Personal trainer insurance PDF

1. Keep Your Business in Good Shape!

2. Contents This presentation addresses the following: • The personal training insurance package options​ • Cost of insurance for trainers • Frequently asked insurance questions for trainers​

3. You Need Personal Trainer Insurance if... • You're a freelance trainer not affiliated with any fitness center​ • You're on a contract basis with a fitness center​ • You're a virtual fitness instructor

4. Your Personal Trainer Coverage • General Liability Insurance: This is regarded as the most important coverage and protects you from a majority of client-inflicted lawsuits.​ • Errors and Omissions (E&O) Insurance: Protects you when you are accused of negligence, resulting in any type of loss for your client.​ • Business Owners Policy (BOP): Bundles general liability insurance and various types of property damage into a manageable policy.

5. Cost Of Personal Trainer Insurance Different conditions influence personal trainer insurance costs, including:​ • Fitness service: The specific services that are included in your offering. • Business equipment and property: Do you own physical property that you want to insure?​ • Number of employees: How many employees are there in your business (conditional if you are a business owner.)​

6. You know your situation better than anyone, but really, a local insurance agent knows best!