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Bus Fare Collection using Smart Card

Showcase the advantages of using NFC Smart Card with advanced security and features for Bus Fare Collection

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Bus Fare Collection using Smart Card

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  1. Bus Fare Collection

  2. Smart Card Advantages Capacity Security • Card size is (2 : 72 KB) • On-Chip ePurse app: ePurse balance, mobile number and ePurse log file (Last 20 transactions) • Personal photo is essential for impersonation cases - Detect card data-alteration cases - Anti-cloning mechanism - Each card has its own unique encryption keys - Minimum administration efforts - Online Credit - Offline Debit - Transaction Log on Card and backend - Card long durability - NFC enabled card - Multi-app Smart Card Operation User Experience

  3. Online vs. Offline Scheme • Card and ePurse Data are stored on the backend servers, card is used as an identifier • System operates only if backend servers are up • Requires persistent connection with the backend servers • Requires reliable infrastructure • Transactions are logged promptly at the backend servers • Transactions and bandwidth calculation for capacity planning Offline Online Card and ePurse Data are stored on the card itself System operates even of the backend servers are down Require connection with backend server based on preset interval(s) Reliable infrastructure is not a must Transactions are logged based on batches collected from all terminals Support infinite number of terminals, cards, and transactions

  4. ePurse Definitions The transformation of regular cash to an electronic form stored in secure Smart Card. ePurse tends to be trend as it is simple, fast and easy for consumer to pay 24 hours a day, all year round from almost any location. Closed-Loop ePurse: electronic payment card that can be used only from a single organization. Closed-loop cards are generally issued through the business itself (the merchant) in conjunction with a backing agent such as Visa or Mastercard

  5. ePurse System Specifications 01 02 03 04 AUTHENTICATION TRANSACTIONS SCHEME CONNECTION • Strong Card Encryption Keys (AES-16 Byte) • Display of cardholder data and photo prior to any transaction • User PIN • Load/Reload • Check Balance • Debit • Move Balance Prepaid ePurse (Cash in advance) • ‘Load’ and ‘Reload’ transactions are performed online; requires server connection • ‘Debit’ transaction is performed offline; no server connection is required

  6. Load Transaction Options Direct Cash Cardholder Account via Acquirer Bank Mobile Money

  7. Load Transaction Gadgets Laptop /PC connected With Contactless Reader (Direct Cash option) A. NFC Android Mobile App B. Any Android Mobile + BLE Reader (CC or Mobile Money options)

  8. Debit Transaction Fare Collection Device (Unattended Device) Linux or Android OS Contactless SC Reader SAM Interface IP54 Rating 512 MB RAM USB Port Ethernet WiFi 3/4G BLE 4.0

  9. Debit Transaction NFC or Any Mobile/Handheld (Bus Conductor / Taxi Case) Android OS NFC Enabled or Using BLE Reader WiFi 3/4G

  10. Debit Receipt Options

  11. ePurse System Backoffice Card Mgmt. Merchant Terminal Reporting User Mgmt.

  12. Sample Reporting (Load Report)

  13. ePurse Card Statement

  14. Sample Reporting (Card Log)

  15. Thank you…

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