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Street victims and cross-border claims settlement cooperation

Street victims and cross-border claims settlement cooperation. Possible situations for third injured parties with residence in Romania. Acc idents i n Rom a nia. Acc idents i n Bulgaria. Acc idents i n Turkey. Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014.

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Street victims and cross-border claims settlement cooperation

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  1. Street victims and cross-border claims settlement cooperation

  2. Possible situations for third injured parties with residence in Romania Accidentsin Romania Accidentsin Bulgaria Accidentsin Turkey Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014

  3. Possible situations for third parties residing in Romania Hypotheses Acc. in România INSURED Liable vehicle registered in Romania UNINSURED INSURED Liable vehicle registered in Bulgaria UNINSURED INSURED Liable vehicle registered in Turkey UNINSURED Unregistered / Unknown UNINSURED Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014

  4. Possible situations for third parties residing in Romania Hypotheses Acc. in Romania INSURED Liable vehicle registered in Romania UNINSURED INSURED Liable vehicle registered in Bulgaria UNINSURED INSURED Liable vehicle registered in Turkey UNINSURED Unregistered / Unknown UNINSURED Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014

  5. Example Accident in România – third party and liable party are Romanians FPVS – Guarantee Fund Uninsured? Romanian MTPL Insurer Insured

  6. Possible situations for third parties residing in Romania Hypotheses Acc. in Romania INSURED Liable vehicle registered in Romania UNINSURED INSURED Liable vehicle registered in Bulgaria UNINSURED INSURED Liable vehicle registered in Turkey UNINSURED Unregistered / Unknown UNINSURED Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014

  7. Accident in Romania – Romanian TP, Bulgarian liable party Green card correspondent in Ro. of the Bulgarian mtpl insurer Bulgarian insurer insured Uninsured – normally based in Bulgaria Romanian GC Bureau Bulgarian GC Bureau

  8. Possible situations for third parties residing in Romania Hypotheses Acc. in Romania INSURED Liable vehicle registered in Romania UNINSURED INSURED Liable vehicle registered in Bulgaria UNINSURED INSURED Liable vehicle registered in Turkey UNINSURED Unregistered / Unknown UNINSURED Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014

  9. Accident in Romania – Romanian TP, Turkish liable party Green Card correspondent Turkish mtpl/gc insurer Turkish Green Card Uninsured Romanian Guarantee Fund - FPVS

  10. Possible situations for third parties residing in Romania Hypotheses Acc. in Romania INSURED Liable vehicle registered in Romania UNINSURED INSURED Liable vehicle registered in Bulgaria UNINSURED INSURED Liable vehicle registered in Turkey UNINSURED Unregistered / Unknown UNINSURED Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014

  11. Accident in Romania – Romanian TP Unregistered vehicle Romanian Guarantee Fund - FPVS Unidentified vehicle *

  12. Possible situations for third parties residing in Romania Hypotheses Acc. in Bulgaria INSURED Liable vehicle registered in Romania UNINSURED INSURED Liable vehicle registered in Bulgaria UNINSURED INSURED Liable vehicle registered in Turkey UNINSURED Unregistered / Unidenfied UNINSURED Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014

  13. Possible situations for third parties residing in Romania Hypotheses Acc. in Bulgaria INSURED Liable vehicle registered in Romania UNINSURED INSURED Liable vehicle registered in Bulgaria UNINSURED INSURED Liable vehicle registered in Turkey UNINSURED Unregistered / Unidenfied UNINSURED Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014

  14. Accident in Bulgaria – third party and liable party are Romanians Bulgarian Green card Bureau – as handling Bureau ? Romanian Guarantee Fund Uninsured ? Insured Romanian MTPL Insurer or It`s Bulgarian correspondent

  15. Possible situations for third parties residing in Romania Hypotheses Acc. in Bulgaria INSURED Liable vehicle registered in Romania UNINSURED INSURED Liable vehicle registered in Bulgaria UNINSURED INSURED Liable vehicle registered in Turkey UNINSURED Unregistered / Unknown UNINSURED Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014

  16. Accident in Bulgaria – Romanian TP, Bulgarian liable party Claims representative from RO Bulgarian MTPL Insurer Insured Uninsured Romanian compensation body – FPVS, or directly, to the Bulgarian Guarantee Fund

  17. In case of a dispute regarding the validity of the insurance policy, which one, the Insurer or the Guarantee Fund, is responsible in first instance, to settle the claim? Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014

  18. Accident in Bulgaria – Romanian TP, German vehicle is liable Claims rep. of German mtpl ins in Ro Green card correspondent of German mtpl ins in Bg German MTPL insurer Insured Uninsured – and nb in Germany Romanian Compensation Body or German Guarantee Fund or Bulgarian Green Card Bureau as HB

  19. Possible situations for third parties residing in Romania Hypotheses Acc. in Bulgaria INSURED Liable vehicle registered in Romania UNINSURED INSURED Liable vehicle registered in Bulgaria UNINSURED INSURED Liable vehicle registered in Turkey UNINSURED Unregistered / Unknown UNINSURED Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014

  20. Accident in Bulgaria – Romanian TP, Tukish liable party Green Card correspondent of the Turkish mtpl insurer in Bulgaria Insured Uninsured Romanian Compensation Body Bulgarian Guarantee Fund

  21. Possible situations for third parties residing in Romania Hypotheses Acc. in Bulgaria INSURED Liable vehicle registered in Romania UNINSURED INSURED Liable vehicle registered in Bulgaria UNINSURED INSURED Liable vehicle registered in Turkey UNINSURED Unregistered / Unknown UNINSURED Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014

  22. Accident in Bulgaria – Romanian injured TP Bulgarian Guarantee Fund – final debtor Unregistered vehicle Unidentified vehicle Romanian Compensation Body – as handling body

  23. Possible situations for third parties residing in Romania Hypotheses Acc. in Turkey INSURED Liable vehicle registered in Romania UNINSURED INSURED Liable vehicle registered in Bulgaria UNINSURED INSURED Liable vehicle registered in Turkey UNINSURED Unregistered / Unidenfied UNINSURED Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014

  24. Possible situations for third parties residing in Romania Hypotheses Acc. in Turkey INSURED Liable vehicle registered in Romania UNINSURED INSURED Liable vehicle registered in Bulgaria UNINSURED INSURED Liable vehicle registered in Turkey UNINSURED Unregistered / Unidenfied UNINSURED Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014

  25. Accident in Turkey– third party and liable party are Romanians Romanian Guarantee Fund Uninsured Insured Romanian MTPL Insurer or it`s Turkish Green Card Correspondent

  26. Possible situations for third parties residing in Romania Hypotheses Acc. in Turkey INSURED Liable vehicle registered in Romania UNINSURED INSURED Liable vehicle registered in Bulgaria UNINSURED INSURED Liable vehicle registered in Turkey UNINSURED Unregistered / Unknown UNINSURED Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014

  27. Accident in Turkey – Romanian TP, Bulgarian liable party Turkish Green Card correspondent Romanian Claims representative Bulgarian MTPL Insurer Insured Uninsured Romanian compensation body – FPVS, or directly, to the Bulgarian Guarantee Fund

  28. Possible situations for third parties residing in Romania Hypotheses Acc. in Turkey INSURED Liable vehicle registered in Romania UNINSURED INSURED Liable vehicle registered in Bulgaria UNINSURED INSURED Liable vehicle registered in Turkey UNINSURED Unregistered / Unknown UNINSURED Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014

  29. Accident in Turkey – Romanian TP, Tukish liable party Turkish MTPL Insurer Insured Uninsured No protection

  30. Accident in Turkey – Romanian TP, Ukranian liable party Turkish Green Card correspondent Insured Uninsured No protection

  31. Possible situations for third parties residing in Romania Hypotheses Acc. in Turkey INSURED Liable vehicle registered in Romania UNINSURED INSURED Liable vehicle registered in Bulgaria UNINSURED INSURED Liable vehicle registered in Turkey UNINSURED Unregistered / Unknown UNINSURED Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014

  32. Accident in Turkey – Romanian TP Unregistered vehicle No protection Unidentified vehicle

  33. Thank you for your attention Sorin Greceanu - FPVS – IIF Conference - Istanbul 2014

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