School consortia in ohio
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School Consortia in Ohio. State of Ohio School Consortia. Council of Governments (Chapter 167) v. Section 9.833 v. Co-ops Council of Government organizations pre-date 9.833 and comprise about 1/3 of the entities,

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School Consortia in Ohio

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School consortia in ohio

School Consortia in Ohio


State of ohio school consortia

State of Ohio School Consortia

  • Council of Governments (Chapter 167) v. Section 9.833 v. Co-ops

    • Council of Government organizations pre-date 9.833 and comprise about 1/3 of the entities,

    • Section 9.833 enacted later, allowing school districts to pool risks, comprising about 2/3 of the entities,

    • Co-ops may or may not share risks, but purchase services cooperatively,

    • The structural organization of the entities does not seem to dictate bylaws.


State of ohio school consortia1

State of Ohio School Consortia

  • About half of the consortia were formed in the mid to late 80’s

    • About 1/3 were formed in the mid 90’s

    • The remainder were formed more recently

  • Continue to be formed

    • There are currently underway at least 3 efforts to form new consortia


School consortia in ohio

State of Ohio School Consortia

  • There are 30 to 35 independent consortia now operating in Ohio that include schools

    • Cover over 70,000 employees

    • Include more than half of all school districts in Ohio

  • Range in size from 120 to 12,000 employees

  • The majority are organized around ESC’s with school districts from one or two counties, but at least three extend well beyond county lines


School consortia in ohio

State of Ohio School Consortia

  • The four largest consortia cover approximately 15% of school employees in Ohio with about 30% of school districts represented


School consortia in ohio

State of Ohio School Consortia

  • A few of the consortia include non public schools, such as

    • Municipalities

    • County governments

    • Community Colleges, etc.

  • Most consortia include ESC’s, and some, but not all, include:

    • MRDD’s, and

    • Vocational Schools


School consortia in ohio

State of Ohio School Consortia

  • There are a few non school consortia in Ohio

    • One exclusively for County governments

    • Several for City governments

  • Some of the consortia are better characterized as purchasing cooperatives, obtaining insurance contracts for participating members

  • Most consortia are partially self insured


School consortia in ohio

State of Ohio School Consortia

  • Two general organizational practices characterize the consortia:

    • Common reserving - majority

    • Allocated reserving

  • Plan design philosophies split about evenly

    • Common plan design (no more than 2 plans)

    • Flexible plan design

      • Complete flexibility

      • 3 or more offerings


School consortia in ohio

State of Ohio School Consortia

  • Rating process

    • Uniform rates for all members

    • Uniform rate adjustments for all members

    • Experience rated plans

    • Reserve recovery philosophies

  • Withdrawal provisions

    • Single pool consortiums, with some exceptions, do not pay run out claims

    • Allocated balance consortiums pay run out claims


School consortia in ohio

State of Ohio School Consortia

  • Termination notification requirements

    • Vary from 30 days to 5 years

  • Consortia, generally, do not pay run out claims for departing members

    • No claim reporting information provided to members


School consortia in ohio

State of Ohio School Consortia

  • Reserve positions

    • Total estimated reserves in excess of $150 million

  • Stop Loss deductible variations

    • $30,000 to $350,000

  • Actuarial reporting required

    • No filing of the reports


School consortia in ohio

State of Ohio School Consortia

  • No repository for information about consortiums

  • Most have outside managers


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