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Electronic Commerce

DigSig. Uwe Muster Hamburg. Electronic Commerce. TNC ‘98 Terena Networking Conference Dresden, 5 October 1998 Dr. Rüdiger Grimm Institut für Telekooperationstechnik GMD Darmstadt. From Fun to the Real Stuff. 1980-1990: connectivity. From Fun to the Real Stuff.

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Electronic Commerce

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  1. DigSig Uwe Muster Hamburg Electronic Commerce TNC ‘98 Terena Networking Conference Dresden, 5 October 1998 Dr. Rüdiger Grimm Institut für Telekooperationstechnik GMD Darmstadt

  2. From Fun to the Real Stuff 1980-1990: connectivity

  3. From Fun to the Real Stuff 1980-1990: connectivity 1990-2000: multimedia

  4. From Fun to the Real Stuff 1980-1990: connectivity 1990-2000: multimedia 2000............: really private, really serious

  5. The Network Contains Value Commercial value: KNOWLEDGE, SERVICES, OBLIGATIONS

  6. The Network Contains Value Commercial value: KNOWLEDGE, SERVICES, OBLIGATIONS Private value: SELF-DETERMINATION,FREEDOM

  7. The Network Contains Value Commercial value: KNOWLEDGE, SERVICES, OBLIGATIONS Private value: SELF-DETERMINATION,FREEDOM Social value: COOPERATION

  8. Marketplace open spontaneous

  9. Marketplace open spontaneous binding

  10. Electronic Marketplace ... local

  11. Electronic Marketplace ... local global

  12. ... Electronic Marketplace material: substance, atoms

  13. ... Electronic Marketplace material: immaterial: substance, atoms knowledge, bits

  14. Electronic Commerce Technology Email World-Wide Web

  15. Electronic Commerce Technology Email World-Wide Web Vertrag zwischen der Hochbau AG und der Tiefbau AG zum gemeinsamen Ausbau eines unterkellerten Hochahuses in der Frankfurter Innenstadt Digital Signature Digitale Signatur

  16. Electronic Commerce Technology Email World-Wide Web Vertrag zwischen der Hochbau AG und der Tiefbau AG zum gemeinsamen Ausbau eines unterkellerten Hochahuses in der Frankfurter Innenstadt Digital Signature Digitale Signatur Electronic Payment Systems

  17. Electronic Commerce Technology Email World-Wide Web Vertrag zwischen der Hochbau AG und der Tiefbau AG zum gemeinsamen Ausbau eines unterkellerten Hochahuses in der Frankfurter Innenstadt Digital Signature Digitale Signatur Electronic Payment Systems Smartcard Applications

  18. Exchange Value • How does value (money) look like on the net? • Value: goods, services, knowledge, obligations , ......money... • Risk distribution? buyers, sellers, credit card orgs, banks, traders, catalogue providers, network providers, notaries, .... • Fair exchange:“money or good first?“

  19. (Digital) Money Appearing as ... • ...bank‘s obligation (cash):bank signs • ... buyer‘s obligation (cheque):buyer signs, bank clears • ... third party‘s obligation (draft,letter of credit):issuer signs , bank clears • ... credit (credit card):buyer signs, credit org authorizes , bank clears

  20. Card Money at Point of Sale

  21. Electronic Payment Methods • Smartcard-basedMondex, GeldKarte, ... • InternetCyberCash, Ecash, SET • MicropaymentMillicent (Digital), Minipay (IBM) • HomebankingOFX (Microsoft +), Gold (IBM + banks), HBCI (De) • BillingTOB (T-Online), ...

  22. Business Context Initiatives SEMPER (ACTS) Marketplace Architecture E2S, Mulitplecx (Esprit) B2B Complex Business SuperSET(IBM) OBI Open Buying on the Internet (huge...) OTP Open Trading ProtocolAT&T, HP, Mastercard, Mondex, OpenMarket, BT, Cybercash, Digicash, IBM, Oracle, Sun, WellsFargo, Verifone (incl. JEPI) JEPI (W3C) Joint Electronic Payment Initiative

  23. Outlook • Interworking Tele Infrastructures: Money, Security, Context • Integrated Business Contexts („BOPDD“) • More Customer Friendliness • Smartcards for Security and Applications • Autonomy of Business Partners • Electronic Signature Regulations • Free Encryption

  24. Outlook • Interworking Tele Infrastructures: Money, Security, Context • Integrated Business Contexts („BOPDD“) • More Customer Friendliness • Smartcards for Security and Applications • Autonomy of Business Partners • Electronic Signature Regulations • Free Encryption 1998, 1999, 2000 ... Real Applications, Real Value

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