Presentation to IPAC National Annual Conference Guardians of our Communities: Local to Global Community Finance = Money serving people Lise Veilleux Ottawa, August 2010. Presentation. DESJARDINS & DID (Development International Desjardins) Burkina Faso Economy
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IPAC National Annual Conference
Guardians of our Communities: Local to Global
Community Finance = Money serving people
Ottawa, August 2010
harshest working conditions. (…) Women
are forced to work in order to add to family income, and it is not rare
to see children also contribute. In general, people work ten hours a
day, six days a week. (…) Since government social measures are
almost non-existent, people can only find help through charity or
To contribute to the well-being of individuals and the economic and social development of their communities within the compatible limits of its field of activity by:
Évolution Of Desjardins Network (Cooperatives, Members and Assets))
Assets en millions (CAN$)
Number of members
As of December 31, 2009
ReinforceGovernanceCapacity of APIM-BF
« Le fleuve fait des détours parce que personne ne lui montre le chemin. »
« The river makes turnings because nobody shows the way to go . »
Numbers of institutionsNumbers of clients
In developing countries
of the population do not have access to financial services.
Long term vision
Access and also include educate to financial services empowers individuals enabling them to take control of their own development.
This makes it a true springboard to autonomy.
4- Group loansWomen constitute a large share of those excluded .They represent great potential for the creation of self-sustaining jobs. Example
4- Individuals loans
Individualsbreak out of fragile circumstances and begin to build assets and their own work and incomes
Micro, Small and Medium entrepreneurs.
For 1.1 billion people that are living in extreme poverty, economic growth based primarily on agriculture and on non-farm rural activities is essential to improve their livelihoods.
Important understand the level of agricultural production in the zone served are developed before establishing the loans conditions. (Highest knowledge = Less risk)
Familiesare able to:
family (sickness, die, unemployment
inflation, crisis, exchange rate
Life and invalidity insurance
Savings in relation with
« Ce que tu ne dis pas parle tellement que je ne comprends pas ce que tu dis. »
“What you do not say speaks so much that I do not understand what you say. »
Microfinance Place !
Wecan do a lot more ?
Conclusion and Our Convictions pas ce que tu dis. »
« L’action sans vision n’est que perte de temps. pas ce que tu dis. »
La vision sans action n’est que rêverie. »
“The action without vision is only waste of time. The vision without action is only daydream. »