Personal budgets
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Personal Budgets PowerPoint PPT Presentation

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Personal Budgets. In This Chapter:. -How to keep Financial Records. -How to create a personal budget. -How to balance a budget. -How to analyze a budget. What is a budget?. A method of keeping track of your . What $$ do you need to keep track of?. Income. Expenses.

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Personal Budgets

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Personal Budgets

In This Chapter:

-How to keep Financial Records

-How to create a personal budget

-How to balance a budget

-How to analyze a budget

What is a budget?

A method of keeping track of your

What $$ do you need to keep track of?



$$ that comes in and $$ that goes out

How to you start a budget?

Start by asking

What are some examples of questions that should be asked?

1.What is my income?

Gross vs. Net

2.What are my Expenses?

Make a list of your MONTHLYexpenses

What are monthly expenses?

List as many expenses as you can think of









Some Expenses that you didn’t think of…



-Moving expenses

-Insurance – auto/personal


-Long Distance Calls

-Banking fees

-Vehicle Maintenance

A budget Organizes this information

How would you organize your income/expenses?

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