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Target Date Funds

Join the panel discussion on target date funds allocation strategies, equity exposure, asset mix, and income generation. Learn about differentiation, diversification, and the critical nature of selecting the right funds. Explore future innovations and safeguards in case of another financial crisis.

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Target Date Funds

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  1. Target Date Funds Panelists: John Doyle - American Funds | Jerome Clark – T. Rowe Price Matthew Brancato – Vanguard | Moderated by: Gregory Woods – BPAS

  2. Agenda • Introduction of Panelists • Brief description of Panelist funds • Ideology behind the allocation and glidepath • Equity Exposure at 65 years old • Asset Mix at Landing Point • Asset Allocation Decisions

  3. Agenda • Differentiation and Diversification • Tactical vs Strategic and Active vs Passive • Fixed Income Exposure throughout Glidepath • Where is the Income being generated? Risk? • Diversification – Foreign/EM Debt? High Yield? • Critical Nature of Getting these Funds Right • ~70% of retirement asset flows will be to TDFs by 2016 • Safeguards in case ’08 -’09 happens again • What Innovations/Changes On the Horizon

  4. American Funds Target Date Retirement Series

  5. T. Rowe Price Retirement Series

  6. Vanguard Target Retirement Series

  7. Questions?

  8. Contact Greg Woods BPAS gwoods@bpas.com

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