Home loans at attractive interest rates from HDFC Home loans. Best home loan rates for women and salaried individuals.Home loans at lower processing fees\n
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Till 31 March this year banks used to lend on base rate, which was the minimum Home Loan Interest Rates at which commercial banks could lend to customers. Base rate mainly includes three things: cost of fund, unallocated cost of resources and return on net worth. The ratio of these three elements differed across lenders.
BPLR Till June 2010, BPLR was used as the benchmark rate by banks for lending. Banks would keep BPLR at an artificially high level and charge most of their borrowers a rate much below this.
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