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HR Specialty Products & Services Catalogue Executive Summary

Brand Name Furniture, Appliance, Electronics Purchasing Benefit using up to a 36 Month Work- History-Based Payment Program. HR Specialty Products & Services Catalogue Executive Summary A No Frills Distillation of Vendor’s Marketing Collateral Thomas A Ference President & CEO

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HR Specialty Products & Services Catalogue Executive Summary

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  1. Brand Name Furniture, Appliance, Electronics Purchasing Benefit using up to a 36 Month Work- History-Based Payment Program HR Specialty Products & Services Catalogue Executive Summary A No Frills Distillation of Vendor’s Marketing Collateral Thomas A Ference President & CEO Human Resources Mining & Distribution Co Locating, Validating and Accelerating HR  Innovation Office: 219-662-0201 Cell: 630-240-2583 Fax: 219-661-0236 e-mail: tference@hrmdco.com Website: www.hrmdco.com

  2. Large percentages of employees may not have the requisite credit history to support purchasing brand name home furnishings - even at discounted prices • This vendor extends credit to employees up to 36 months for such purchases based on the employees’ qualified work history (e.g. 2 yrs. continuous employment) not his / her credit history • Purchases can be paid for via payroll deduction (minimal employer involvement ) and / or direct deposit (no employer involvement) • No cost to employer or employee to participate • Free white glove delivery, Free extended warranty on furniture, broad selection, 24 X 7 X 365 shopping • Vendor maintains liability if employees leave employment • Experience shows a reduction in turnover the amount of which varies by industry due to the payroll deduction tie Furniture, Appliance & Electronic Purchasing Program

  3. Representative Merchandise Partners

  4. Vendor Discount and Utilization Schedule

  5. This product/service is contained in the HR Specialty Products & Services Catalogue™ • Operational level details about this particular service provider can be obtained in conference with the vendor • The HR Mining &Distribution Co. is an independent and contracted representative of the vendor • Upon your request, we will arrange for an introduction that can range from a simple, quick conference call to a services overview / system demo • Tom Ference 219-662-0201 (Chicagoland area) or tference@hrmdco.com • Thank you for your potential interest in this fresh thinking Next Steps

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