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What Do Insurance Adjusters Look For

What do insurance adjusters look for exactly when assessing a loss? Why are their assessments most of the time much different than a public adjuster? Here is everything you need to know.

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What Do Insurance Adjusters Look For

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  1. What do insurance adjusters look for exactly when assessing a loss? Why are their assessments most of the time much different than a public adjuster? Here is everything you need to know. FIRST OFF...WHAT IS AN INSURANCE ADJUSTER? Insurance adjusters are the people who are hired by the insurance company or in some cases independent contractors to settle a claim between the insurer and the insurance policyholder. From start to finish, these are the people that are going to be assessing your claim to see how much money you should be receiving under your current policy. SO WHAT DO INSURANCE ADJUSTERS LOOK FOR EXACTLY? Essentially...they will be looking for anything and everything for and against your case. For instance, in the case of a disaster, an insurance adjuster will arrive on the scene collecting photographs, documents, police records, etc. that will help get the full loss picture. As the insurance policyholder, you have the right to submit any of your own documents and photographs that will help your case. OUR TIPS WHEN WORKING WITH AN INSRUANCE ADJUSTER AN INSURANCE ADJUSTERS ASSESSMENT WILL BE MUCH DIFFERENT YOUR HOMEOWNER’S INSURANCE RATES MAY RISE AFTER FILING A CLAIM. If you hired a public adjuster, you may have noticed that you are receiving much more money in return for your loss. As we have stated previously, this is mainly due to the fact that the insurance adjuster works for the insurance company, making sure they are not giving out too much money during the claims process. A public adjuster is on your side, making sure you are the one winning in the end. Before you file the claim, go over your current insurance policy to make sure that the damage you are filing for is worth the rate increase. Also, if you file too many claims your insurance rates will skyrocket. BILL D'AMICO III PRESIDENT/PUBLIC ADJUSTER PERFORMANCE ADJUSTING DO YOU NEED A PUBLIC ADJUSTER ON YOUR SIDE? GIVE US A CALL TODAY! CONSIDER HIRING A PUBLIC ADJUSTER! This is totally up to you; however, we recommend it. You are not required to use your insurance company’s adjuster when settling a loss. This is where a public adjuster, especially one from us at Performance Adjusting can come in handy. 140 7750+ 6 CLAIMS SETTLED SINCE 2005 LICENSED PUBLIC ADJUSTERS ON STAFF YEARS OF COMBINED INDUSTRY EXPERIENCE Performance Adjusting, Public Insurance Adjusters Licensed in RI, MA, CT, PA, NC, SC, FL 401-724-9111 • performanceadjusting.com • info@performanceadjusting.com @PERFORMANCEADJUSTING @PERFORMANCEADJUSTING PERFORMANCE ADJUSTING @PAadjusting

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