The ageeing people
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THE AGEEING PEOPLE. IN FRANCE. PLAN. I/ CURRENT SITUATION IN FRANCE -Demography -Economics -Senior employment -Retirement -APA -Health -Problems II/ POLITICS TO PUT INTO ACTION -Ne w Reforms - Senior employment -Retirement - Dependence : “ the fifth Risk”. DEMOGRAPHY.

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THE AGEEING PEOPLE

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The ageeing people

THE AGEEING PEOPLE

IN FRANCE


The ageeing people

PLAN

  • I/ CURRENT SITUATION IN FRANCE

    -Demography

    -Economics-Senior employment-Retirement-APA

    -Health

    -Problems

  • II/ POLITICS TO PUT INTO ACTION

    -NewReforms-Senior employment-Retirement-Dependence : “ the fifth Risk”


Demography

DEMOGRAPHY

  • French demography- French population’s natural change : + 250 000 each year (800 000 births a year)-Today 12 millions of people aged over 60 years old, of whom more than 800 000 who loose their autonomy.-More and more old people in % :

    28% of the population under the age of 20 in 1990; 25% in 2010

  • In 2050 : 20 millions people : + 60 years old

    Median age : 45.2 years old for 37.6 today


Demography1

DEMOGRAPHY

Ratio active population/inactive people aged of more than 60 :

2,1 in 2010 and 1,5 in 2030

-Between 1964 and 1994: decrease of birth rate from 2,91 to 1,66

-Since 1995, constant increase of birth rate : from 1,71 to 2

Two main factors of this ageing people phenomenon:-Papy-boom-Extension of life expectancy (-Better life quality, better care)

1950 : 63 years for men; 69 for women

1970 : 70 years for men; 78 for women

2010 : 78 years for men; 85 for women


Economics

ECONOMICS

  • Senior employment:

  • France: under the European average:

  • 38.9% for the people aged from 55 to 64 years old,

    against 46% in the European Union.

  • Between march 2009 and march 2010:

    a 21,2% increase

  • Seniors who are looking for a job

  • and the number of seniors who have a job increase both


Economics1

ECONOMICS

Retirement

  • Legal age : 60 years old

  • Retirement « full rate » : 65 years old

  • In some professions, people can retire earlier

    - 55: public transport

    - 50: bus or train drivers, miners,…

  • Many early retirement public programs

  • Since 2003, contribution rate of civil servant is now 40 years.


The ageeing people

APA

Dependency->What is it ?

Allowance Personalized by Autonomy (APA)

  • Financial help

  • People who have more than 60

  • Have a lack or a loss of autonomy because of his physical or mental state

  • Need an help for the acts of the life or need to be under surveillance

  • Live in France (regular)

  • The 31st,December, 2008 : 1 115 000 beneficiary of the APA

  • With the ageing people , increase : + 5% in 2007, +7% in 2008

  • 62% at their home / 38% at specially building for hold people


Health

HEALTH

  • Longer life expectancy

  • Ageing population

  • The cost of elderly

  • The future of pensions in trouble


Problems

PROBLEMS

  • Consequences for the people on retire :

    -Senior unemployment

    -More aged people are concerned by the dependence

    -Decrease of actives population

    -Increase of spending


News reforms

NEWS REFORMS

SENIOR EMPLOYMENT :

  • Mains measures to encourage the senior employment:

  • An help dispositive for people aged of 55 who are apply for a job

  • An offer of 2000 Euros by contract for the hired people aged of more 45.

  • Facilitate the cumuli employment-retirement

  • Companies that will hire a unemployment senior holder than 55, will receive an help which is equal to 14% of his salary.

  • Oblige firms which has more than 50 salaries to hire senior people (can be penalised )

  • Increase of Surcote rate


News reforms1

NEWS REFORMS

Retirement

  • Objectives:

  • To restore the balance and save our repartition system

  • To maintain the level of actual and futures pensioners.

    • Reforms projects

  • In 2018 : work 42 years

  • Some people will be exempt as

    - “Long Career” : Same retirement age (60 years old) and retirement “Tauxplein”.


  • News reforms2

    NEWS REFORMS

    Retirement

    • A better protection for frail person:

  • A little retirement

  • Parents who have handicap children

  • Handicap workers

    • Implications for Employer


  • Dependence plan

    DEPENDENCE PLAN

    • New field of the social welfare

    • Objectives:- Help disable people

    • Equipments or Person

    • An Universal Law-assessment of needs-Draw up a customized plan.

    • Financing: CNSA ( National Fund of solidarity for autonomy)


    Conclusion

    CONCLUSION

    • problems : - fertility not enough high to assure renewal of generations- unemployment rate increasing (especially for youth and seniors)-ageing of the population

    • solutions :-promote trainings for unskilled youth- adapt senior competencies to work mutations- raise retirement age-social security for the most vulnerable persons and pension system


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