Social security
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Social security. Introduction. A man has to face a number of risks right from his birth, such as., - employment injury - industrial disease - disablement - ill health - sickness - maternity or childbirth - old age - burial - widowhood

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Social security

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Social security

Social security


Introduction

Introduction

  • A man has to face a number of risks right from his birth, such as.,

    - employment injury

    - industrial disease

    - disablement

    - ill health

    - sickness

    - maternity or childbirth

    - old age

    - burial

    - widowhood

    - orphanhood


Social security

  • During these contingencies, it becomes difficult for the person concerned either to work or to obtain work,,

  • The employee who is unable to work, they’ll ultimately expect some sort of help from the employer or government.


Social security

  • The basic Aims & objectives of social security is “ THE CAUSES OF INSECURITY MUST BE REMOVED”


Definition

Definition

  • International Labour Office defined “ social security is the security that society furnishes, through appropriate organisation against certain risks to which its members are exposed”.


Social security

  • Professor Hasan defined “ social security may be provided through three main forms, namely

    1. social insurance

    2. social assistance

    3. public service


Social insurance

Social insurance

  • Is used in cases of those contingencies the incidence of which is predictable namely

    - old age

    - death

    - sickness

    - maternity

    - work injury


Social security

  • For this, the contributions are made by the insured persons and sometimes by their employers and the government also.

  • The befits are paid as a matter of right on the fulfillment of certain prescribed conditions according to a fixed scale.

  • The benefits are generally related to the contributions and are based on assumed average is provided by the group insured.


Social insurance1

Social insurance

  • May be discussed under the following heads

    - the workmen's compensation act 1923

    - maternity benefits acts

    - sickness insurance act

    - ESI act 1948

    - EPF act 1952

    - old age pension act

    - unemployment insurance act

    - industrial dispute act 1953 ( for lay off and retrenchment)


Social assistance

social assistance

  • Is provided by the government on the basis of actual existence of need.

  • No previous contributions have to be paid.

  • The existence of need is the only condition irrespective of the causes or circumstances of need.

  • Ex. (Marriage assistance, educational loan, maternity assistance, family medical assistance)


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