Introduction to the University of Texas System Auto Insurance Program Office of Risk Management Purpose To train UT Auto Contacts on basic auto insurance terminology. To make UT Auto Contacts aware of the different type of auto policies available.
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Office of Risk Management
Auto Liability: Provides protection for damages because of bodily injury or property damage to others.
Physical Damage Coverage: Provides for loss/damage to a coveredauto. Most common physical damage coverage is Collision and Comprehensive coverage. Subject to policy conditions and exclusions.
Collision coverage includes collision with another object; or the covered autos overturn.
Comprehensive coverage includes loss from any other cause other than collision.
Hired Autos include leased, hired, rented or borrowed vehicles (except from employees).
Non-Owned Autos include vehicles not leased, hired, rented, or borrowed that are used in connection with your business; Employee’s use of a personal vehicle to conduct official UT business.
Personal Injury Protection provides for:
Uninsured/Underinsured Motorists Insurance coverage: Pays for damages which we are legally entitled to recover from an uninsured motor vehicle (other party) because of bodily injury sustained by an insured (us) or property damage (to our vehicle or property) caused by an accident.
Note: This training is a summary only, please refer to the policy language for complete description of conditions and exclusions.
$600,000 Bodily injury and Property Damage
Two door hatchback
Four door sedan
Licensed MULE Express 1500 Work Van
Dodge Ram PU Chevrolet Suburban
Reminder for truck and special vehicle drivers: