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Optimize

Optimize. Your. Financial. Investment. Savings Account. How much is the maintaining balance?. ATM = P3,000 / PB = P10,000. What happens if you fall below the MB?. Penalty of P200. How much do you earn?. PB = .75%. Time Deposit. How much is the minimum placement?. P10,000.

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Optimize

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  1. Optimize Your Financial Investment

  2. Savings Account How much is the maintaining balance? ATM = P3,000 / PB = P10,000 What happens if you fall below the MB? Penalty of P200 How much do you earn? PB = .75% Time Deposit How much is the minimum placement? P10,000 How much is the interest? 1.5% Pretermination? 1%

  3. The Investible Universe EQUITIES Exchange-listed Stocks OTHERS Venture Capital Real Estate Paintings Jewelry BONDS T-Bills FXTNs ROPs Return • Higher returns imply higher risk • Less risk will give lower returns DEPOSITS Risk

  4. What are Optima Funds? Optima Funds are Pooled Funds • Mutual Funds or Unit Investment Trust Funds (UITF) • Managed by Professional Fund/Investment Managers • Regulated by the Securities And Exchange Commission / Bangko Sentral ng Pilipinas

  5. Types of Optima Funds? • Conservative • Bond Funds • Growth-Oriented • Balanced Funds • Aggressive • Equity Funds

  6. The Investible Universe EQUITIES Exchange-listed Stocks OTHERS Venture Capital Real Estate Paintings Jewelry BALANCED FUNDS BONDS T-Bills FXTNs ROPs EQUITY FUNDS Return BOND FUNDS • Higher returns imply higher risk • Less risk will give lower returns DEPOSITS Risk

  7. STOCKS BONDS PHP CASH Funds – a review DISTRIBUTOR INVESTMENT MANAGER INVESTORS PHP YOU SHARES / UNITS OF PARTICIPATION

  8. STOCKS BONDS PHP CASH Funds – a review INVESTORS PHP YOU SHARES / UNITS OF PARTICIPATION

  9. Distributor • Started operations in 2004 • Markets and distributes mutual funds and unit investment trust funds • Started with 3 funds and 2 fund managers

  10. Investment Managers

  11. An affiliate of the Maybank Kim Eng Group • Manages portfolios consisting of mutual funds, trust assets, insurance portfolios and real estate. • ATR KimEng Securities awarded Best Broker in 2010 by FinanceAsia

  12. Voted as the Best Asset Management company in the Phils. by The Asset Triple A Investment Awards 2012 • Has over PhP 743 billion assets under management • Has the widest range of investment funds in the country with a total of 32 UITFs and mutual funds

  13. Why should I invest in Optima Funds? • Professional Management • investors affording services of Fund Managers • banking on the skills and expertise of these people • Diversification • spreading out the risk • not putting all your eggs in one basket • Better Access to Markets • access to the universe of securities worldwide • networks of brokers, currency traders, as well as financial market terminals • Affordability • can open and maintain an investment account for as low as PHP5,000.00

  14. Why should I invest in Optima Funds? • Liquidity • can withdraw investment anytime and on a short notice • Wide Range of Available Funds • From Conservative to Aggressive • From Different Fund Managers • Unbiased Preference • Affiliates with Best Performing Fund Managers

  15. What are the risks involved? Value of the fund may go up or down. Capital not guaranteed. Rate of return of investment is not guaranteed. Past performance is not indicative of present performance. Investments are not covered by PDIC. The funds are not bank deposit products therefore they are not covered by PDIC.

  16. Bond Funds • are invested in government bonds & corporate notes (fixed income instruments) of stable companies within or outside the Philippines. • conservative funds for risk averse investors

  17. The Investible Universe BONDS T-Bills FXTNs ROPs Return BOND FUNDS DEPOSITS Risk

  18. Historical Year-end Performance

  19. Year-end values for PFIFI Investment

  20. Balanced Funds • funds with a diversified portfolio of high quality debt instruments issued by the Philippine government and prime Philippine Corporations and equities listed in the Philippine Stock Exchange. • moderately risky funds for growth-oriented investors

  21. The Investible Universe EQUITIES Exchange-listed Stocks BALANCED FUNDS BONDS T-Bills FXTNs ROPs Return BOND FUNDS Risk

  22. Historical Year-end Performance

  23. Year-end values for OBF Investment

  24. Equity Funds • funds that pursue long-term capital growth by investing in stocks of reputable and stable corporations and in purely equities listed in the Philippine Stock Exchange and in the Asia-Pacific Region • risky funds for aggressive investors

  25. The Investible Universe EQUITIES Exchange-listed Stocks OTHERS Venture Capital Real Estate Paintings Jewelry BALANCED FUNDS BONDS T-Bills FXTNs ROPs EQUITY FUNDS Return BOND FUNDS Risk

  26. Historical Year-end Performance * Value from May 20, 2013

  27. Historical Year-end Performance

  28. Year-end values for ATR Equity Opportunity Fund Investment

  29. Year-end values for Odyssey Philippine Equity Fund Investment

  30. Year-end values for Philippine Stock Index Fund Investment

  31. Optima Funds Graphs – 2007 (Global Recession)

  32. Investing made easy! • Through Salary Deduction • Minimum of Php500 per payday • Choice of every 15th, 30th or both

  33. Advantages of Salary Deduction • Forced Savings • Low Minimum Requirement • Cost Averaging

  34. Salary Deduction Scheme (1) Assumptions: • Invested in PFIFI • Deduction per payday: P 500 • Start of investment: Jan 2008 • YTD Value As of June 2013 Total Investment : P 65,500 Market value : P 78,056.05

  35. Salary Deduction Scheme (2) Assumptions: • Invested in PFIFI • Deduction per payday: P 5,000 • Start of investment: Jan 2008 • YTD Value As of June 2013 Total Investment : P 655,000 Market value : P 780,560.44

  36. Salary Deduction Scheme (3) Assumptions: • Invested in OBFI • Deduction per payday: P 500 • Start of investment: Jan 2008 • YTD Value As of June 2013 Total Investment : P 65,500 Market value : P 107,476.65

  37. Salary Deduction Scheme (4) Assumptions: • Invested in OBFI • Deduction per payday: P 5,000 • Start of investment: Jan 2008 • YTD Value As of June 2013 Total Investment : P 655,000 Market value : P 1,074,766.72

  38. Suggested Funds for Salary Deduction • Conservative

  39. Suggested Funds for Salary Deduction • Growth-Oriented

  40. Suggested Funds for Salary Deduction • Aggresive * Value from May 20, 2013

  41. Referral Scheme Maximum of 1.5% of the investment just for referring a client !!!!!

  42. Contact Us Marketing Angelita C. Mercado 845-4104 acm@myoptimafunds.com Jon Ellan M. Punzalan 812-8803 empunzalan@myoptimafunds.com Operations Pamela P. Amores 843-3396 ppa@myoptimafunds.com Cielo R. Bundalian 894-1153 crbundalian@myoptimafunds.com Thank you! Telefax: 894-1153 Mobile: 0917-8368903 / 0918-9796004 Email: helpdesk@myoptimafunds.com Website: www.myoptimafunds.com Yahoo! Groups Page: optimafunds@yahoogroups.com

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