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2014 Annual Benefits Enrollment. Presented by OSU Human Resources. 2014 Annual Benefits Enrollment. Web for Employees http://webemp.okstate.edu/ Available from 8:00am Tuesday, October 1, until 6:00pm Thursday, October 31, 2013 Review your benefit enrollments for 2014 and make changes.

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2014 annual benefits enrollment

2014 Annual Benefits Enrollment

Presented by

OSU Human Resources


2014 Annual Benefits Enrollment

Web for Employees http://webemp.okstate.edu/

Available from 8:00am Tuesday, October 1, until 6:00pm Thursday, October 31, 2013

Review your benefit enrollments for 2014 and make changes


Review Your Benefit Enrollments

  • Vision
  • Long-Term Disability
  • Cancer Protection
  • Life
  • Health Care
  • Flexible Spending Accounts
  • Dental

2014 Benefit Update

  • Premium Changes
  • Dropping BlueChoice Health
  • Expanded ACA Benefits
  • Tobacco Free Incentive
2014 health care insurance plans
2014 Health Care Insurance Plans


BlueEdge High Deductible

2014 healthcare premium chart
2014 HealthCare Premium Chart

If you certify you are tobacco free you will receive a $20 credit.

*BlueEdge Employee-Only will incur a $20 premium and $80.46 will be placed in a HSA.

prevention and wellness
Prevention and Wellness
  • Wellness Exams
  • Immunizations
  • Early Detection Exams & Testing

Bone Density, Colorectal,

Gynecological, Mammograms, PSA

  • BlueAccess & Well On Target

Health Assessment, 24/7 Nurseline

LifePoints, Health Tools & Management

affordable care act aca
Affordable Care Act (ACA)
  • January 1, 2014
    • No Pre-existing limitations
    • No Annual Limitations
    • Deductible & Co-pay Amounts Paid Towards Out-of-Pocket
    • Individual Coverage Mandate
    • Annual Fee on Health Insurers
deductible credit
Deductible Credit
  • Complete Health Assessment (HA) on BlueAccess for Members
    • Receive a deductible credit of $250
    • Available on both plans for 2014
  • Enroll in Special Beginnings (BlueOptions Only)
    • Receive a deductible credit of $250
    • Can be combined with the HA deductible credit
    • First trimester enrollment is required
health assessment screenings
Health Assessment Screenings

Schedule your Health Assessment with Catapult


condition management programs
Condition Management Programs

Additional BlueOptions Benefit

  • Diabetic Condition Management Program
    • Receive a reduction in pharmacy cost
      • Preferred name brand copays reduced to $10.00 for one month supply
    • Enrollment required to receive pharmacy benefit
  • Coronary Artery Disease Condition Management Program
      • Preferred name brand copays reduced to $10.00 for one month supply
    • Enrollment required to receive pharmacy benefit

Waive Health Care Insurance

  • OSU provides health care insurance to all eligible employees
  • May waive coverage for other group coverage or for religious reasons
  • OSU will contribute $200 a month to a flexible spending or dependent care account
  • Form must be submitted each year
  • Two-part process on Web for Employees
flexible spending account fsa
Flexible Spending Account (FSA)
  • Healthcare FSA
    • Current participants need to re-enroll for 2014
    • Pre-funded account administered by WageWorks
    • Receive a WageWorks debit card
    • $2,500 annual maximum employee contribution
flexible spending account fsa1
Flexible Spending Account (FSA)
  • Healthcare FSA
    • Use for qualified out-of-pocket medical expenses
    • Keep receipts or statements
    • Use it or lose it plan
      • Plan year ends March 15 of the following plan year

Minimum Annual Goal $120


health savings account
Health Savings Account
  • Health Savings Accounts (HSA)
    • Administered by Mellon Bank
    • $3,300 annual individual maximum
    • $6,550 annual family maximum
    • $1,000 catch up for age 55 and over
    • Use for qualified out-of-pocket medical expenses
    • Not a use it or lose it plan
      • Funds available at the end of the Plan Year roll over

Minimum Annual Goal $120


dependent care spending account
Dependent Care Spending Account
  • DCA is separate from FSA
  • Eligible Children under the age of 13
  • Before and after school care is acceptable
  • $5000 annual maximum
    • $2500 per parent if both are contributing

Dental and Vision Insurance

  • 2014 Employee Benefits Option Guide is available online at http://hr.okstate.edu
  • If you cover one dependent, you must cover all dependents unless they have other group dental or vision coverage
  • Minimal change in premiums
  • For provider listings, ok.gov/sib
optional cancer coverage
Optional Cancer Coverage

Enroll during October to tax-shelter premiums for 2014

Apply direct

American Fidelity - Cancer

Link available on Web for Employees

afa long term disability
AFA Long-Term Disability

No premium changes in 2014

You can decrease coverage at Web for Employees

You can increase coverage with EOI

Refer to your AFA LTD benefit booklet available at hr.okstate.edu

afa long term disability1
AFA Long-Term Disability
  • Coverage Options & Premiums

*70% coverage is not available to new enrollees.

ing supplemental life insurance
ING Supplemental Life Insurance

No premium changes unless you go into the next 5-year age-rated bracket

Add $5,000 if not at maximum

At 65, 70, & 75 coverage decreases

OSU also provides 2 times annual earnings ($200,000 maximum) in life insurance

ING Travel Assistance Service & Funeral Planning Concierge



Web for Employees