custom software solutions for our partners across the globe. Over the past years, we have served over 100 clients across 15 countries by delivering them top-notch customized software solutions. We’re also working hard to make our team more productive and skilled. For that, we hire people with the necessary 26 | June, 2023 www.ciolookindia.com 27 | June, 2023 www.ciolookindia.com

not go as planned, and it may fail. Always look for alternatives. Learn from failures, correct your mistakes the next time, and get back on your feet. Aside from making our clients happy and satisfied, we guarantee them high-quality, goal-oriented work. One of the clients’ main concerns would be their timeline. We value our clients’ time and concerns above all else. We consistently work on projects with no excuses and deliver them on time with their requirements. Making our team efficient at the highest professional standards, we never fail to deliver things on time. Molding the team at the right level and managing them with the other co-founders, I was building the best quality software solution provider company of my dreams. My skills in dealing with clients have attracted the organization to the company and its services. Kerala is an excellent place to launch your business. Many startups have begun their journey in Kerala. The Kerala startup ecosystem, promoted by the Kerala government, gave birth to Open Financial Technologies, a Unicorn and Asia’s first neobank. Startup ecosystems, such as Kerala Startup Mission, promote startups and provide funds for implementing innovative ideas, as well as mentoring young entrepreneurs to start and run their businesses. Being an experienced leader, share your opinion on how adopting modern technologies like AI and ML impacts the business sector and how Pixbit adapts to the change. Being only focused on work and professional standards, our clients won’t have to fear about their budget. Apart from that, we assure them of the top-notch quality of our products so that they do not have to worry about it too. Large corporations invest heavily in research, particularly in modern technologies such as AI, Blockchain, and Machine Learning (ML). How do you envision scaling Pixbit’s operations and offerings in the future? As we are always adaptable to new changes, our clients won’t have to be concerned about the adaptabilities to the changes too. We are constantly working on getting adapted to the latest changes and advancements so that we can ensure our clients fulfill their all-time requirements. Open AI, a leading AI company, recently launched a solution called ChatGPT, and everyone is talking about it and looking for new opportunities by utilizing this new technology. We are also broadening our solutions to these modern technologies and investigating opportunities to assist business owners in improving their businesses and offerings. We are currently working with a leading Middle Eastern company on a Real Estate project that will use AI to provide advanced data-driven solutions to their clients. We recently opened a larger development center in Gov. Cyberpark, Kozhikode, with a capacity of 60+ members. We also exhibited at GITEX Global this year and had a booth there. Please brief us about your journey and contribution to ensuring Pixbit IT Solutions excels in its niche. By attending GITEX, we made many contacts from the Middle East and Africa region. We are opening a new office in Dubai to expand our services and offerings to our partners in the Middle East and Africa, onboarding new clients to our portfolio. I began my career as a software developer after receiving my BTech from Calicut University in 2012. I started developing web applications and later expanded my knowledge to include mobile application development. As I previously stated, one of our visions was to be adaptable to changes and advancements. By this, we assure our clients get the most advanced version of products. As modern technologies like AI and ML are in their initial stages, we are in constant research of how we could implement this to our level of work. Planning strategies and research on how to implement them technically are going on. As advancements like AI has taken over many sectors, we are utilizing its capabilities like machine learning, deep learning, natural language processing, etc., and we believe that advancements like AI and ML will play a crucial part in everyone’s life in the coming years. skilled resource shortage. We provide high-quality training and resources to those seeking personal growth. A field like IT requires people like these. Another issue is the unexpected increase in IT spending. We needed to cut costs and expenses while maintaining productivity and effectiveness. In addition, we have received interest from leading investors in Kerala and the Middle East in investing in our company and promoting our offerings and services to additional markets such as Europe and Africa. We are close to closing these deals, which we hope to do this fiscal year. During this time, I had the opportunity to manage projects and communicate with clients to collect project requirements and provide proper updates at each stage of development. Business leaders, I met and worked with frequently complimented me on my communication and entrepreneurial abilities. It was then that I began considering myself a businessman. I always had a bigger picture in mind and was willing to go to any length to achieve it. What would be your advice to budding entrepreneurs aspiring to venture into the Kerala business skyline? To excel in business, you must be eager to learn about the latest market trends and be enthusiastic about what you do. Without passion, it is impossible to be fully committed and achieve high-end goals. So work with love so that your heart is present in everything you do. Considering the current industry scenario, what challenges do you face, and how do you drive Pixbit to overcome them? In 2014, I co-founded Pixbit Solutions with Mr Shafi (CTO, Pixbit Solutions) and Mr Nidhin (COO, Pixbit Solutions). As CEO, I oversaw forecasting and executing the business. I utilized my business skills to help the company to bring in high-potential clients and attract steady growth over the years. My software development background helped me communicate and understand client requirements and suggest best-in-class technology solutions to clients, which allowed the company works with innovative clients like ‘PayTabs,’ a leading payment gateway provider in the Middle East. Hiring skilled resources was the main challenge that every technology company faced in the last one or two years, and COVID played an important role in this. We overcame this by onboarding good resources and providing highly curated training, which played a significant role in our company’s growth over the years. Our welcoming work environment attracts highly skilled candidates, and we hire high-potential candidates and train them to ensure that we do not face a Lack of focus is why many entrepreneurs fail on their journey. When you look at all successful entrepreneurs, you will notice that they are very focused on what they do and constantly learning about current market trends. If you stay focused, set attainable goals, and work toward them, you will succeed in your journey. Another thing to remember is always take calculated risks and have a backup plan for every new step. Everything will 28 | June, 2023 www.ciolookindia.com 29 | June, 2023 www.ciolookindia.com

The Dynamic Business Personalities Changing the Business World Ram Medury & Manoj Trivedi Enriching Businesses with the Finest Financial Solutions *Our Mission Enable better investing advised by industry experts and unbiased research powered by machine learning algorithms, operating on a transparent and fee-based model free of hidden costs. *Our Investment Philosophy Jamā Wealth Equity Advisory follows a simple Investment Philosophy called Roots and Wings. A team of industry experts having 30+ years of experience in advisory and research carefully selects stock portfolios. They are aided by machine learning algorithms and operate with a transparent model without any hidden brokerages or commissions. B technological advancements, and effective financial management. Finance is one of the most important functions that must be managed with proper care, planning, arrangement, and investment provisions. Because the business load is vast, ever-increasing, and demanding, in- house finance teams have limitations. usinesses, entrepreneurs, and professionals strive to increase business efficiency through process improvements, resource optimization, experts with 60+ years of experience carefully selects stock portfolios. They are aided by machine learning algorithms and operate with a transparent model without any hidden brokerages or commissions. *Investment Philosophy in Brief: Roots aim to preserve wealth by selecting companies with low debt, consistent ROE/ROCE and promoter integrity. Wings aim to increase prosperity by identifying growing companies (sales/profit/cash flows) that are resilient and have pricing and staying power in their markets. *Roots Ram Medury Founder and CEO Jama Wealth Roots aim to preserve wealth by selecting companies with low debt, consistent ROE/ROCE and promoting integrity. We prefer to invest in businesses that carry very low debt. Their growth is fuelled by their customers and through internal accruals. There is a need for professional financial advisors and wealth managers who can handle portfolio planning, management, tax consultation, stock portfolios, wealth management, asset management, and equity on their own. Addressing financial concerns and empowering businesspeople is Jama Wealth Advisory. We like companies that consistently reward their shareholders through high levels of Return on Equity, Return on Capital Employed and Return on Assets. It signals not only an efficient business but also one that is shareholder friendly. *Why We Do This We started Jama Wealth to make investing transparent and free of conflict of interest. As investors, we found that the wrong products were being pushed with high indirect costs. To make investing safer, avoiding untrustworthy promoters and removing emotion using technology from the investing process was important. It helps preserve wealth by reducing drawdowns when markets are choppy. Prosperity happens when people are confident of staying invested in good equities over longer time frames. Our best financial advisory and Wealth Management services are designed to help clients make informed investment decisions based on their long-term financial goals. Our models have been geared for this over the years. We like promoters who demonstrate both skin-in-the-game and soul-in-the-game. Such promoters retain significant business ownership, preventing the ‘agency problem.’ The Firm has been offering best of the financial services in diverse verticals. Its two dynamic leaders are Steering its business operations—Ram Medury, Founder and CEO, and Manoj Trivedi, Co-founder and Director. They lead a diverse and multi-talented team of experienced finance experts in providing clients with the best finance solutions. *Wings Wings aim to increase prosperity by identifying growing companies (sales/profit/cash flows) that are resilient and have pricing and staying power in their markets. We like companies that have a huge runway of growth ahead of them. Usually, they tend to grow 1.5 to 3 x times that of the GDP Growth. The CIOLook India team's interesting interview with Ram and Manoj provided valuable insights given ahead. Jama Wealth *Who We Are *Our Vision Brief us about yourself and shed some light on your professional tenure. Jama Wealth Advisory creates long-term investment portfolios of high-quality stocks and funds for wealth creation and personal goals. We follow a simple Investment Philosophy called Roots and Wings. A team of industry To be India's most trusted and client-centric wealth advisory, helping people achieve financial independence and wellbeing to grow and preserve wealth. Manoj Trivedi Co-founder and Director Jama Wealth Introducing himself, Ram said: I’m the Founder and CEO. My previous experience included Ex CIO at ICICI-L, 30 | June, 2023 www.ciolookindia.com 31 | June, 2023 www.ciolookindia.com

long-term financial goals. ““ Awards: Poonawalla Fincorp. I have been a fintech leader offering various solutions in Infosys. Completed my MBA from the prestigious IIM Bangalore after my BS in Comp Science. My 25 years of rich industry experience includes my tenure as Ex CXO at BFSI Majors, Finance Services Leader at Infosys, Ex Consultant, and Global Fortune 100 Firm in Financial Services and Investment Advisory. available, financial advisors can use Big Data to identify trends and provide insights into market behaviour. Our best financial advisory services and Wealth management services are designed to help clients make informed investment decisions based on their Ÿ Awarded Best Financial Planning Platforms 2019 (SI) Ÿ Top 2022 Wellbeing Partners (TW) Ÿ Best BFSI Brand 2023 (ET) Technology is transforming the financial advisory sector and will continue to do so in the future. As technology advances, financial advisors can offer their clients more personalized and efficient services. Testimonials: Manoj introduced himself: I am an MBA from IIM Bangalore with CA, ICFAI, and an ICWAI Ranker. I am the Director and Co-founder of Jama Wealth and a FinTech Leader and author with 30 years of experience. I am a Certified Equity Research Analyst and Ex Consultant for Global Top 10 IB and Wealth Management Firm. I have gained expertise in Enterprise Valuation, Capital Structure and Project Finance. What would be your advice to the aspirants willing to venture into the field of Financial Advisory Niche? Mr Ravi S Rao, MD and Member, Board of Directors – “Jama Wealth Equity Investment goes through various backtesting and performance. I do get a sense of comfort and confidence while investing.” We would advise an advisor to focus on the following: Ÿ Educating clients on the benefits of the advisory model Ÿ Building trust and credibility Ÿ Collaboration with channel partners took time Never, ever stop learning. Learning assists us in understanding new and diverse market requirements, as well as current and upcoming trends. Mr Hirilal Neelakantan, Business Leader – “I found Jama Wealth Equity Investment Advisory very fascinating because of the value it is delivering. Jama wealth is helping me to beat the markets and get more returns.” Current challenges comprise of What USPs make you stand out as a leading Financial Advisory Firm? Maintain constant contact with clients. Client interactions provide the best opportunities for professional development and learning. Recognize and respond to the client's needs as soon as possible. With dedication, focus on client service. Invest in technology because communication and multitasking are essential in today's highly competitive and demanding world. Modern applications will give you the confidence and efficiency to use effective solutions. Ÿ Balancing the competing demands of clients Ÿ Managing regulatory compliance Mr Nageshwara Rao Vaisreddy, Sales Leader, Pharma Industry – “I was impressed with the Jama wealth product mainly because of no- hidden cost, no entry or exit loads, not taking custody of my money or stocks. I feel this is a very transparent ad simple model. I am happy with the returns; I recommend this to any investor planning to invest their funds in long-term growth.” We leverage the power of data science and algorithms to select companies without any bias. We are a team of industry practitioners who have led business operations in leading companies and bring the real-world view of assessing good business to invest in. Offer an investment advisory model that does not include taking custody of clients’ money or stocks. Being an experienced leader, share your opinion on how technology is transforming the Financial advisory sector and what advancements we can expect in the future. Technology is transforming the financial advisory sector in many ways. Artificial Intelligence and Machine Learning advancements are making it easier to create algorithms that can analyse data and make investment decisions. It can enable lower fees and a more personalized investment approach. It can be complemented by creating a tailored financial plan for the investors. Technology has also made it easier for financial advisors to communicate with their clients through Online chat, video conferencing, and other digital tools by providing real-time advice and support. Build a strong network of professionals from banking, insurance, leasing, finance, and other fields, as any contact or connection can help you with your service. Mr Ramesh Menon, SVP & CFO - Asia, Synchrony – “I have been impressed with Jama wealth performance, rebalancing, the diligence in picking up the stocks and identifying the right bias is very critical, and also I love the model where there are no exit-loads it gives you the flexibility to draw the money at any point of time.” Our operating model eliminates incentives to create brokerage or transaction-based fees. How do you envision scaling Jama Wealth's scope and offerings in future? What are the immersive benefits of your services to your clients? We see a huge demand for our services. Based on our client feedback, we are registering for a Portfolio Management Service (PMS). It will help our HNI clients who are very busy and do not want the hassle of execution. It will also aid those savvy clients looking for performance-linked fee structures. The other offering we will launch is a sachet- based advisory for clients with smaller ticket sizes. Ÿ Long-term wealth creation Ÿ Complete alignment with client interest Ÿ Portfolios that are neither highly concentrated nor over diversified and think ‘outside the index’ stocks. Ÿ Dynamic Rebalancing with timely churn strictly on merit Mr Suman Sasmal, Ambassador, Coach, Consultant Open EXO – “You should not be working for money. Money should work for you. I trust Jama wealth because it gives me good returns, service, and personal attention. I am very satisfied and happy with the Jama wealth Equity model.” In the future, we can expect even more advancements in the financial advisory sector. As algorithms become more advanced, they can analyse data more accurately and provide personalized investment advice. Blockchain technology has the potential to improve security, increase transparency, and streamline transactions. Virtual reality could be used to enhance the client experience. Clients could use virtual reality to visualize their financial plans and investments. Also, as more and more data becomes What were the initial challenges after venturing into the Financial Advisory field, and what are the challenges now? Initial challenges included 32 | June, 2023 www.ciolookindia.com 33 | June, 2023 www.ciolookindia.com

Success Horizons How Internationally Acclaimed Corporate Leadership Prepared the World Industries for the Future? T example, in today's rapidly evolving business landscape, visionary leadership is crucial to navigating the challenges and opportunities of globalization, technological advancements, and shifting consumer demands. Internationally acclaimed corporate leaders play a pivotal role in shaping the future of industries worldwide. and expectations. Through data analytics, market research, and customer feedback, these leaders have gained valuable insights to drive product development, enhance customer experiences, and deliver personalized solutions. They have built strong brand loyalty and competitive advantage by consistently exceeding customer expectations. Prioritizing Sustainability and Corporate Social Responsibility Forward-thinking corporate leaders have recognized that sustainability and corporate social responsibility (CSR) are not just buzzwords but critical components of future- proofing industries. They have embraced environmentally conscious practices, incorporating sustainability into their business strategies. From reducing carbon emissions and minimizing waste to investing in renewable energy and supporting social causes, these leaders have demonstrated a commitment to building a sustainable future while meeting the needs of stakeholders. By integrating sustainability and CSR into their core operations, they have set an example for other organizations. Entrepreneurial Mindset and Innovation Internationally acclaimed corporate leaders have fostered an entrepreneurial mindset within their organizations. They have encouraged employees to think creatively, take calculated risks, and challenge the status quo. By establishing innovation hubs, incubators, or internal accelerators, these leaders have provided a platform for employees to explore and develop disruptive ideas. They have also incentivized and recognized innovation, creating a culture where new solutions are embraced and implemented to stay ahead of the curve. Championing Diversity and Inclusion imes change swiftly. The COVID-19 pandemic has shown us the importance of change and the essentiality of change-adaptive leadership. For Internationally acclaimed corporate leaders understand that diverse and inclusive organizations are more innovative, adaptable, and resilient. They have championed diversity and inclusion, fostering a workplace culture that values individuals from different backgrounds, experiences, and perspectives. By actively promoting gender equality, racial and ethnic diversity, and equal opportunities, these leaders have created environments where creativity and collaboration flourish. Their efforts have enhanced organizational performance and set industry standards, inspiring other leaders to follow suit. Future-proofing Talent Pipeline Promoting a Culture of Continuous Learning Recognizing that human capital drives any successful organization, internationally acclaimed corporate leaders have focused on future-proofing their talent pipeline. They have implemented talent acquisition strategies prioritizing hiring individuals with diverse skill sets, adaptability, and a growth mindset. These leaders have also invested in leadership development programs, succession planning, and mentorship initiatives to groom the next generation of leaders capable of steering the industry into the future. Successful corporate leaders recognize that learning is an ongoing process and that fostering a culture of continuous learning is vital for future success. They have implemented robust training and development programs to upskill and reskill their employees, ensuring they stay ahead of industry trends and are equipped with the necessary skills for the future. Through mentorship programs, knowledge-sharing initiatives, and partnerships with educational institutions, these leaders have created a culture where employees are encouraged to embrace change and adapt to new challenges. These leaders have prepared organizations to thrive in an increasingly interconnected and dynamic world through their innovative strategies, forward-thinking mindset, and adaptability. Let us see how internationally acclaimed corporate leadership has paved the way for the future of industries on a global scale. Agile Decision-making and Adaptability Internationally acclaimed corporate leaders have played a pivotal role in preparing industries worldwide for the future. Through their visionary leadership, they have embraced technological disruption, nurtured a culture of continuous learning, fostered global collaboration, prioritized sustainability and CSR, and championed diversity and inclusion. Internationally acclaimed corporate leaders have demonstrated agile decision-making skills, allowing them to respond quickly to market shifts and industry disruptions. They have embraced a proactive approach to change, encouraging their organizations to be adaptable and flexible in the face of evolving business landscapes. By fostering a culture that values experimentation and learning from failures, these leaders have positioned their companies to navigate uncertainty and seize new opportunities. Embracing Technological Disruption Nurturing Global Collaboration Internationally acclaimed corporate leaders understand that technology is reshaping industries at an unprecedented pace. These leaders have been at the forefront of embracing technological disruption and leveraging it to drive innovation within their organizations. By fostering a culture of technological advancement, they have encouraged their teams to adopt emerging technologies such as artificial intelligence, blockchain, and automation. This has not only improved operational efficiency but has also opened up new business models and revenue streams. In a globalized world, internationally acclaimed corporate leaders understand the importance of collaboration and partnerships on a global scale. They have actively sought collaborations with industry peers, startups, and research institutions worldwide to exchange knowledge, share best practices, and foster innovation. By breaking down geographical barriers, these leaders have harnessed the power of diverse perspectives and expertise, leading to the development of groundbreaking solutions and new markets. These leaders have set industry benchmarks, driving innovation and ensuring the long-term success of their organizations in a rapidly changing business landscape. As the world continues to evolve, their legacy will serve as a guiding light for future generations of corporate leaders, fostering a sustainable, inclusive, and prosperous future for industries across the globe. Customer-centricity and Experience Successful corporate leaders understand the importance of placing the customer at the centre of their business strategies. They have prioritized customer-centricity by investing in understanding consumer needs, preferences, 34 | June, 2023 www.ciolookindia.com www.ciolookindia.com

The Dynamic Business Personali?es Changing the Business World With our customer-oriented services, we take care of you need to succeed in the market; we provide you with proven solutions on how best to attract customers and keep them. Singh all Empowering Your Brand to Conquer the Market with Fixdax Technology W According to an exemplary IT leader and industry expert, Sonal Singh, the Director of Fixdax Technology Pvt. Ltd., ever-advancing technological solutions, people solutions, and their provision with speed to the market have been identified as the three most crucial issues. flexible. We adjust ourselves according to client needs.” hat are the three most critical problems businesses face in the digital era? As an IT solution provider, Sonal and team Fixdax provide operational support to clients. Fixdax’s list of services includes, •Software Development, •Operational Support, •Book Keeping, •Digital Marketing, •Virtual reality (VR), •Internet of Things (IoT), •Business Intelligence (BI), •Data Analytics, •Website Designing & Development, •Mobile apps, Game Development, •Project Management, •Cloud Computing, and •IT Infrastructure. To solve these problems, Sonal established Fixdax in 2015 as a business solutions-based company. He shares, “With our customer-oriented services, we take care of all you need to be successful in the market. We provide you with proven solutions on how best to attract customers and keep them.” Sonal adds, “Our services can be customized according to your requirement (you can have any work done by us). We see our business as an extension of client business.” He furthers that at Fixdax, he and his team know precisely what makes their customers happy and are ready to bring that to the table. Their several years of experience in the market have exposed them to understanding the customer's behaviour concerning what they want and how they want it. “Our team of professionals has been trained to speak and understand the customer's language. We connect with them at their level and present them with your products to satisfy them,” he adds. He claims they are product and people-oriented; they take the little information you provide to them and transform it into wonderful resources which will wow your customers and keep your employees on their toes. “Our team of specialists is available round the clock to resolve your complaint and provide actionable solutions. At Fixdax, we have got you covered,” he insists. Adapting to the Changing Situations According to him, the world of technology is changing very rapidly. So, clients’ business needs are also changing as technology is changing. To make pace with the changing technology, they have updated themselves. Prior their focus was on solutions, but now it has changed from solution to sustainable solution and future problem finding and solving it in the present. Sonal reveals that his journey in the business world was not pre-decided. He was working as an employee like others. But after seeing the work scenario, he decided to do his own business. “He thought, what worst could happen besides failure that would give him experience, and if success happened, it would add to more responsibility. So his journey was very organic. No support from anyone. He had no investor, nothing, just an idea of what he wanted to do. Learning is part of the journey. Once you go on the path, you know where obstacles are holding you back, what Utilizing the Power of Technology They’ve positioned themselves as a solution provider for all types of clients' business needs. He says, “We are very much 36 | June, 2023 www.ciolookindia.com 37 | June, 2023 www.ciolookindia.com

to do, and what not to do. It has been now great experience, and learning is still going on. “I think its life long process.” On envisioning scaling Fixdax’s services and offerings in the future, Sonal divulges their plan. It includes, •Perfecting their service; •Creating thoughtful process; •Building their brand; •Connecting with the customer; and •Quick decision- making. He concludes, “It is following this plan that we have achieved several milestones.” He made Fixdax excel in its niche and still believes that there are many more miles to go in this journey. “Our journey has just started. We have to do many things, but I believe five traits that have made us what we are today are, Accolades and Awards: Ÿ 10 Most Promising Virtual Assistance Service Providers – 2020 - By Silicon India Magazine. Ÿ 10 Most Promising Virtual Assistance Service Providers – 2021- By Silicon India Magazine. Ÿ Google AdWords Certified. •Being Patient, •Risk Taking, •To Be flexible, •Providing Outstanding Customer Service, and •To enjoy the journey, no second plan.” Modern Tech-upgrade Being an experienced leader, sharing his opinion on how the adoption of modern technologies like AI and ML is impacting today’s business sector and how Fixdax is adapting to the change, he says all businesses are using modern technologies like AI and ML as a tool to save time and money, Increase productivity, make a faster business decision, avoid human errors and mistakes, increasing revenue, and growing expertise. Client testimonials: • “Have had a great experience working with Fixdax. The team is very knowledgeable and hard-working.” • “I had a great experience with the game development service. The team has potential developers, writers, and designers who helped me to bring my visualization into action along with a good understanding of my target audience.” “So our organization is working on the same. You can’t ignore the potential of AI and ML. It is a data-driven decision with great chances of leading to success. Thus, our organization is getting familiar with AI and ML, identifying the problem we can solve by AI and ML, bringing experts and setting up pilot projects for the same.” • “Company and employees have a very strong work ethic, great communication skills, are fast learners, and all are overall very pleasant to work with.” Considering the current industry scenario, he and his team face challenges and successfully overcome them to move ahead. He believes that in today’s market, every client has multiple choices to do business with. Also, it is a measured challenge for them to make client associate with Fixdax for the long term. • “Have had a great experience working with Fixdax and Sonal. The team is very knowledgeable and hard-working.” Exemplifying Future Dynamism The major thing that they focus on that is being very flexible and client-oriented operations. Because at the end of the day, how much good you are in your capabilities, if your client is not happy with you, then everything that you do is just a waste of time and energy. “So, we focus on client satisfaction with every touch point. We believe our business is an extension of client work only.” In his advice to budding professionals aspiring to venture into the business sector, he says there is only one mantra from his side: “Never have a second choice: As if you have a second choice, then once you are going through your downtime, you will get distracted.” 38 | June, 2023 www.ciolookindia.com

Sudeep S Sudeep S Founder and CEO Sangamam Communications Private Limited Brand Sangamam’s Leader Exemplar of the Digital Era T echnology on its own cannot advance the future. There is needed an exceptionally tech-savvy leader who can comprehensively grasp the ever-evolving nuances of that technology. And leveraging all the benefits of that knowledge, they lead their team in creating pragmatic solutions that solve contemporary business problems. In this regard, Sudeep S, as the Founder and CEO of Sangamam Communications Private Limited, is vouched for by his delighted clientele. Sudeep S is behind Sangamam’s amazing journey in the business sector. Starting as a small startup in 2010 in Bangalore, under the leadership of Sudeep S, the company quickly gained recognition for its software development services. With Sudeep S’s focus on banking and customer- related accounting software development, Sangamam established itself as a leader in its niche. In 2016, steered by the guiding force of Sudeep S, the company expanded its operations to Ottapalam and initiated service-based projects, further broadening its reach. The introduction of remote working services and B2B web development and design services in 2017, under Sudeep S’s direction, helped Sangamam expand even further. A happily satisfied client, Nithin P Jose, Director of IMCBOT Communications India Private Limited, says, “Sudeep and the team at Sangamam Communications provided exceptional service and delivered high-quality results that exceeded our expectations. Their professionalism and expertise made the whole process a breeze.” Finally, in 2019, with Sudeep S at the helm, the company incorporated and established sub-brands such as Hostinsan, Logickicks, Sangamam Communications & Skillbits Digital Marketing Academy to reach even more customers and further its expansion efforts. “I have been working with Sangamam Communications for several years now, and I have always been impressed with their level of service and attention to detail. Sudeep and his team have helped us grow our business and achieve our goals,” says Amrutha C of itale eCommerce; www.itale.in. Sudeep S’s hard work, dedication, and strategic vision have been instrumental in the company’s success and growth. Sudeep S’s commitment to delivering high-quality services and its focus on innovation and continuous improvement has set the company apart in its niche and helped it excel. Another client, Zafer Althaf of VThree Homes & Infrastructure India Private Limited, says, “We have been extremely satisfied with Sangamam Communications’ work. Their team, led by Sudeep, is knowledgeable, efficient, and a pleasure to work with. We highly recommend them to anyone in need of their services.” In an exclusive interview with CIOLook India, Sudeep S spoke in detail about his and team Sangamam’s inspiring journey in the digital industry. Tell us about the immersive benefits of the services that your company offers to its clients. Along with accolades, Sudeep S and Sangamam Communications have been recognized and awarded with Ÿ “Top Digital Marketing Agency in Palakkad” - Palakkad Business Conclave 2022 Ÿ “Best WordPress Development Company in Kerala” - Kerala Techexperise Community 2022 Ÿ Speaker - “WordCamp India 2021” Ÿ Speaker - “WordCamp Kochi 2019” Our organization has four brands, each offering unique services to meet the diverse needs of our clients. Sangamam Communications is a web design and development company specializing in WordPress technology development and offshore development services 40 | June, 2023 www.ciolookindia.com 41 | June, 2023 www.ciolookindia.com

The Dynamic Business Personalities Changing the Business World Conduct thorough market research: Before starting a business, it is important to understand the target market, customer needs, and competition. Conducting thorough market research will help you make informed decisions and increase your chances of success. for B2B customers. It also offers comprehensive digital marketing services, including SEO, SMM, PPC, email marketing, content marketing, and more. In addition, we are also providing AI and ML-based digital marketing services to help our clients take advantage of these technologies to reach and engage with their target audience more effectively. Our team of experts has the necessary skills and experience to design and implement customized AI and ML solutions to help our clients achieve their specific business goals. Hostinsan Technologies is an IT infrastructure development company that provides domains, hosting, SSL, emails, and more services. Develop a clear business plan: A well-structured business plan lays out your vision, goals, strategies, and tactics. Having a clear roadmap to follow and measure your progress is essential. LogicKicks Business Solutions is a business formation solution provider that offers trademark registration, ISO registration, and Google business email services. It also provides digital marketing services to help businesses establish an online presence. In conclusion, adopting modern technologies like AI and ML is crucial to staying competitive in today’s fast-paced business landscape. Our company is adapting to this change by investing in technology, upskilling our employees, and offering innovative solutions to our clients. Focus on providing value: The key to success in any business is to focus on delivering value to your customers. Identify their needs and work towards exceeding their expectations. Skillbits Digital Marketing Academy is a digital marketing training centre that offers courses, internships, and job placement assistance. It provides personalized training in various aspects of digital marketing to help individuals build their skills and advance their careers. Considering the current industry scenario, what challenges do you face, and how do you drive your company to overcome them? Build a strong team: Surround yourself with a talented and motivated team who shares your vision and values. Building a strong team can help you overcome challenges and achieve your goals. As an experienced business leader, I face several challenges in the current industry scenario, but I have been fortunate to have a team that drives us to overcome all the challenges through strategic planning and continuous improvement. Our commitment to providing high-quality services and support to our clients sets our organization apart. We have a team of experienced professionals dedicated to delivering results and ensuring client satisfaction. Our focus on innovation and continuous improvement sets us apart in the competitive market and makes us a trusted partner for businesses and individuals alike. Stay adaptable: The business landscape is constantly changing, and it is important to be flexible and adaptable. Be open to new ideas, technologies, and market trends, and be willing to pivot your strategy if necessary. Competition: With increased competition, we recognized the importance of offering unique and high-quality products/services, building a strong brand image, and continuously innovating to stay ahead of the competition. Technological advancements: We acknowledge the rapid pace of technological advances and invests in research and development, employee training, and staying informed about the latest technological trends to keep our company competitive. Network and seek mentorship: Building relationships with other entrepreneurs and business leaders can be invaluable. Seek mentors with experience in your field, and be open to learning from their successes and failures. Being an experienced leader, share your opinion on how adopting modern technologies like AI and ML impacts the business sector and how your company is adapting to the change. Economic uncertainty: We understand the impact of economic uncertainties and take steps to diversify the company’s revenue streams, control costs, and have a solid financial plan. Never give up: Starting a business is not easy, and there will be ups and downs along the way. It is important to stay persistent, keep learning, and never give up on your dreams. As an experienced leader, I believe that the adoption of modern technologies like AI and ML is having a profound impact on the business sector. These technologies are revolutionizing how businesses operate and creating new opportunities for companies to improve their efficiency, increase their competitiveness, and deliver better customer outcomes. With Sudeep S at the helm, the company incorporated and established sub-brands such as Hostinsan, Logickicks, Sangamam Communications & Skillbits Digital Marketing Academy to reach even more customers. Attracting and retaining talent: We know that attracting and retaining top talent is critical to the success of our company, and we focus on offering competitive salaries, benefits, and a positive work environment, as well as opportunities for growth and development. How do you envision scaling your company’s operations and offerings in the future? As a leader, I envision scaling the company’s operations and offerings in the future by implementing the following strategies: Our proactive and adaptable approach and his commitment to continuous improvement have enabled me to lead all our ventures through challenges and stay ahead in the competitive business landscape. At our company, we understand the importance of staying ahead of the curve regarding technology. That’s why we have made a conscious effort to embrace AI and ML in our operations. For example, we have invested in developing AI-powered solutions that can automate repetitive tasks and improve our workflow processes. This saves time and resources and enables us to deliver better results for our clients. Expanding our customer base: By targeting new markets and reaching out to a wider customer base, we aim to increase our revenue and customer base. What would be your advice to budding entrepreneurs who aspire to venture into the Kerala business skyline? Investing in technology: We will continue to invest in the latest technology and innovative solutions to enhance our offerings and improve customer experience. As a seasoned business leader, my advice to budding entrepreneurs who aspire to venture into the Kerala business landscape would be: 42 | June, 2023 www.ciolookindia.com 43 | June, 2023 www.ciolookindia.com

Continuous improvement: We will continuously evaluate and improve our processes and systems to ensure that we remain efficient and effective in serving our customers. By implementing these strategies, we aim to scale our operations and offerings and maintain our position as a leading player in the industry. Diversifying our services: By diversifying our services and offerings, we aim to reduce our dependence on a single revenue stream and provide our customers with a wider range of solutions. Hiring the best talent: We will continue to attract and retain the best talent in the industry to drive our growth and maintain our competitive edge. Partnering with other companies: By forming strategic partnerships with other companies and organizations, we aim to access new markets and opportunities for growth. Focusing on sustainability: We will prioritize sustainability in our operations and offerings and implement eco-friendly practices to minimize our carbon footprint. 44 | June, 2023 www.ciolookindia.com

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The Dynamic Business Personalities Changing the Business World

The Dynamic Business Personalities Changing the Business World

Presentation Transcript

The Changing Face of Business Risk

The Changing Face of the Global Business

The Changing Newspaper Business

The World of Business

The Changing World

Changing the World

Changing the Way the World Learns Business

Changing the World,

The World of Business

TO THE BUSINESS WORLD

The Changing Business Environment

The Changing News Business

Business in a Changing World

The Changing Face of Business wileybusinessupdates

The Changing Face of Business

The Changing World

Compare Card Payment Provider For The Dynamic Business World

The Changing Newspaper Business

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How Contract Automation is Changing the Business World?

HOW IoT SOLUTIONS & SERVICES ARE CHANGING THE BUSINESS WORLD

How Live Streaming Platforms are Changing the Business World