SMB Insurance Pros

1. SMB Insurance Pros We understand that every business is different.

2. Stay Protected from Liability Claims General liability insurance (GL) protects you from various claims, such as property damage, bodily injury, personal injury, and others. It provides coverage for losses that occur from business operations. The quotes for general liability insurance typically include: • Personal and advertising injury • Products completed operations • Medical payments • Damages to premises rented to you • Bodily injury and property damage liability General liability insurance is also known as small business liability insurance or commercial liability insurance.

3. Who requires general liability insurance? If someone visiting your business premises gets injured, a general liability policy helps you pay for their medical costs. Similarly, if some of your business operations are responsible for the damage to someone else’s property, the insurance covers the repair or replacement cost. Moreover, if someone’s reputation is damaged because of something your business or your employees did, the costs associated will be borne. Small businessinsurance ensures that your business is protected from all accidents or risks. It makes sure that wherever you are legally responsible for someone else’s harm, you have insurance to cover for the damages. However, insurance does not protect your personal property.

4. Meet clients personally: If there is a physical, one-on-one interaction with clients, there are always chances that someone can get hurt. Such a situation demands medical treatment, for which, the insurance coverage will pay. • Access client property: General liability insurance pays for damages caused by your employees when they are working on a customer’s property. For instance, if you are involved in the business of cleaning and your employee breaks the glass table at a customer’s home, you need liability insurance to cover for the same. • Market your company by way of advertising: General liability insurance protects you from the claims of using words accidentally that are under trademark or copyright. • Sign contracts that demand general liability insurance: Several construction companies require contractors or agents to own general liability insurance if they wish to sign agreements and contracts.

5. Who is General Liability Insurance for? GL is suitable for small professional service businesses operating in various categories. Some of the professions that must possess the insurance include: • Architecture & Engineering • Beauty • Commercial Maintenance • Consulting • Fitness • Health • Home Services • Marketing

6. What is the cost of General Liability Insurance? There is no standard cost for general liability insurance. It varies based on the size of the small business, the nature of operations, and the industry you operate in. It also takes into account your location, number of employees, and the amount of coverage you require. The cost of insurance depends on the nature of the business. For example, if you are a plumber, you are dealing with water fittings, water heater installation, and other appliance repairs. On the other hand, a mason is responsible for repairing the property, building walls, installing tiles, and other construction activities. The trade is different and, therefore, the cost of insurance also varies.

7. Visit: https://smbinsurancepros.com/ Call: +1 (916)844-2641